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LONE STAR FINANCING

TEXAS JUMBO HOME LOANS

High-value home financing with competitive jumbo rates for qualified Texas homebuyers.
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Jumbo Loans in Texas: Finance Your Dream Home

At Lone Star Financing, we offer private investor financing with highly competitive rates on jumbo loans, available for amounts up to $3,000,000. 
 
Credit score requirements – Min FICO 680 with 80% LTV. If you are going to qualify for a Texas jumbo mortgage, you will need to document income and assets in order to get approval.
Jumbo lender in Texas providing high-value home financing options for qualified buyers

Texas Jumbo Lender

Lone Star Financing has a non-QM Jumbo private investor program that enables us to help more Jumbo borrowers. This mortgage program is a competitively priced product for borrowers who just miss qualifying under Prime Jumbo guidelines.
  • Jumbo Loans up to $3,000,000
  • Competitive rates for high-value properties
  • Flexible qualification guidelines for larger loan amounts
  • Purchase or Cash Out Refinance
  • Non QM Jumbo Loans
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Jumbo Financing Guidelines

  • 80% LTV with 680 FICO (90% LTV with 720 FICO)
  • Owner Occupied, Second Home and Investment
  • Subject to Investor Requirements
  • Fixed Rate and Adjustable Rate
Jumbo loan guidelines in Texas outlining qualification requirements for high-value home financing
Why Choose Us ? It's our People!
Allen Lundberg Sr. Loan Officer NMLS# 277507

Allen Lundberg

Sr. Loan Officer
NMLS #277507

Chris Lederer

Chris Lederer

Production Manager
NMLS #2004549

Chien “Jen” Papaelias, Senior Loan Officer at Lone Star Financing

Jen Papaelias

Sr. Loan Officer
NMLS #2692859

Ryan Wood, Senior Loan Officer at Lone Star Financing specializing in Texas residential home loans

Ryan Wood

Sr. Loan Officer
NMLS #1757471

Brett Dempsey Loan Officer

Brett Dempsey

Branch Manager
NMLS #2014728

ABOUT US

Jumbo Home Financing Solutions in Texas

Lone Star Financing is a preferred Texas jumbo lender, specializing in high-value home loans for qualified buyers. Our team brings deep expertise in jumbo financing and a clear understanding of the unique requirements these loans demand.

We deliver a streamlined, personalized mortgage experience focused on efficiency, transparency, and your financial goals. From guidance through closing, we help you secure the right financing with confidence and ease.

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Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approvals.

Low Rates & Fees

Jumbo Mortgage Lender with Low Rates. FHA, VA, and USDA Approved Lender.

Customer Service

Texas Jumbo lender - we will be with you at every step from application to closing.

More About Our Texas Jumbo Loans

  • Maximum debt-to-income (DTI) ratio up to 45% for jumbo borrowers in Texas

  • Six months of reserves typically required after closing

  • Conforming and some government loans may require fewer or no reserves

  • Stricter qualification standards, including higher credit scores and cash reserves

  • Not backed by Fannie Mae or Freddie Mac

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Local Texas mortgage lender Lone Star Financing helping homeowners and buyers

Lone Star Financing is a trusted Texas Jumbo Lender known for competitive rates, personalized service, and in-house underwriting. Our experienced team specializes in high-value jumbo loans and delivers a streamlined, customized mortgage experience designed to support your financial goals from application through closing.

As a preferred jumbo lender in Texas, we offer financing up to $3,000,000 for qualified buyers.