Mesquite Mortgage Lender

LONE STAR FINANCING

Mesquite, TX
HOME LOANS

Low Rates, Low Fees & Fast Close

Lone Star Financing - Mesquite Mortgage Lender

Your trusted Mesquite mortgage lender for new home loans and mortgage refinance.  With competitive rates, exceptional customer service, and in-house underwriting, we ensure a fast and hassle free loan process.

Mesquite, TX Mortgage Company

Mortgage Company MesquiteWelcome to Lone Star Financing, your trusted mortgage lender in Mesquite, TX. As a direct lender, we offer competitive rates and fast closings to ensure a smooth, stress-free home loan process. Our advanced, technology-driven platform simplifies the entire experience, allowing you to easily complete your application, link bank accounts, upload documents, and obtain full loan approval quickly and securely. Since 2007, we have earned a trusted reputation in Mesquite for integrity, exceptional customer service, and transparency—qualities that continue to set us apart as a preferred home lender.

More About Us

Mesquite, TX Home LoansWhether you’re purchasing a new home in Mesquite or refinancing your current mortgage, Lone Star Financing is here to assist you at every step. From Texas FHA loans and VA home loans to USDA rural home loans in Mesquite, we have the ideal solution for your situation. Our experienced team will guide you through the entire process, helping you secure the best mortgage option to meet your financial goals.

Why Choose Lone Star Financing?

  • Direct Mortgage Lender
  • Local Underwriting and Fast Approvals
  • No-Obligation Good Faith Estimate
  • Local Mesquite, TX Service


What truly sets Lone Star Financing apart is our commitment to competitive rates, personalized service, and a broad range of mortgage products with fast, hassle-free pre-approvals. As a Texas-based mortgage lender, we focus on building long-term relationships with our clients in Mesquite. Call us or apply online today—we look forward to earning your business!

Mesquite Home Loans

New Home Loans

Buying a new home in Mesquite? We specialize in new home loans and offer a variety of loan programs tailored just for you:

  • Primary home, secondary, investment
  • FHA, USDA, and VA Loans
  • Conventional Loans
  • Low Rates & Variable Terms

Conventional Loans

Conventional loans provide lower interest rates and reduced mortgage insurance, with a down payment as low as 5%:

  • 30, 20 and 15-Year terms
  • Ultra low rates with great credit
  • Primary home, secondary, investment
  • Up to 95% Financing

Mesquite FHA Loans

FHA home loans are perfect for first time home buyers in Mesquite, but you don’t have to be a first time buyer to qualify:

  • Only 3.5% Down Payment
  • Easier Credit Qualifying
  • 203k Renovation Loans
  • 1st Time Home Buyers

Mesquite VA Loans

Veteran home loans in Mesquite, TX, providing expert VA home loan services tailored to veterans’ unique needs:

  • Zero down, 100% Financing
  • No Monthly PMI
  • No Debt to Income Restrictions
  • VA Jumbo Loans with Down Payment

Cash Out Refinance

Tap into your home’s equity with a Texas Cash-Out Refinance, offering lower rates and flexible loan options:

  • Home Improvements
  • Debt Consolidation
  • Personal Expenses
  • Higher Education

Mortgage Refinance

Streamlined mortgage refinancing in Mesquite, TX. Take advantage of lower rates—refinance today!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • FHA Streamline Available
  • VA IRRRL Streamline

Your Local Mesquite, TX Lender

Fast Close

In-house underwriting, processing, and closing for fast approvals - our goal is to close in 28 days or less.

Low Rates

Mesquite Mortgage Lender offering low rates, minimal fees, and fast closings. FHA, VA, and USDA approved lender.

Service

We put our clients first, providing exceptional service and ensuring a seamless, stress-free experience.

Home Loan Pre-approvals
Jump in Front of the Line
Get Pre Approved Today!
Why Choose Lone Star Financing?
It's our People!
Austin, TX Loan Officer

Shawn Dulac

Sr. Loan Officer
NMLS #1320463

Best Louisiana Mortgage Lender

James Hair

Sr. Loan Officer
NMLS #1680348

Ricardo Trejo - Lakeway, TX

Ricardo Trejo

Branch Manager
NMLS #347481

Eden Vick - TX Lender

Eden Vick

Sr. Loan Officer
NMLS #490185

Roman Balley - Lone Star Financing

Roman Balley

Production Manager
NMLS #2267211

Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Lone Star Financing - Mesquite, TX Home Loans

Mesquite Mortgage Lender

 

  • Low Rates & Low Fees
  • Close in 28 Days or Less
  • Local underwriting, processing and closing
  • Fast approval & on time fundings
  • Local Texas Customer Service
Mortgage company Mesquite, TX

Are you looking to buy a home in Mesquite, TX? Whether you’re a first-time homebuyer or a Texas veteran, we can customize the perfect loan to fit your needs. Once you’re pre-qualified, you can confidently begin your home search in Mesquite, TX, knowing you have the right financing in place. At Lone Star Financing, we are committed to being your trusted partner throughout your home-buying journey. As a local Mesquite mortgage lender, we work closely with local underwriters to ensure fast processing of your application, and we even offer same-day approvals! Rated number one by Mesquite, TX realtors, we’re the trusted choice for FHA loans, mortgage refinancing, and more. When it’s time to secure your financing, count on Lone Star Financing for exceptional service and a smooth experience.

FHA Loans in Mesquite, TX
Mesquite, TX USDA Loans
Mortgage Loans – Mesquite, TX
Mesquite, TX VA Loans

Our Texas Locations

2024 Real Estate in Mesquite, TX

Mesquite is a suburb of Dallas, TX, just to the east of the metroplex. As of October 2024 there were currently 292 resale and new homes for sale in Mesquite, including 223 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. The average listing price for homes for sale in Mesquite TX was $282,655.