Laredo Home Loans & Refinancing from a Trusted Mortgage Lender
Préstamos para viviendas en Laredo- Hablamos español
Lone Star Financing is a trusted Laredo mortgage lender helping homebuyers secure the right financing with confidence. Whether you’re buying your first home or moving up, our team provides clear guidance, fast responses, and a smooth lending experience from start to finish.
We offer competitive rates, flexible loan options, and personalized service tailored to your goals—delivering a streamlined home loan process with clear communication through closing.
- Mortgage Broker
- Low Rates & Low Fees
- Fast Approvals
- Close on Time
- Local Customer Service
Our Laredo Loan Options
Conventional loans offer lower mortgage insurance and interest rates based on credit score.
- Low fixed rates
- As little as 5% down
- 30, 20 and 15-Year
- Max value of $832,750
FHA loans offer a 3.5% down, ideal for first-time buyers and moderate-income families.
- Only 3.5% down
- Flexible Guidelines
- Higher DTI OK
- Lower FICO >600
VA loans offer zero down and no PMI, making homeownership more affordable.
- 0% down payment
- Simple Qualifying
- Higher DTI OK
- Lower FICO >580
Lone Star Financing offers low refinance rates, quick pre-approvals, and fast closings.
- Rate & Term Refinance
- Cash Out Refinance
- Debt Consolidation
- FHA & VA IRRRL’s
A Better Home Financing Experience
Lone Star Financing is your trusted Laredo mortgage expert, providing personalized home loan guidance backed by strong local market knowledge. We take the time to understand your goals, budget, and timeline to match you with the right lender and loan program.
From first-time buyers to experienced homeowners, our loan officers guide you through every step of the mortgage process with clarity and confidence.
Close on Time
Our goal is to close every loan in 21 days or less with in-house underwriting for fast, on-time closings.
Low Rates & Fees
Low mortgage rates from a trusted Laredo lender. FHA, VA, and USDA approved.
Customer Service
Local Laredo mortgage experts guiding you from application to closing. Read our reviews.
Lone Star Financing - Laredo Texas Mortgage Experts
Looking for a trusted mortgage lender in Laredo, TX? Lone Star Financing offers competitive rates, low fees, and quick approvals. Whether you’re buying your first home or refinancing, our local experts are here to guide you through the process every step of the way. With over a decade of experience, we specialize in conventional, FHA, and VA loans, ensuring you secure the best rates and a smooth, fast closing process. Reach out today to get started with Laredo’s top mortgage lender!
Get Pre-Qualified Today!

Allen Lundberg
Sr. Loan Officer
NMLS #277507

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Ryan Wood
Sr. Loan Officer
NMLS #1757471

Brett Dempsey
Branch Manager
NMLS #2014728
Laredo, TX Mortgage Lending
CALL TODAY (855) 314-8080
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
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