Pasadena Mortgage Lender
Lone Star Financing - Pasadena, TX Mortgage Lender
Lone Star Financing is your local lender in Pasadena, offering competitive rates, in-house underwriting, and quick closings. As a direct lender we are an approved VA and FHA lender with personalized service tailored to your needs.
FHA, VA, & USDA Loans
Direct Mortgage Lender
In-House Underwriting
Low Rates & Low Fees
Free Good Faith Estimate
Texas Customer Service!
Pasadena Mortgage Company
Welcome to Lone Star Financing – your trusted direct mortgage lender in Pasadena, TX. As a direct lender, we offer competitive rates and fast loan closings. Our technology-driven approach ensures a secure, streamlined platform where you can easily complete your application, sync bank accounts, upload documents, and receive full loan approval.
Choosing the right lender is key to getting the right mortgage. Since 2007, we’ve been helping clients in Pasadena with a commitment to integrity, outstanding customer service, and transparent lending. This simple approach has made us one of Texas’s leading mortgage companies. Whether you’re seeking a new home loan or refinancing, Lone Star Financing is here to help!
Lone Star Financing is proud to be a direct mortgage lender serving Pasadena, TX. As a direct lender, we offer an extensive range of home loan products designed to meet the diverse needs of our clients, all while providing competitive rates, low fees, and quick loan closings. Unlike traditional mortgage brokers who often act as intermediaries, we handle everything in-house—from underwriting to processing—allowing us to make faster, more efficient decisions. Our streamlined process enables us to close most loans within 30 days or less, providing our clients with a smooth and timely experience.
What sets us apart is our local expertise and “common sense” approach to underwriting. As a Texas-based lender with in-house underwriters, we can offer the flexibility and personalized attention that national lenders often can’t match. Our team works closely with each client to understand their unique situation and tailor loan solutions that best fit their financial goals. Whether you’re a first-time homebuyer, a veteran, or someone looking to refinance, we are committed to finding the right loan for you.
At the heart of Lone Star Financing is a straightforward mission: to deliver integrity, exceptional customer service, and transparent lending. This winning formula has allowed us to grow into one of the most trusted mortgage companies in Pasadena, Texas, and beyond. Since our founding, we’ve built lasting relationships with our clients by ensuring that their needs come first every step of the way.
Our Pasadena Loan Programs
Pasadena Home Loans
Looking to buy a new home in Pasadena? We offer a variety of home loan programs available for new purchases:
- Primary, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Loans
Conventional loans offer several advantages, including lower interest rates and flexible mortgage insurance options.
- 30, 20 and 15-Year terms
- Financing up to $766,500
- Primary home, secondary, investment
- Up to 95% Financing
Pasadena FHA Loans
FHA loans are perfect for first time home buyers in Pasadena – only 3.5% down payment and gift funds are allowed.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
Pasadena VA Loans
We are an approved VA lender in Pasadena with low rates and we are here to help our Texas Vets maximize their benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Cash Out Refinance
Unlock the equity in your home with a Texas Cash Out Refinance – enjoy lower interest rates and flexible loan refinance options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Mortgage Refinance
Lone Star Financing offers low rates and a streamlined hassle free process to refinance your mortgage in Pasadena.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Pasadena, Texas Mortgage Experts
Close on Time
In-house underwriting, processing, and closing ensure fast approvals and timely funding.
Low Rates
Pasadena Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Service
Pasadena mortgage company for outstanding customer service ensuring a stress-free lending experience
Get Pre-Qualified Today!
It's our People!
Shawn Dulac
Sr. Loan Officer
NMLS #1320463
James Hair
Sr. Loan Officer
NMLS #1680348
Ricardo Trejo
Branch Manager
NMLS #347481
Eden Vick
Sr. Loan Officer
NMLS #490185
Roman Balley
Production Manager
NMLS #2267211
Lone Star Financing - Pasadena, TX Mortgage Lender
PASADENA MORTGAGE RATES
CALL TODAY (855) 314-8080
- Direct Pasadena Lender
- Low Rates & Low Fees
- Close on Time
- Local Underwriting
- Local Texas Company
If you are searching for a home in Pasadena, TX, you want a partner by your side who you can trust. Lone Star Financing is a Texas home lender, and we work with local mortgage underwriters to get you approved quickly and at the best rate possible. We can tell you what type of home loan is best for you, whether it’s an FHA loan for first-time Pasadena, TX home buyers, or a VA loan or USDA loan. If you’re looking for a home anywhere in the Texas Gulf Coast, our dedicated home mortgage specialists can help. We also specialize in mortgage refinancing loans. Maybe you need a little extra cash for home improvements, or maybe you just want to lower your monthly payment or interest rate. If you already own a home in Pasadena, TX, a mortgage refinance might be the best choice for you. Call us today, or fill out the online form, and one of our mortgage lending experts will reach out to you to get started and answer any questions you have. Apply for a mortgage loan online, and you might even be approved the same day!
Lone Star Financing is your local Pasadena mortgage lender for new home loans and mortgage refinance.
Service Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender and can close loans anywhere within the great state of Texas. Your local Texas mortgage lender with low rates, low fees, and top notch customer service.
Pasadena, TX Real Estate (2024)
As of October, 2024 the average cost of homes was $268,450, trending up 14.5% year-over-year. Pasadena is located east of Houston near the Texas Gulf Coast. There are currently 223 resale and new homes in Pasadena, including 148 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. Popular neighborhoods in Pasadena include Parkview Manor and Village Grove, with average listing prices of $124,659 and $204,875. Lone Star Financing can help you with all your home mortgage loan needs. Call us or fill out our online application today!
