San Antonio Mortgage Lender

LONE STAR FINANCING

SAN ANTONIO
HOME LOANS

Low Rates & Fast Closing

Lone Star Financing | Your Local San Antonio Lender

Buying a new home in San Antonio, TX? Lone Star Financing is a preferred mortgage company in San Antonio and we are here to provide your personalized solutions with a commitment to competitive rates, exceptional service, and local expertise.

Home Loans & Refinance

FHA, VA & Jumbo Loans
In-House Processing

Low Rates & Low Fees
Same Day Pre-Approvals
Texas Customer Service!

San Antonio, TX Mortgage

Best mortgage company in San Antonio — San Antonio Lender

Welcome to Lone Star Financing, your trusted direct mortgage lender based in San Antonio, TX. With our low rates and fast loan closings, we make the home financing process seamless. As a technology-driven company, we offer a secure platform where you can complete your application, sync bank accounts, upload documents, and get full loan approval with ease. Whether you are buying a new home or need to refinance your current mortgage in San Antonio, we’ve got you covered! Whether you’re looking for a new home loan or a mortgage refinance, Lone Star Financing is here to help. We’re proud to be an FHA and VA-approved lender serving San Antonio.

More About Us

Buying a new home in San Antonio? We can help! As San Antonio’s leading mortgage company, we offer tailored solutions with a focus on competitive rates, outstanding service, and extensive local knowledge. Whether you’re purchasing a new home or refinancing, rely on us to guide you through the process with confidence and simplicity. We specialize in residential home loans in San Antonio, TX and approved lender for FHA loans, VA Loans, and USDA home loans. What makes us better than the other mortgage companies? Here are just a few reason why people choose Lone Star Financing:

Low Rates
In-House Underwriting
Close Loans Fast
San Antonio Customer Service

We are a direct mortgage lender in San Antonio which means we do not broker loans and offer in-house processing and underwrite using common sense. Lone Star Financing specializes in residential home loans in San Antonio, Texas, offering personalized, local service that sets us apart from national and online lenders. As a Texas-based company, we provide face-to-face customer care and VIP treatment throughout the loan process. One of the key advantages in our loan process is that all of our underwriting is handled locally within San Antonio. This ensures faster, more efficient processing and gives us the flexibility to find solutions tailored specifically to the needs of Texas homebuyers.

San Antonio Home Loans

New Home Loans

Looking to buy a new home in San Antonio, TX? We offer a variety of home loan programs available for new purchases:

Primary, secondary, investment
FHA, USDA, and VA Loans
Conventional Loans
Low Rates & Variable Terms

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Conventional Loans

Our most popular loans, conventional home loans offer several advantages, including lower interest rates.

30, 20 and 15-Year terms
Financing up to $766,500
Primary home, secondary, investment
Up to 95% Financing

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San Antonio FHA Loans

FHA loans are ideal for first-time home buyers in San Antonio, requiring only a 3.5% down payment and gift funds allowed.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

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San Antonio VA Loans

As an approved VA lender in San Antonio, we offer low rates and are committed to helping Texas veterans maximize their benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
VA Jumbo Loans with Down Payment

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San Antonio USDA Loans

USDA loans are available for rural properties in San Antonio, offering 100% financing for eligible properties.

Rural Properties -100% Financing
Primary Residence Only
Closing Costs Can Be Rolled In
Low Interest Rates

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San Antonio Jumbo Loans

Jumbo mortgages in San Antonio are available up to $3,000,000, financed through private investor programs.

Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Credit Score Minimums

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Cash Out Refinance

Unlock the equity in your home with a Texas Cash Out Refinance – enjoy lower interest rates and flexible loan refinance options.

Home Improvements
Debt Consolidation
Personal Expenses
Higher Education

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Mortgage Refinance

Lone Star Financing offers low rates and a streamlined hassle free process to refinance your mortgage in San Antonio.

Reduce Monthly Payment
Shorten Mortgage Term
FHA Streamline Available
VA IRRRL Streamline

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Lone Star Financing - TX Home Loans

Close on Time

Our goal is to close every loan in 30 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Home Loans in San Antonio with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.

Customer Service

San Antonio mortgage lender with top-notch customer support. We will be with you at every step of the way.

Jump in Front of the Line
Get Pre-Qualified Today!

Get pre-approved before you fall in love.

Why Choose Us ? It's our People!

Read Our Google Reviews

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Lone Star Financing was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Jimmy Smith is the man!!

SAN ANTONIO MORTGAGE RATES:

CALL (855) 314-8080

San Antonio Lender with Low Rates
Our Goal is to Close in 28 Days
Local underwriting and processing
No-Obligation Loan Estimate
Hablamos español

Lone Star Financing- Texas Home Loans — Texas Mortgage Company

Are you buying a new home or refinancing in San Antonio? As a local mortgage lender with in-house underwriting, we specialize in new home purchases and are proud to be an USDA, FHA, and VA approved lender in Texas. With over 10 years of experience in the mortgage industry, our team of professionals is adept at closing loans quickly—typically within 20 days for most lending scenarios. Our in-house underwriting allows us to make approvals based on practical, common-sense criteria. Whether you need a Texas VA loan, USDA loan, or FHA loan, Lone Star Financing is here to assist. We are honored to have been voted the best lender in San Antonio for VA home loans.

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