El Paso Mortgage Lender

LONE STAR FINANCING

El Paso, TX
HOME LOANS

Direct Lender - FHA, VA & USDA Loans

Lone Star Financing - El Paso Mortgage Lender

Whether you’re purchasing a new home in El Paso or looking to refinance your existing mortgage, Lone Star Financing is here to help. With competitive rates, outstanding service, and in-house underwriting, we ensure a stress-free home loan experience.

El Paso, TX Mortgage Company

Welcome to Lone Star Financing, your trusted mortgage lender in El Paso, TX. As a direct lender, we offer competitive rates and fast closings to ensure a smooth home loan experience. Our innovative, technology-driven platform makes it easy for you to complete your application, link bank accounts, upload documents, and receive full loan approval quickly and securely. Whether you’re purchasing a new home in El Paso or refinancing, Lone Star Financing is here to support you every step of the way.

More About Us

Lone Star Financing is a preferred mortgage lender in El Paso. As a direct lender, we offer low rates and with local underwriting, we can make fast decisions and process loans efficiently. We are a technology-driven company, with professional loan officers, and offer a level of customer service second to none. Call us today or apply online to learn more about how we work and why more people are choosing Lone Star Financing as their preferred El Paso, Texas mortgage lender.

New home purchases are our specialty, and we offer FHA home loans, VA home loans, and conventional home loans in El Paso. With ultra-low mortgage rates, low fees, and fast closings, you can rest assured that your home loan will proceed smoothly and seamlessly from application to closing. Call us today and learn why more borrowers in El Paso are choosing Lone Star Financing as their preferred mortgage lender.

Direct Lender
Low Rates
Local Underwriting
Fast Closings

Lone Star Financing—your local El Paso, Texas mortgage company for new home purchases and home refinancing.

Our El Paso Home Loans

New Home Loans

Looking to buy a new home in El Paso? We offer a variety of loan programs and are an approved VA and FHA lender:

Primary home, secondary, investment
FHA, USDA, and VA Loans
Conventional Loans
Low Rates & Variable Terms

Conventional Loans

Conventional loans provide lower rates and reduced mortgage insurance, little as 5% down and flexible terms:

30, 20 and 15-Year terms
Ultra low rates with great credit
Primary home, secondary, investment
Up to 95% Financing

El Paso FHA Loans

FHA home loans are perfect for first time home buyers in El Paso, but you don’t have to be a first time buyer to qualify:

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

El Paso VA Loans

Approved VA lender for veteran home loans in El Paso, TX, and we are here to help you maximize your benefits:

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
VA Jumbo Loans with Down Payment

El Paso USDA Loans

USDA loans for rural properties in El Paso come with a variety of benefits- 100% financing for qualified buyers:

Rural Properties -100% Financing
Primary Residence Only
Closing Costs Can Be Rolled In
Low Interest Rates

Mortgage Refinance

We offer streamlined hassle free mortgage refinancing. Take advantage of lower rate – refinance today and save!

Rate & Term Refinance
Cash-Out Refinance
FHA Streamline Available
VA IRRRL Streamline

El Paso TX Mortgage Experts

Close on Time

In-house underwriting and closing, we guarantee fast approvals to keep the process smooth and stress free.

Low Rates

El Paso Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.

Service

El Paso's trusted lender for exceptional customer service, low rates and fast closing.

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Get Pre Approved Today!

Why Choose Us? It's our People!

Read Our Reviews...

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Lone Star Financing - El Paso, TX Mortgage Lender

El Paso Mortgage Company

Local El Paso Lender
Low Rates & Low Fees
Close on Time
Local underwriting
El Paso Service

As a direct lender in El Paso, Texas, we offer low rates, minimal fees, and quick decisions with local underwriting for fast approvals and closings. Our technology-driven platform, combined with personalized Texas customer service, allows us to deliver a level of service that stands above the competition. We provide a range of loan programs—including FHA, VA, and USDA loans—designed to meet the needs of El Paso homebuyers.

At Lone Star Financing, our mission is to provide exceptional service that leaves every client saying, “Great job!” We strive to be your trusted mortgage lender for life, not just one transaction. Experience the difference and discover why so many choose Lone Star Financing for an outstanding mortgage experience in El Paso.

Lone Star Financing—your local El Paso mortgage company, offering low rates, low fees, and fast closings!

El Paso Real Estate (2024)

As of October, 2024 the El Paso housing market remains very competitive despite the rising interest rates. The average cost per home in El Paso is $234,600 up 4.3% since last year. The typical home value of homes in El Paso is $191,325. This value is seasonally adjusted and only includes the middle price tier of homes.Browse photos, see new properties, get open house info, and search homes for sale in El Paso.

El Paso, TX
HOME LOANS