⭐ Top-Rated Mortgage Broker for Abilene Homebuyers
Your Abilene Mortgage Broker for Home Loans & Refinancing
Buying a new home in Abilene, TX? Lone Star Financing is a trusted local mortgage broker helping Abilene homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and personalized service for both first-time buyers and move-up homeowners.
As a mortgage broker, we work with 20+ lenders to access wholesale pricing, lower rates, and faster closings. We offer low rates on FHA loans, VA loans, Conventional mortgages, Jumbo home loans, and Mortgage Refinancing—with a personalized approach to keep home financing simple and stress-free.
- Mortgage Broker
- Wholesale Pricing Access
- Fast Approvals
- Multiple Lender Options
- Texas Customer Service
Explore Our Loan Options
Buying a new home in Abilene? We specialize in new purchases and offer a wide range of loan programs:
- Primary or secondary
- FHA, VA and USDA
- Conventional Loans
- Low Rates & Low Fees
Conventional loans provide lower rates and mortgage insurance, and as little as 5% down:
- 30, 20 and 15-Year terms
- Low rates with great credit
- Primary or secondary
- Up to 95% Financing
FHA home loans are perfect for first time home buyers in Abilene, give funds are allowed and 3.5% down:
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
Approved VA lender- we offer specialized VA home loan services tailored to help veterans maximize benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loan Options
USDA loans for rural properties in with a variety of benefits. These loans offer 100% financing for qualified buyers:
- Zero Down
- Primary Residence Only
- Closing Costs Rolled In
- Low Interest Rates
We offer streamlined refinancing- Take advantage of today’s low rates and start saving!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Abilene, TX Home Loan Experts
Welcome to Lone Star Financing, your trusted mortgage broker in Abilene, TX. We offer competitive rates, fast closings, and a secure digital platform that makes applying and getting approved simple. Since 2007, we’ve built our reputation on integrity, transparency, and outstanding service—supporting Abilene buyers and homeowners from application through closing.
Whether you’re buying a home in Abilene or refinancing, Lone Star Financing is here to guide you every step of the way. As a trusted mortgage broker, we offer competitive rates, fast closings, and personalized loan solutions tailored to your goals.
Why Choose Lone Star Financing:
- Access to Multiple Lenders & Loan Programs
- Competitive Rates & Low Fees
- No-Obligation Loan Estimates
- Local Abilene Customer Support
- Fast Closings
What sets us apart is our commitment to simple, transparent lending with a client-first approach. We combine local expertise with a wide range of loan options to deliver a smooth, efficient experience from application to closing.
Our goal is simple: provide exceptional service and become your trusted mortgage partner for life.
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Abilene mortgage team, delivering competitive rates, fast approvals, and on-time closings. Our experienced professionals make the lending process simple, transparent, and tailored to your goals.
From first-time buyers to seasoned homeowners, we provide personalized guidance and unmatched service at every step—helping you move forward with confidence.
Close on Time
As a mortgage broker with controlled processing, we guarantee fast approvals to keep the process smooth and stress free.
Better Rates
Abilene Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Service
Top notch customer service, low rates and on-time closings

Glen Dicken
Sr. Loan Officer
NMLS #313548

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Brett Dempsey
Branch Manager
NMLS #2014728

Allen Lundberg
Sr. Loan Officer
NMLS #277507
GOOD Based on 58 reviews Posted on Gyzenia TuckerTrustindex verifies that the original source of the review is Google. I worked with Jen Papaelias at Lone Star Financing and I cannot rave enough about her. She went above and beyond to make sure that I was able to purchase my dream home. The few minor bumps we had, she was able to help us work to get them fixed. Lone Star Financing will be the first suggestion I give everyone when looking to purchase a home!Posted on ADRIANA CASTROTrustindex verifies that the original source of the review is Google. Extremely knowledgeable, efficient and best customer care .Posted on Brodrick ColbertTrustindex verifies that the original source of the review is Google. I've had the pleasure of working with Brett Dempsey and his team over the years and he provides a first class service with the customer always in mind.Posted on Daniel RamirezTrustindex verifies that the original source of the review is Google. Jen made our first home mortgage process easy and stress-free! She was extremely responsive, explained everything clearly, and helped us secure a great rate. Jen answered all our questions promptly and made sure we understood every detail before closing. Her professionalism and expertise were invaluable for first-time buyers. Highly recommend Chien for anyone looking for a reliable and knowledgeable loan officer!Posted on Sharon DarbyTrustindex verifies that the original source of the review is Google. Outstanding experience with LoneStar Mortgage, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference, especially when challenges arose. He handled everything with confidence, professionalism, and genuine care. Him and his Team were absolute pleasures to work with and truly went above and beyond. We could not have completed this process without them. Highly recommend Brett D to anyone looking for an exceptional mortgage opportunities.Posted on Bettis MorelockTrustindex verifies that the original source of the review is Google. Brett is so helpful! Quality service! Can't recommend enoughPosted on Dan AndrewsTrustindex verifies that the original source of the review is Google. I don't typically write reviews but I wanted to acknowledge the excellent service from this company, in particular Chien was knowledgeable, responsive, and a pleasure to work with!Posted on LukeTrustindex verifies that the original source of the review is Google. I highly recommend Chien at Lone Star Financing. Chien is very knowledgeable, patient and efficient. She was always available when we needed to contact her, and secured us a great rate.Posted on Chuen Leik LowTrustindex verifies that the original source of the review is Google. amazing service from Lone Star Financing! Chien was knowledgeable, responsive, and made the mortgage process effortless. always knew what was happening and felt in great hands. Highly recommend!!!
Abilene, TX Mortgage Lending
CALL TODAY (855) 314-8080
- Close in as few as 21 days
- Wholesale Pricing Access
- Free Good Faith Estimate
- Texas Customer Service
Your Mortgage Broker in Abilene, TX
Lone Star Financing is a trusted mortgage broker for Abilene homebuyers and real-estate investors in need of DSCR loans or commercial loans. Our local Texas underwriting allows for faster decisions, competitive rates, and efficient closings.
We’re a technology-driven lender known for low rates, low fees, and exceptional service. Specializing in FHA, VA, USDA, and mortgage refinance loans, we help Abilene buyers find the right financing with confidence. Call today or apply online to get started.
Lone Star Financing – Your local Abilene, Texas mortgage company for new home loans and cash-out refinancing in Texas.
Serving Homebuyers Across West Texas
Serving Home Buyers Across Texas: In addition to our West Texas locations, Lone Star Financing proudly provides mortgage lending throughout the entire state. Below is a list of the cities we serve, where we offer new home loans and mortgage refinancing.
South Texas Lending
Central Texas Lending
Abilene Real Estate Snapshot
As of March, 2026 the average home prices in Abilene were $252,440. This value is seasonally adjusted and only includes the middle price tier of homes. There are currently 276 homes for sale in Abilene.