Abilene Home Loans & Refinancing from a Trusted Local Lender
Buying a new home in Abilene, TX? Lone Star Financing is a trusted local mortgage lender helping Abilene homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and personalized service for both first-time buyers and move-up homeowners.
As a mortgage broker, we work with 20+ lenders to access wholesale pricing, lower rates, and faster closings—providing expert guidance from application through closing.
- Mortgage Broker
- Wholesale Pricing Access
- Fast Approvals
- Multiple Lender Options
- Texas Customer Service
Explore Our Loan Options
Abilene Home Loans
Buying a new home in Abilene? We specialize in new purchases and offer a wide range of loan programs:
- Primary or secondary
- FHA, VA and USDA
- Conventional Loans
- Low Rates & Low Fees
Conventional Loans
Conventional loans provide lower rates and mortgage insurance, and as little as 5% down:
- 30, 20 and 15-Year terms
- Low rates with great credit
- Primary or secondary
- Up to 95% Financing
FHA Loans
FHA home loans are perfect for first time home buyers in Abilene, give funds are allowed and 3.5% down:
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Loans
Approved VA lender- we offer specialized VA home loan services tailored to help veterans maximize benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loan Options
USDA Home Loans
USDA loans for rural properties in with a variety of benefits. These loans offer 100% financing for qualified buyers:
- Zero Down
- Primary Residence Only
- Closing Costs Rolled In
- Low Interest Rates
Mortgage Refinance
We offer streamlined refinancing- Take advantage of today’s low rates and start saving!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Abilene, TX Home Loan Experts
Welcome to Lone Star Financing, your trusted mortgage lender in Abilene, TX. We offer competitive rates, fast closings, and a secure digital platform that makes applying and getting approved simple. Since 2007, we’ve built our reputation on integrity, transparency, and outstanding service—supporting Abilene buyers and homeowners from application through closing.
Whether you’re purchasing a new home in Abilene or looking to refinance your existing mortgage, Lone Star Financing is here to support you every step of the way. With competitive rates, outstanding customer service, and in-house underwriting, we ensure a fast and efficient closing process tailored to your needs. Whether you’re considering Texas FHA loans, VA home loans, or USDA rural home loans in Abilene, we have the ideal solution for you. Our experienced team will guide you through every step, ensuring you secure the best mortgage for your financial situation—whether you’re purchasing a home or refinancing an existing loan, we’ve got you covered!
Why Choose Lone Star Financing?
- Direct Mortgage Lender
- Local underwriting
- No-Obligation Good Faith Estimate
- Local Abilene, TX customer service
- Fast Close
What sets Lone Star Financing apart is our commitment to competitive rates, personalized service, and a wide range of mortgage products with fast, hassle-free pre-approvals. Our motto—low rates, low fees, and fast closings—has made us a top choice for borrowers in Abilene and earned us a reputation as a trusted mortgage lender throughout Texas. As a Texas-based company, we’re dedicated to building long-term relationships with our clients, regardless of market conditions. By blending advanced technology with a client-first approach, we strive to exceed your expectations at every turn.
Our goal is simple: to deliver exceptional service that leaves every client saying, “Great job!” We aim to be your trusted mortgage partner for life, not just for a single transaction. Discover why so many homeowners in Abilene choose Lone Star Financing for a superior mortgage experience!
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Abilene mortgage team, delivering competitive rates, fast approvals, and on-time closings. Our experienced professionals make the lending process simple, transparent, and tailored to your goals.
From first-time buyers to seasoned homeowners, we provide personalized guidance and unmatched service at every step—helping you move forward with confidence.
Close on Time
As a mortgage broker with controlled processing, we guarantee fast approvals to keep the process smooth and stress free.
Better Rates
Abilene Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Service
Abilene's trusted lender for exceptional customer service, low rates and fast closing.
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Abilene Home Loans
CALL TODAY (855) 314-8080
- Close in as few as 21 days
- Wholesale Pricing Access
- Free Good Faith Estimate
- Texas Customer Service
Your Local Lender in Abilene, TX
Lone Star Financing is a trusted mortgage lender for Abilene homebuyers and real estate professionals. Our local Texas underwriting allows for faster decisions, competitive rates, and efficient closings.
We’re a technology-driven lender known for low rates, low fees, and exceptional service. Specializing in FHA, VA, USDA, and mortgage refinance loans, we help Abilene buyers find the right financing with confidence. Call today or apply online to get started.
Lone Star Financing – Your local Abilene, Texas mortgage company for new home loans and refinance.
Abilene Real Estate Snapshot
As of January, 2026 the average home prices in Abilene were $254,240. This value is seasonally adjusted and only includes the middle price tier of homes. There are currently 266 homes for sale in Abilene.