Abilene Mortgage Lender

LONE STAR FINANCING

AbILENE, TX
HOME LOANS

Low Rates, Low Fees, Fast Close

Lone Star Financing - Abilene Mortgage Lender

Whether purchasing a new home in Abilene or looking to refinance your existing mortgage, Lone Star Financing is here to help. With competitive rates, outstanding service, and in-house underwriting, we ensure a stress free closing.

Abilene, TX Mortgage Company

Welcome to Lone Star Financing, your trusted mortgage lender right here in Abilene, TX. As a direct lender, we offer competitive rates and expedited closings to make your home loan experience as seamless as possible. Our advanced, technology-driven platform lets you complete your application, sync bank accounts, upload documents, and receive full loan approval quickly and securely. Since 2007, we’ve built our reputation on a foundation of integrity, top-tier customer service, and complete transparency. Whether you’re buying a new home in Abilene or refinancing, Lone Star Financing is here to guide you through every step of the process.

More About Us

Whether you’re purchasing a new home in Abilene or looking to refinance your existing mortgage, Lone Star Financing is here to support you every step of the way. With competitive rates, outstanding customer service, and in-house underwriting, we ensure a fast and efficient closing process tailored to your needs. Whether you’re considering Texas FHA loans, VA home loans, or USDA rural home loans in Abilene, we have the ideal solution for you. Our experienced team will guide you through every step, ensuring you secure the best mortgage for your financial situation—whether you’re purchasing a home or refinancing an existing loan, we’ve got you covered!

Why Choose Lone Star Financing?

Direct Mortgage Lender
Local underwriting
No-Obligation Good Faith Estimate
Local Abilene, TX customer service
Fast Close

What sets Lone Star Financing apart is our commitment to competitive rates, personalized service, and a wide range of mortgage products with fast, hassle-free pre-approvals. Our motto—low rates, low fees, and fast closings—has made us a top choice for borrowers in Abilene and earned us a reputation as a trusted mortgage lender throughout Texas. As a Texas-based company, we’re dedicated to building long-term relationships with our clients, regardless of market conditions. By blending advanced technology with a client-first approach, we strive to exceed your expectations at every turn.

Our goal is simple: to deliver exceptional service that leaves every client saying, “Great job!” We aim to be your trusted mortgage partner for life, not just for a single transaction. Discover why so many homeowners in Abilene choose Lone Star Financing for a superior mortgage experience!

Explore Our Loan Options

Abilene Home Loans

Buying a new home in Abilene? We specialize in new purchases and offer a wide range of new home loan programs:

Primary home, secondary, investment
FHA, VA and USDA Loans
Conventional Loans
Low Rates & Low Fees

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Conventional Loans

Conventional loans provide lower interest rates, reduced mortgage insurance, and require as little as 5% down:

30, 20 and 15-Year terms
Ultra low rates with great credit
Primary home, secondary, investment
Up to 95% Financing

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Abilene FHA Loans

FHA home loans are perfect for first time home buyers in Abilene, give funds are allowed and 3.5% down:

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

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Abilene VA Loans

Approved VA lender in Abilene, TX; offer specialized VA home loan services tailored to help veterans maximize benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
VA Jumbo Loans with Down Payment

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USDA Home Loans

USDA loans for rural properties in Abilene come with a variety of benefits. These loans offer 100% financing for qualified buyers:

Rural Properties -100% Financing
Primary Residence Only
Closing Costs Can Be Rolled In
Low Interest Rates

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Mortgage Refinance

Lone Star Financing offers streamlined refinancing. Take advantage of today’s low rates—refinance now and start saving!

Reduce Monthly Payment
Shorten Mortgage Term
FHA Streamline Available
VA IRRRL Streamline

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Abilene TX Mortgage Experts

Close on Time

In-house underwriting and closing, we guarantee fast approvals to keep the process smooth and stress free.

Low Rates

Abilene Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.

Service

Abilene's trusted lender for exceptional customer service, low rates and fast closing.

Jump in Front of the Line
Get Pre Approved Today!

Why Choose Lone Star Financing?
It's our People!

Read Our Reviews...

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Abilene Home Loans

Low Rates & Low Fees
Close in as Little as 21 Days
Local underwriting
Free Good Faith Estimate
Texas local Customer Service

Your Local Lender in Abilene, TX

Lone Star Financing is a preferred mortgage lender by realtors in and around Abilene. As a direct mortgage lender we offer local Texas underwriting which enables our underwriter’s to make quicker decision and can process loans quickly. We are a technology driven company and offer a level of customer service second to none. Low Rates, Low Fees and Fast Closings is our motto and why more Abilene residents are choosing Lone Star Financing for new home purchases and mortgage refinance. With many available loan programs to choose from, we can find the perfect loan product for each individual. FHA, VA, USDA, and Mortgage Refinance are our specialty! Call us today or apply online to learn more about how we work and why more people are choosing Lone Star Financing as their preferred Abilene Texas mortgage lenders.

Lone Star Financing – Your local Abilene, Texas mortgage company for new home loans and mortgage refinance.

2024 Abilene, TX Real Estate

As of October, 2024 the average home prices in Abilene were $266,450. This value is seasonally adjusted and only includes the middle price tier of homes. There are currently 316 homes for sale in Abilene.

Abilene has a lot more mortgage companies than you might think, and we know our clients have choices when they shop. Competitive rates and fees combined with closings on the date promised – that’s our Texas customer service promise to you!

AbILENE, TX
HOME LOANS