Amarillo Mortgage Lender

LONE STAR FINANCING

AMARILLO, TX
HOME LOANS

Direct Lender - Low Rates & Fast Close

Lone Star Financing - Amarillo Mortgage Lender

Whether you’re buying a new home in Amarillo or refinancing your current mortgage, Lone Star Financing is here to help. We provide competitive rates, exceptional customer service, and in-house underwriting to close loans fast.

Amarillo, TX Mortgage Company

Welcome to Lone Star Financing, your trusted mortgage lender in Amarillo, TX. As a direct lender, we provide competitive rates and quick closings to ensure a smooth, stress-free home loan process. Our cutting-edge, technology-driven platform allows you to easily complete your application, sync bank accounts, upload documents, and secure full loan approval efficiently and securely. Since 2007, we’ve built a strong reputation based on integrity, exceptional customer service, and transparency. Whether you’re a first-time homebuyer in Amarillo seeking an FHA loan or a Texas veteran in need of a VA loan, we’re here to help. Contact us today or apply online to get prequalified!

More About Us

Are you in the market for a new home in Amarillo? At Lone Star Financing, we specialize in helping you with new home purchases, offering pre-qualification letters and a no-cost Good Faith Estimate to get you started. As an approved lender for FHA, USDA, and Texas VA loans, we have the perfect loan options tailored to meet your needs. Give us a call today and find out why more homebuyers are choosing Lone Star Financing for their Texas home loans. If you’re looking to buy a new home in Amarillo or refinance your existing mortgage, Lone Star Financing is here to assist you. We specialize in both home purchases and refinancing, offering a broad range of loan programs to fit your individual needs. Whether you’re considering Texas FHA loans, VA home loans, or USDA rural home loans in Amarillo, we have the right solution for you. Our experienced team will guide you through the process, ensuring you find the best mortgage option for your financial goals—whether you’re buying a new home or refinancing, we’ve got you covered!

Why Choose Lone Star Financing:

Direct Mortgage Lender
Local underwriting and fast approvals
No-Obligation Good Faith Estimate
Local Amarillo, TX service

What sets Lone Star Financing apart is our commitment to competitive rates, personalized service, and a variety of mortgage products with fast and easy pre-approvals. Our guiding principles—low rates, low fees, and fast closings—have made us a top choice for Amarillo homebuyers, earning us a trusted reputation across Texas. As a Texas-based mortgage lender, we’re dedicated to building long-term relationships with our clients, no matter the market conditions. By blending advanced technology with a client-focused approach, we aim to meet and exceed your expectations at every turn.

Explore Home Loan Options

Amarillo Home Loans

Buying a new home in Amarillo? We specialize in new purchases and offer a wide range of new home loan programs:

Primary home, secondary, investment
FHA, USDA, and VA Loans
Conventional Loans
Low Rates & Variable Terms

Conventional Loans

Conventional loans offer lower rates and lower mortgage insurance, only 5% down and flexible terms:

30, 20 and 15-Year terms
Ultra low rates with great credit
Primary home, secondary, investment
Up to 95% Financing

Amarillo FHA Home Loans

FHA home loans are perfect for first time home buyers in Amarillo, but you don’t have to be a first time buyer to qualify:

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

Amarillo VA Loans

We are an approved VA lender for veteran home loans in Amarillo, TX, offering specialized VA home loan services:

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
VA Jumbo Loans with Down Payment

USDA Home Loans

USDA loans for rural properties in Amarillo come with a variety of benefits. These loans offer 100% financing for qualified buyers:

Rural Properties -100% Financing
Primary Residence Only
Closing Costs Can Be Rolled In
Low Interest Rates

Mortgage Refinance

Lone Star Financing offers streamlined refinancing. Take advantage of today’s low rates—refinance and save!

Reduce Monthly Payment
Shorten Mortgage Term
FHA Streamline Available
VA IRRRL Streamline

Amarillo TX Mortgage Experts

Fast Close

Our aim is to close every loan within 28 days or less. Underwriting, processing, and closing all in-house, to guarantee fast approvals.

Low Rates

Amarillo Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.

Great Service

We put our clients first, offering exceptional customer service and ensuring a smooth, stress-free experience from start to finish.

Jump in Front of the Line
Get Pre Approved Today!

Why Choose Lone Star Financing?
It's our People!

Read Our Reviews...

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Lone Star Financing - Local Amarillo Mortgage Company

Low Rates & Low Fees
Local underwriting
USDA, VA and FHA loans
Texas Customer Service

Looking for a reliable mortgage lender in Amarillo, TX? Call today and discover why more Amarillo residents are turning to Lone Star Financing for new home purchases and mortgage refinancing. As a direct lender based in Texas, we offer low rates, low fees, and quick decisions with local underwriting to ensure fast approvals and closings. Our tech-driven platform, combined with local Texas customer service, allows us to provide a level of service that surpasses the competition. We offer a variety of loan programs, including FHA, VA, and USDA loans, tailored to meet the needs of Amarillo homebuyers. Whether you apply online or call us at (855) 314-8080, our goal is to make the mortgage process simple and stress-free.

At Lone Star Financing, our mission is to deliver exceptional service that leaves every client saying, “Great job!” We aim to be your trusted mortgage lender for life, not just for a single transaction. Experience the difference and see why so many choose Lone Star Financing for an outstanding mortgage experience in Amarillo

Lone Star Financing – Your local Amarillo mortgage company with low rates, low fees and fast closings!

Our Texas Locations

Service Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender and can close loans anywhere within the great state of Texas. Your local Texas mortgage lender with low rates, low fees, and top notch customer service.

North Texas Lending

Grand Prairie Home Loan

Wichita Falls Home Loan

South Texas Lending

Beaumont Home Loan

Brownsville Home Loan

Corpus Christi Home Loan

Central Texas Lending

San Antonio Home Loans

San Marcos Home Loans

West Texas Lending

Amarillo, TX Real Estate (2024)

Median sale price: In October 2024, the median sale price for a home in Amarillo was $245,000, which is a 6.4% increase from the previous year.
Days on market: Homes in Amarillo are selling after an average of 47 days on the market, which is a 29-day increase from the previous year.
Number of homes sold: In October 2024, 194 homes were sold in Amarillo, which is a 1.5% decrease from the previous year.

Browse photos, see new properties, get open house info, and search for homes for sale in Amarillo, TX.

Amarillo Mortgage Lender

AMARILLO, TX
HOME LOANS