Trusted Amarillo
Mortgage Lender
Mortgage broker in Amarillo with better rates, more loan options, and local expertise you can trust
⭐ Amarillo Mortgage Company – Low Rates & Fast Closings
Amarillo Mortgage Lender for Home Loans & Refinancing
Lone Star Financing is a premier Amarillo mortgage broker helping homebuyers secure the right financing with confidence. We offer lower rates, flexible loan options, and personalized service for purchases and refinancing.
As a mortgage broker, we work with 30+ lenders to access wholesale pricing, lower rates, and faster closings. We offer FHA, VA, Conventional, and refinance loans—delivered with clear guidance and a simple, stress-free process.
- Mortgage Broker
- Wholesale Pricing Access
- More Loan Options
- FHA, VA & Conventional
- Low Rates & Fast Close
- Local Customer Service!
The Lone Star Financing Advantage
See how working with an Amarillo mortgage broker can give you more loan options, better rates, and greater flexibility than a traditional bank.
One lender. One set of loan options.
Shop multiple rates and many loan options.
Limited to the programs they offer.
Access a wider range of loan programs.
One set of guidelines for every borrower.
Flexible guidelines for more borrowers.
One set of firm credit requirements.
Access lenders with more flexible credit guidelines.
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
Better Rates. More Options. Faster Closings.
The Lone Star Advantage
Amarillo Home Loan Experts
Lone Star Financing is your trusted Amarillo mortgage broker, delivering competitive rates, fast approvals, and on-time closings. Our experienced professionals make home financing simple, transparent, and tailored to your goals.
From first-time buyers to seasoned homeowners, we provide personalized guidance and standout service at every step—so you can move forward with confidence.
Start Your Pre-ApprovalClose on Time
As a mortgage broker with controlled processing, we guarantee fast approvals to keep the process smooth and stress free.
Wholesale Pricing
We offer access to wholesale pricing which means better rates and more loans options compared to traditional mortgage banks.
Personalized Service
As a Texas mortgage lender, we provide exceptional customer support, guiding you every step of the way.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Ryan Wood
Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Lisa Collins
Loan Officer
NMLS #2689135
Trusted by Amarillo Homebuyers
Real feedback from Lone Star Financing clients across Texas.
4.6 out of 5
★★★★★
Based on 54 Google reviews
Adriana Castro
Highly recommend Lone Star Financing. They were professional, helpful, and made the home loan process simple and stress-free. The team stayed responsive and guided us clearly every step of the way.
Julianne Fogle
Fantastic experience from start to finish. The process was smooth, communication was clear, and the team made everything easy to understand. I would absolutely recommend Lone Star Financing to anyone buying a home.
Joshua Hayden
Great experience working with Lone Star Financing. The team was knowledgeable, responsive, and made the entire process smooth from start to finish. Highly recommend for anyone looking for a reliable mortgage broker.
Amarillo Home Loans & Refinance
Apply Online in Minutes
Get started with a simple online mortgage application and compare Amarillo home loan options with Lone Star Financing. We help Texas buyers and homeowners find competitive rates, low fees, and fast closing solutions.
Amarillo Mortgage Company
CALL TODAY (855) 314-8080
- Mortgage Broker
- Wholesale Pricing Access
- USDA, VA and FHA loans
- Texas Customer Service
Amarillo continues to offer affordable homeownership opportunities for first-time homebuyers, growing families, and homeowners looking to refinance. As the largest city in the Texas Panhandle, Amarillo is known for its strong agricultural, healthcare, and energy industries, along with a stable housing market that provides excellent value for buyers throughout the region.
As a trusted Amarillo mortgage lender and mortgage broker, Lone Star Financing helps homebuyers compare FHA, VA, Conventional, USDA, Jumbo, and refinance loan options from 25+ lenders. We proudly serve Amarillo and surrounding communities including Canyon, Bushland, Panhandle, Claude, Hereford, and other areas throughout Potter and Randall Counties, helping borrowers secure competitive rates, flexible home loan solutions, and a smooth mortgage process from pre-approval through closing.
Mortgage Lending Across West Texas
Serving Homebuyers Across Texas — Lone Star Financing is a trusted mortgage lender and Texas mortgage broker serving homebuyers throughout the state. Compare competitive mortgage rates, low fees, and flexible home loan programs including FHA, VA, Conventional, USDA, Jumbo, and refinance loans with fast pre-approvals and top-notch customer service.
South Texas Home Loans
Central Texas Home Loans
From Lubbock and Midland to Abilene, Amarillo, El Paso, and communities across Texas, Lone Star Financing helps homebuyers secure low mortgage rates, flexible financing, and provides personalized guidance and a stress free mortgage experience.
Amarillo Real Estate & Home Loans Snapshot
- Median sale price: In June 2026, the median sale price for a home in Amarillo was $263,300, which is a 4.2% increase from the previous year.
- Days on market: Homes in Amarillo are selling after an average of 64 days on the market, which is a 11-day increase from the previous year.
- Number of homes sold: 192 homes were sold in Amarillo, which is a 1.7% increase from the previous year. Browse photos, see new properties, get open house info, and search for homes for sale in Amarillo, TX.
Learn more about community services and development initiatives through the City of Amarillo.