Your Amarillo, TX Lender for New Home Loans & Refinancing
Buying a new home in Amarillo, TX? Lone Star Financing is a trusted local mortgage lender helping Amarillo homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and personalized service for first-time and move-up buyers alike.
As a mortgage broker, we work with 20+ lenders to access wholesale pricing, lower rates, and faster closings—providing expert guidance from application through closing.
- Mortgage Broker
- Wholesale Pricing Access
- FHA, VA & USDA Loans
- Fast Approvals
- Texas Customer Service
Amarillo Home Loan Options
New Home Loans
Buying a new home in Amarillo? We specialize in new purchases and offer a wide range of new home loan programs:
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Rates
Conventional Loans
Conventional loans up to $832,750 – lower rates and mortgage insurance, only 5% down and flexible terms:
- 30, 20 and 15-Year
- Ultra low rates
- Primary or secondary
- Up to 95% Financing
FHA Home Loans
FHA loans are perfect for first time home buyers in Amarillo, but you don’t have to be a first time buyer to qualify:
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
We are an approved VA lender for veteran home loans in Amarillo, TX, offering specialized VA home loan services:
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loan Options
USDA Loans
USDA loans for rural properties come with a variety of benefits. These loans offer 100% financing for qualified buyers:
- 100% Financing
- Primary Residence Only
- Closing Costs Rolled In
- Low Interest Rates
Mortgage Refinance
Lone Star Financing offers streamlined refinancing. Take advantage of today’s low rates—refinance and save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Amarillo mortgage team, delivering competitive rates, fast approvals, and on-time closings. Our experienced professionals make home financing simple, transparent, and tailored to your goals.
From first-time buyers to seasoned homeowners, we provide personalized guidance and standout service at every step—so you can move forward with confidence.
Fast Close
As a mortgage broker with controlled processing, we guarantee fast approvals to keep the process smooth and stress free.
Better Rates
Amarillo Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Great Service
We put our clients first, offering exceptional customer service and ensuring a smooth, stress-free experience from start to finish.
Amarillo Home Loan Experts
Welcome to Lone Star Financing, your trusted mortgage lender in Amarillo, TX. We offer competitive rates, fast closings, and a streamlined digital experience that makes getting approved simple and stress-free.
Since 2007, we’ve earned our reputation through integrity, transparency, and outstanding service. Whether you’re buying your first home or using an FHA or VA loan, our team is here to help—apply online today to get prequalified.
Are you in the market for a new home in Amarillo? At Lone Star Financing, we specialize in helping you with new home purchases, offering pre-qualification letters and a no-cost Good Faith Estimate to get you started. As an approved lender for FHA, USDA, and Texas VA loans, we have the perfect loan options tailored to meet your needs. Give us a call today and find out why more homebuyers are choosing Lone Star Financing for their Texas home loans. If you’re looking to buy a new home in Amarillo or refinance your existing mortgage, Lone Star Financing is here to assist you. We specialize in both home purchases and refinancing, offering a broad range of loan programs to fit your individual needs. Whether you’re considering Texas FHA loans, VA home loans, or USDA rural home loans in Amarillo, we have the right solution for you. Our experienced team will guide you through the process, ensuring you find the best mortgage option for your financial goals—whether you’re buying a new home or refinancing, we’ve got you covered!
Why Choose Lone Star Financing:
- Direct Mortgage Lender
- Local underwriting and fast approvals
- No-Obligation Good Faith Estimate
- Local Amarillo, TX service
What sets Lone Star Financing apart is our commitment to competitive rates, personalized service, and a variety of mortgage products with fast and easy pre-approvals. Our guiding principles—low rates, low fees, and fast closings—have made us a top choice for Amarillo homebuyers, earning us a trusted reputation across Texas. As a Texas-based mortgage lender, we’re dedicated to building long-term relationships with our clients, no matter the market conditions. By blending advanced technology with a client-focused approach, we aim to meet and exceed your expectations at every turn.
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Amarillo Mortgage Company
CALL TODAY (855) 314-8080
- Mortgage Broker
- Wholesale Pricing Access
- USDA, VA and FHA loans
- Texas Customer Service
Looking for a trusted mortgage lender in Amarillo, TX? Lone Star Financing offers low rates, low fees, and fast approvals with local Texas underwriting for quick closings. Our tech-driven platform and dedicated team make home purchases and refinancing simple and stress-free, including FHA, VA, and USDA loan options.
Our goal is to deliver exceptional service and become your mortgage lender for life—not just one transaction. Discover why Amarillo homebuyers trust Lone Star Financing for a smooth, reliable mortgage experience.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
Amarillo Real Estate Snapshot
- Median sale price: In January 2026, the median sale price for a home in Amarillo was $263,300, which is a 4.3% increase from the previous year.
- Days on market: Homes in Amarillo are selling after an average of 62 days on the market, which is a 11-day increase from the previous year.
- Number of homes sold: In January 2026, 182 homes were sold in Amarillo, which is a 1.7% increase from the previous year. Browse photos, see new properties, get open house info, and search for homes for sale in Amarillo, TX.