⭐ Top-Rated Mortgage Broker for Amarillo Homebuyers
Your Amarillo Mortgage Broker for Home Loans & Refinancing
Buying a new home in Amarillo, TX? Lone Star Financing is a trusted mortgage broker in Texas helping Amarillo homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and personalized service for new home loans and mortgage refinancing.
As a mortgage broker, we work with 20+ lenders to access wholesale pricing, lower rates, and faster closings. We offer low rates on FHA home loans, VA loans, Conventional loan, Jumbo mortgages, and Refinance Options —providing clear guidance and a personalized approach to keep home financing simple and stress-free.
- Mortgage Broker
- Wholesale Pricing Access
- FHA, VA & USDA Loans
- Fast Approvals
- Texas Customer Service
Amarillo Home Loan Options
New Home Loans
Buying a new home in Amarillo? We specialize in new purchases and offer a wide range of new home loan programs:
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Rates
Conventional Loans
Conventional loans up to $832,750 – lower rates and mortgage insurance, only 5% down and flexible terms:
- 30, 20 and 15-Year
- Ultra low rates
- Primary or secondary
- Up to 95% Financing
FHA Home Loans
FHA loans are perfect for first time home buyers in Amarillo, but you don’t have to be a first time buyer to qualify:
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
We are an approved VA lender for veteran home loans in Amarillo, TX, offering specialized VA home loan services:
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loan Options
USDA Loans
USDA loans for rural properties come with a variety of benefits. These loans offer 100% financing for qualified buyers:
- 100% Financing
- Primary Residence Only
- Closing Costs Rolled In
- Low Interest Rates
Mortgage Refinance
Lone Star Financing offers streamlined refinancing. Take advantage of today’s low rates—refinance and save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Amarillo mortgage broker, delivering competitive rates, fast approvals, and on-time closings. Our experienced professionals make home financing simple, transparent, and tailored to your goals.
From first-time buyers to seasoned homeowners, we provide personalized guidance and standout service at every step—so you can move forward with confidence.
Fast Close
As a mortgage broker with controlled processing, we guarantee fast approvals to keep the process smooth and stress free.
Better Rates
Lower Rates, Lower Fees and Fast Closings. FHA, VA, and USDA loan options.
Great Service
We put our clients first, offering exceptional customer service and ensuring a smooth, stress-free experience from start to finish.
Amarillo Home Loan Experts
Welcome to Lone Star Financing, your trusted mortgage broker in Amarillo, TX. We offer competitive rates, fast closings, and a streamlined digital experience that makes getting approved simple and stress-free.
Since 2007, we’ve earned our reputation through integrity, transparency, and outstanding service. Whether you’re buying your first home or using an FHA or VA loan, our team is here to help—apply online today to get prequalified.
Buying a home in Amarillo or planning to refinance? Lone Star Financing is here to help. As a trusted mortgage broker, we provide competitive rates, fast pre-approvals, and personalized loan solutions tailored to your goals. From FHA and VA to USDA loan programs, we connect you with the right options through our network of lending partners.
Why Choose Lone Star Financing:
- Access to Multiple Lenders & Loan Programs
- Competitive Rates & Low Fees
- No-Obligation Loan Estimates
- Local Amarillo Support
- Fast Closings
We combine local expertise with a streamlined process to deliver a smooth, efficient experience from start to finish. With a focus on low rates, low fees, and fast closings, Lone Star Financing is a trusted partner for Amarillo homebuyers and homeowners alike.
Glen Dicken
Sr. Loan Officer
NMLS #313548
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Brett Dempsey
Branch Manager
NMLS #2014728
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Amarillo Mortgage Company
CALL TODAY (855) 314-8080
- Mortgage Broker
- Wholesale Pricing Access
- USDA, VA and FHA loans
- Texas Customer Service
Looking for a trusted mortgage broker in Amarillo, TX? Lone Star Financing offers low rates, low fees, and fast approvals with local Texas underwriting for quick closings. Our tech-driven platform and dedicated team make home purchases and refinancing simple and stress-free, including FHA, VA, and USDA loan options.
Our goal is to deliver exceptional service and become your mortgage lender for life—not just one transaction. Discover why Amarillo homebuyers trust Lone Star Financing for a smooth, reliable mortgage experience.
Serving Homebuyers Across West Texas
Serving Home Buyers Across Texas: In addition to our West Texas locations, Lone Star Financing proudly provides mortgage lending throughout the entire state. Below is a list of the cities we serve, where we offer new home loans and mortgage refinancing.
South Texas Lending
Central Texas Lending
Amarillo Real Estate Snapshot
- Median sale price: In March 2026, the median sale price for a home in Amarillo was $262,300, which is a 4.2% increase from the previous year.
- Days on market: Homes in Amarillo are selling after an average of 64 days on the market, which is a 11-day increase from the previous year.
- Number of homes sold: In January 2026, 182 homes were sold in Amarillo, which is a 1.7% increase from the previous year. Browse photos, see new properties, get open house info, and search for homes for sale in Amarillo, TX.