Mortgage Rates Hit 12-Month Low — Will the Texas Housing Market Respond?
Mortgage rates hit a 12 month low but will the housing market respond? The average national rate for 30-year fixed-rate mortgages was 6.19% in the most recent week, Freddie Mac said on Oct. 28, 2025. But will this translate to more Texas home owners selling?
Lone Star Financing Joins The Sears Group’s Allied Partner Community
We’re excited to announce that Lone Star Financing has officially partnered with The Chris Sears Group and is now a proud member of their Allied Partner Community — a dynamic network of trusted industry professionals committed to supporting agents and clients across Texas. Learn more about The Sears Groups allied partnership community here. This partnership reflects […]
First-Time Homebuyer Loans in Texas: Your 2025 Guide to Getting Started
Buying your first home is a big milestone—and in a competitive housing market like Texas, it’s important to be informed, prepared, and supported every step of the way. At Lone Star Financing, we’ve helped hundreds of first-time buyers across cities like Austin, San Antonio, Houston, and beyond. This guide breaks down the most popular loan […]
Mortgage Lender vs Mortgage Broker
Mortgage Lender vs. Broker: What’s the Difference & Which Is Right for You? When buying a home, one of the first big decisions you’ll face is who to work with to get your mortgage. You’ve likely heard the terms “mortgage lender” and “mortgage broker”—but what’s the difference, and how does that affect your home loan […]
Texas’s Best Mortgage Lender: Why Lone Star Financing Stands Out
Looking for the best mortgage lender in Texas? Lone Star Financing is a Texas-based direct lender offering low rates, quick closings, and an unmatched level of service. As one of the top mortgage companies in Texas, Lone Star Financing offers a full suite of loan products including FHA, VA, USDA, Jumbo, and conventional home loans. […]
The Fed Is Cutting Rates Soon. When Should I Buy?
The Federal Reserve is expected to lower interest rates at its meeting on September 17–18. Many homebuyers believe incorrectly that they can get a lower rate by waiting until a cut becomes official. The Fed is expected to cut interest rates in September. What does your research say about whether borrowers should wait to take […]
Mortgage Rates Plunge to Lowest Level in Over a Year
Mortgage rates fell to their lowest level in over a year, a welcome development for the housing market.The average rate on the 30-year fixed-rate mortgage dropped to 6.47% from 6.73% last week, Freddie Mac reported on Thursday. A year ago, the average rate on a 30-year fixed-rate loan was 6.96%.Separately, the average rate for the 15-year fixed […]