TRUSTED BEAUMONT MORTGAGE LENDER
Your Beaumont Lender for New Home Loans & Mortgage Refinancing
Buying a new home in Beaumont, TX? Lone Star Financing is a trusted local mortgage company dedicated to helping Beaumont homebuyers secure the right loan with clarity and confidence. Our experienced team offers personalized guidance, competitive interest rates, and responsive service backed by strong local market knowledge.
From application to closing, we streamline the home financing process to keep it smooth, efficient, and aligned with your goals. With clear communication and hands-on support at every step, Lone Star Financing delivers a dependable, stress-free mortgage experience you can trust.
- Mortgage Broker
- Wholesale pricing access
- Multiple lender options
- Close in as few as 21 days
- Local Customer Service!
Our Beaumont Home Loans
Thinking of buying a new home in Beaumont? We offer a variety of home loan programs specifically for new purchases.
- Primary, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Term
Conventional loans provide several benefits, such as lower interest rates and flexible mortgage insurance choices.
- 30, 20 and 15-Year terms
- Financing up to $766,500
- Primary home, secondary, investment
- Up to 95% Financing
FHA loans are perfect for first time home buyers in Beaumont – only 3.5% down payment and gift funds are allowed.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyer
We specialize in Texas VA loans in Beaumont and strive to help our Texas Veterans maximize their benefits.
- 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loan Options
Tap into your home’s equity with a Texas Cash-Out Refinance – benefit from lower rates and flexible refinancing options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Lone Star Financing provides low rates and a streamlined, hassle-free process to help you refinance your mortgage in Beaumont.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Beaumont, TX Mortgage Experts
Lone Star Financing is your trusted Beaumont mortgage specialist, offering competitive rates, dependable on-time closings, and a high-touch lending experience built around your goals. Our team provides clear guidance and customized loan solutions designed to fit your financial needs.
With strong knowledge of the Beaumont housing market and a commitment to responsive, personalized service, we support you through every stage of the home financing process. From pre-approval to closing and beyond, Lone Star Financing delivers a smooth, confident mortgage experience you can rely on.
Close on Time
We aim to close every loan within 21 days. As a mortgage broker we offer fast approvals and can close loans fast.
Low Rates
Your local Beaumont Lender with Low Rates and Low Fees. We are an approved FHA, VA, and USDA lender in Texas.
Service
Local Beaumont mortgage company for outstanding customer service and a stress-free experience start to finish.

Allen Lundberg
Sr. Loan Officer
NMLS #277507

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Ryan Wood
Sr. Loan Officer
NMLS #1757471

Brett Dempsey
Branch Manager
NMLS #2014728
Beaumont, TX Mortgage Company
At Lone Star Financing, we believe the right mortgage starts with the right lender. Since 2007, we’ve proudly served the Beaumont community with integrity, transparent lending, and exceptional customer service—earning recognition as one of Texas’s top mortgage companies. We offer a full range of loan options, including FHA, VA, and USDA loans, to support a smooth home purchase or refinance. Apply online or call today—we look forward to earning your business.
Looking to buy a new home in Beaumont, Texas? We can help! We specialize in new home purchases and mortgage refinance, and we can close loans anywhere in Texas. We are an approved FHA, USDA, and VA lender, as well as offering ARM and conventional loan products.With competitive rates, personal attention, a variety of mortgage loan options, and quick and easy pre-qualification approvals, we are here to assist you. As a Beaumont mortgage lender, we service our own home loans and have the flexibility to underwrite to our independent guidelines, which means we can close loans fast. This gives our Beaumont customers a tremendous advantage over traditional mortgage brokers and even over local Texas mortgage banks. As such, Lone Star Financing specializes in new home purchases, mortgage refinance, FHA Home Loans, and VA Loans. Jump in front of the line and apply online or call today at (855) 314-8080 and we look forward to earning your business.
- Beaumont lender with low rates & low fees
- Local underwriting for fast approval
- No-obligation good faith estimate
- Local Texas customer service
- Close in 30 days or less
GOOD Based on 48 reviews Posted on M. C.Trustindex verifies that the original source of the review is Google. We could not be happier with our experience working with Lone Star – Texas Mortgage Lender, Brett Dempsey, and his team. As first-time homebuyers, we were nervous about the process, but Brett and his staff guided us every step of the way with patience, friendliness, and clear communication. They moved swiftly to secure everything we needed, kept us updated at each stage, and made the entire process smooth and stress-free. The rates they secured for us were excellent, the service was absolutely top-notch, and the team’s professionalism gave us complete confidence from start to finish. On top of that, Brett and his team were genuinely friendly and approachable, which made the experience all the more enjoyable. We are grateful for their dedication and couldn’t recommend them more highly. If you’re looking for a lender that combines expertise, efficiency, and personal service, Brett Dempsey and his team at Lone Star are the perfect choice. -The Carter FamilyPosted on Kevin MartinTrustindex verifies that the original source of the review is Google. I've worked with Chris Lederer for well over a decade. He's always made the loan process seamless and goes the extra mile for his clients. His approach, service, and dedication to his clients makes you feel like you've known him your entire life. He's been able to coach myself and other people I know through the loan process and also help them with credit advice or referrals to fix credit for people that don't instantly qualify. I highly recommend working with Chris; you won't be sorry.Posted on Mandy DicktenTrustindex verifies that the original source of the review is Google. I don’t ever writes reviews, but working with James honestly made the homebuying process way easier than I expected. He explained everything clearly, stayed on top of every detail, and somehow kept things calm even when the stress hit. I never felt lost or in the dark — and that’s saying a lot. What stood out most was how real he is. No fluff, no pressure, just straight-up support from start to finish. If you’re looking for someone who actually listens and doesn’t treat you like a number, James is the one to go to. Highly recommend him to anyone serious about buying a home — especially if you want someone in your corner who actually cares.Posted on Gary LarsenTrustindex verifies that the original source of the review is Google. James has been amazing to work withPosted on Joshua HaydenTrustindex verifies that the original source of the review is Google. James I great I've been working with him for awhile yes on our side we had some downers but he was quick to act and told us to get with his credit repair lady and OMG it was fast and she is damn good got my wife's credit up and im glad to say today is the day that we are getting our numbers so we can get our new house bought. Thank you James your a rock starPosted on Josie SolisTrustindex verifies that the original source of the review is Google. I don’t usually leave reviews, but I had to this time. Long story short—Brett Dempsey was AWESOME. As a first-time homebuyer, I had a lot of questions and uncertainty, but Brett was incredibly professional, kind, and helpful throughout the entire process. His communication was excellent—always prompt, clear, and patient, which made a huge difference for me. After a terrible experience with another lender at New American Funding, Brett turned everything around. He not only got us into our home, but also saved us a lot of money. He and his team truly exceeded our expectations. We’re so thankful!Posted on TommyTrustindex verifies that the original source of the review is Google. Shawn D. and the team at Lone Star Financing are the best mortgage professionals you could ask for. Shawn was able to help us get a mortgage when no other lenders could, due to our unique circumstances. He is responsive, knowledgeable, and has the highest integrity. He didn't just help us get a house he re united my family. Thank you for all your hard work Shawn.
BEAUMONT HOME LOANS:
CALL TODAY (855) 314-8080
- Mortgage Broker
- Wholesale pricing access
- Multiple lender options
- Texas Customer Service
Real Estate Snapshot
Beaumont Real Estate Update (January 2026) — Beaumont, TX currently has 414 homes for sale with an average listing price of $286,300. The local market offers a diverse mix of new construction, traditional homes, and investment properties at competitive prices, making Beaumont appealing to both homebuyers and investors across a range of budgets and lifestyles. Search all homes for sale in Beaumont, TX.