Trusted Beaumont Lender for New Home Loans & Mortgage Refinancing
Buying a new home in Beaumont, TX? Lone Star Financing is a trusted local mortgage company helping Beaumont homebuyers secure the right loan with confidence. We offer competitive rates, personalized guidance, and responsive service backed by local market expertise.
From application to closing, we simplify the mortgage process with clear communication and hands-on support—delivering a smooth, efficient, and stress-free home financing experience you can trust.
- Mortgage Broker
- Wholesale pricing access
- Multiple lender options
- Low Rates & Fast Close
- Local Customer Service!
Our Beaumont Home Loans
Thinking of buying a new home in Beaumont? We offer a variety of home loan programs for new purchases.
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Rates
Conventional loans provide several benefits – lower interest rates and flexible mortgage insurance choices.
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
FHA loans are perfect for first time home buyers- only 3.5% down payment and gift funds are allowed.
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyer
We specialize in Texas VA loans in Beaumont and strive to help our Texas Veterans maximize their benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- Jumbo Loan Options
Tap into your home’s equity with a Texas Cash-Out Refinance – benefit from lower rates and flexible refinancing options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Lone Star Financing provides low rates and a streamlined, hassle-free process to help you refinance your mortgage.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Beaumont, TX Mortgage Experts
Lone Star Financing is your trusted Beaumont mortgage specialist, offering competitive rates, dependable on-time closings, and a high-touch lending experience built around your goals. Our team provides clear guidance and customized loan solutions designed to fit your financial needs.
With strong knowledge of the Beaumont housing market and a commitment to responsive, personalized service, we support you through every stage of the home financing process. From pre-approval to closing and beyond, Lone Star Financing delivers a smooth, confident mortgage experience you can rely on.
Close on Time
We aim to close every loan within 21 days. As a mortgage broker we offer fast approvals and can close loans fast.
Low Rates
Your local Beaumont Lender with Low Rates and Low Fees. We are an approved FHA, VA, and USDA lender in Texas.
Service
Local Beaumont mortgage company for outstanding customer service and a stress-free experience start to finish.

Allen Lundberg
Sr. Loan Officer
NMLS #277507

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Ryan Wood
Sr. Loan Officer
NMLS #1757471

Brett Dempsey
Branch Manager
NMLS #2014728
Texas Home Loans, Done Right!
At Lone Star Financing, we believe the right mortgage starts with the right lender. Since 2007, we’ve proudly served the Beaumont community with integrity, transparent lending, and exceptional customer service—earning recognition as one of Texas’s top mortgage companies. We offer a full range of loan options, including FHA, VA, and USDA loans, to support a smooth home purchase or refinance. Apply online or call today—we look forward to earning your business.
Looking to buy a new home in Beaumont, Texas? We can help! We specialize in new home purchases and mortgage refinance, and we can close loans anywhere in Texas. We are an approved FHA, USDA, and VA lender, as well as offering ARM and conventional loan products.With competitive rates, personal attention, a variety of mortgage loan options, and quick and easy pre-qualification approvals, we are here to assist you. As a Beaumont mortgage lender, we service our own home loans and have the flexibility to underwrite to our independent guidelines, which means we can close loans fast. This gives our Beaumont customers a tremendous advantage over traditional mortgage brokers and even over local Texas mortgage banks. As such, Lone Star Financing specializes in new home purchases, mortgage refinance, FHA Home Loans, and VA Loans. Jump in front of the line and apply online or call today at (855) 314-8080 and we look forward to earning your business.
- Beaumont lender with low rates & low fees
- Local underwriting for fast approval
- No-obligation good faith estimate
- Local Texas customer service
- Close in 30 days or less
GOOD Based on 58 reviews Posted on Gyzenia TuckerTrustindex verifies that the original source of the review is Google. I worked with Jen Papaelias at Lone Star Financing and I cannot rave enough about her. She went above and beyond to make sure that I was able to purchase my dream home. The few minor bumps we had, she was able to help us work to get them fixed. Lone Star Financing will be the first suggestion I give everyone when looking to purchase a home!Posted on ADRIANA CASTROTrustindex verifies that the original source of the review is Google. Extremely knowledgeable, efficient and best customer care .Posted on Brodrick ColbertTrustindex verifies that the original source of the review is Google. I've had the pleasure of working with Brett Dempsey and his team over the years and he provides a first class service with the customer always in mind.Posted on Daniel RamirezTrustindex verifies that the original source of the review is Google. Jen made our first home mortgage process easy and stress-free! She was extremely responsive, explained everything clearly, and helped us secure a great rate. Jen answered all our questions promptly and made sure we understood every detail before closing. Her professionalism and expertise were invaluable for first-time buyers. Highly recommend Chien for anyone looking for a reliable and knowledgeable loan officer!Posted on Sharon DarbyTrustindex verifies that the original source of the review is Google. Outstanding experience with LoneStar Mortgage, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference, especially when challenges arose. He handled everything with confidence, professionalism, and genuine care. Him and his Team were absolute pleasures to work with and truly went above and beyond. We could not have completed this process without them. Highly recommend Brett D to anyone looking for an exceptional mortgage opportunities.Posted on Bettis MorelockTrustindex verifies that the original source of the review is Google. Brett is so helpful! Quality service! Can't recommend enoughPosted on Dan AndrewsTrustindex verifies that the original source of the review is Google. I don't typically write reviews but I wanted to acknowledge the excellent service from this company, in particular Chien was knowledgeable, responsive, and a pleasure to work with!Posted on LukeTrustindex verifies that the original source of the review is Google. I highly recommend Chien at Lone Star Financing. Chien is very knowledgeable, patient and efficient. She was always available when we needed to contact her, and secured us a great rate.Posted on Chuen Leik LowTrustindex verifies that the original source of the review is Google. amazing service from Lone Star Financing! Chien was knowledgeable, responsive, and made the mortgage process effortless. always knew what was happening and felt in great hands. Highly recommend!!!
Texas Mortgage Company
CALL TODAY (855) 314-8080
- Mortgage Broker
- Wholesale pricing access
- Multiple lender options
- Texas Customer Service
Real Estate Snapshot
Beaumont Real Estate Update (January 2026) — Beaumont, TX currently has 414 homes for sale with an average listing price of $286,300. The local market offers a diverse mix of new construction, traditional homes, and investment properties at competitive prices, making Beaumont appealing to both homebuyers and investors across a range of budgets and lifestyles. Search all homes for sale in Beaumont, TX.