LONE STAR FINANCING

BeAUMONT, TX
HOME LOANS

Start Your Pre-Approval Online

Your Trusted Beaumont, TX Mortgage Lender

Buying a new home in Beaumont? Lone Star Financing is your local Beaumont lender offering competitive rates, in-house underwriting, and speedy closings. As certified VA and FHA lenders, we provide tailored, personalized service.

FHA, VA, & Jumbo Loans

Direct Mortgage Lender
In-House Underwriting

Low Rates & Low Fees
Free Good Faith Estimate
Local Customer Service!

Beaumont Mortgage Company

Mortgage lender Beaumont, TX — Beaumont, TX

At Lone Star Financing, we know that finding the right mortgage begins with choosing the right lender. Since 2007, we’ve proudly served the Beaumont community with integrity, exceptional customer service, and transparent lending practices. This dedication has made us one of Texas’s top mortgage companies. Offering a wide range of loan programs—including FHA, VA, and USDA loans—we provide the expertise and support you need for a seamless mortgage experience. Whether buying a new home in Beaumont or refinancing your current mortgage – we’ve got you covered. Apply online or call today – we look forward to earning your business!

More About Us

Looking to buy a new home in Beaumont, Texas? We can help! We specialize in new home purchases and mortgage refinance, and we can close loans anywhere in Texas. We are an approved FHA, USDA, and VA lender, as well as offering ARM and conventional loan products.With competitive rates, personal attention, a variety of mortgage loan options, and quick and easy pre-qualification approvals, we are here to assist you. As a Beaumont mortgage lender, we service our own home loans and have the flexibility to underwrite to our independent guidelines, which means we can close loans fast. This gives our Beaumont customers a tremendous advantage over traditional mortgage brokers and even over local Texas mortgage banks. As such, Lone Star Financing specializes in new home purchases, mortgage refinance, FHA Home Loans, and VA Loans. Jump in front of the line and apply online or call today at (855) 314-8080 and we look forward to earning your business.

Beaumont lender with low rates & low fees
Local underwriting for fast approval
No-obligation good faith estimate
Local Texas customer service
Close in 30 days or less

Lone Star Financing – Your lender for new home loans and mortgage refinance in Beaumont, TX. Whether you need home financing in Katy, Houston or Beaumont we have you covered.

Our Beaumont Home Loans

Beaumont Home Loans

Thinking of buying a new home in Beaumont? We offer a variety of home loan programs specifically for new purchases.

Primary, secondary, investment
FHA, USDA, and VA Loans
Conventional Loans
Low Rates & Variable Term

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Conventional Loans

Conventional loans provide several benefits, such as lower interest rates and flexible mortgage insurance choices.

30, 20 and 15-Year terms
Financing up to $766,500
Primary home, secondary, investment
Up to 95% Financing

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Beaumont FHA Loans

FHA loans are perfect for first time home buyers in Beaumont – only 3.5% down payment and gift funds are allowed.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyer

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Beaumont VA Loans

We specialize in Texas VA loans in Beaumont and strive to help our Texas Veterans maximize their benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
VA Jumbo Loans with Down Payment

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Cash Out Refinance

Tap into your home’s equity with a Texas Cash-Out Refinance – benefit from lower rates and flexible refinancing options.

Home Improvements
Debt Consolidation
Personal Expenses
Higher Education

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Mortgage Refinance

Lone Star Financing provides low rates and a streamlined, hassle-free process to help you refinance your mortgage in Beaumont.

Reduce Monthly Payment
Shorten Mortgage Term
FHA Streamline Available
VA IRRRL Streamline

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Beaumont, TX Mortgage Experts

Close on Time

We aim to close every loan within 28 days. In-house underwriting, processing, and on-time funding.

Low Rates

Your local Beaumont Lender with Low Rates and Low Fees. We are an approved FHA, VA, and USDA lender in Texas.

Service

Local Beaumont mortgage company for outstanding customer service and a stress-free experience start to finish

Jump in Front of the Line
Get Pre-Qualified Today!

Get pre-approved before you fall in love

Why Choose Lone Star Financing?
It's our People!

Read Our Reviews...

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Lone Star Financing -Beaumont TX Mortgage Lender

BEAUMONT MORTGAGE RATES - CALL TODAY

CALL TODAY (855) 314-8080

Local Beaumont Mortgage Company

Beaumont Lender – Low Rates & Low Fees
Close in 28 Days or Less
Local underwriting
‘Texas’ Customer Service

Beaumont Real Estate Snapshot

Beaumont Real Estate News – As of March, 2025, there are 454 homes for sale in Beaumont, TX, with an average listing price of $296,400. The real estate market in Beaumont, TX, offers a diverse selection of homes at competitive prices, making it an attractive option for both buyers and investors. As of 2024, there are 5,464 homes for sale, with an average listing price of $301,200. The market features a mix of new constructions, traditional homes, and investment properties, catering to various budgets and lifestyles.

With its affordable housing options and steady demand, Beaumont remains a promising location for homeownership and real estate investment. This includes one (1) open house, as well as 79 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. Schools in Beaumont include the Beaumont Independent School District, OC Taylor Center, Homer Dr. Elementary School and Hamshire-fannett intermediate school. Search all homes for sale in Beaumont, TX.

BeAUMONT, TX
HOME LOANS