Looking for the best mortgage lender in Texas? Lone Star Financing is a Texas-based direct lender offering low rates, quick closings, and an unmatched level of service.
As one of the top mortgage companies in Texas, Lone Star Financing offers a full suite of loan products including FHA, VA, USDA, Jumbo, and conventional home loans. Whether you’re a first-time buyer or a seasoned homeowner, we provide tailored mortgage solutions designed to meet your needs and budget. We also offer a network of referral partners for credit repair, down payment assistance, DSCR loans, and commercial loans.
Top Mortgage Lenders in Texas: Why Lone Star Financing Leads the Way
✅ Direct Texas Lender
As a true direct lender, we offer competitive interest rates, low fees, and in-house underwriting. That means a more efficient process, fewer delays, and greater control from start to finish.
✅ Fast Approvals & Closings
Our streamlined application process and cutting-edge technology enable faster approvals and quick closings
✅ Local Expertise & Personalized Service
We’re proud to call Texas home. Our loan officers live and work here and we offer in-house underwriters that know and understand Texas loan guidelines.
✅ Technology-Driven Lending
Lone Star Financing leverages AI and an advanced tech stack to modernize the mortgage experience. Our tech tools reduce paperwork, speeds up processing times, and gets you closed faster.
✅ 5-Star Customer Reviews
We’ve earned our reputation by delivering results. Just read what our customers are saying—hundreds of 5-star reviews praise our team’s responsiveness, expertise, and dedication to getting the job done right.
Why Lone Star Financing?
- Direct Lender: Competitive rates and stress free process
- Fast Approvals: Expedited closing times and funding
- Customer Service: Experienced, local Texas loan officers
Local Texas Mortgage Lender
Lone Star Financing is a trusted Texas mortgage lender specializing in residential home loans. With in-house underwriting, we offer fast pre approvals, lower rates, and more flexibility. Our Texas-based team knows the local market inside and out, ensuring a smooth, hassle-free process. We provide conventional and government-backed loans, including FHA, VA, and USDA financing. Apply today and get one step closer to getting approved for your home loan in Texas!
Whether you’re a first-time homebuyer in Texas or an existing homeowner looking to refinance, we can customize the perfect home loan just for you. We’re excited to assist you and look forward to earning your trust and business!
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
Shawn Dulac
Loan Officer
NMLS #1320463
Eden Vick
Sr. Loan Officer
NMLS #490185
James Hair
Sr. Loan Officer
NMLS #1680348
Pamela Trevino
Loan Officer
NMLS #2188276
Brett Dempsey
Sr. Loan Officer
NMLS #2014728
Quick Links – Home Loan Programs We Offer
- FHA Loans – Low down payment options with flexible credit requirements
- VA Loans – No down payment for eligible veterans and active-duty military
- Jumbo Loans – Financing for high-value homes across Texas
- Conventional Loans – Competitive terms for qualified buyers
- Refinancing – Lower your rate or access cash from your home equity
Lone Star Financing – The Best Mortgage Lender in Texas for Low Rates and Fast Closings
If you’re buying a home, refinancing, or exploring your loan options, trust Lone Star Financing—Texas’ home loan experts. With our unmatched service, fast approvals, and deep Texas roots, we’re proud to be known as one of the best mortgage lenders in Texas. Whether buying or purchasing – We’ve got you covered!
Get started today—apply online or speak to a local loan officer for a free consultation.
We look forward to meeting you and earning your business!
