Lone Star Financing – Blogs

Lone Star Financing Disclosure Definitions

Borrowers Certification and Authorization: Authorizes our company to pull a credit report and obtain any other information we may need to process loan.  Also, all the information that you have provided is true to the best of your ability. Fair Credit Reporting Act / Right to Financial Privacy Act of 1978 / Flood Disaster Protection

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Texas FHA Lending Boom

Is the boom in FHA Lending a cause for concern? Nearly 20% of all new mortgages now insured by government agency. The Texas mortgage shakedown of the subprime mortgage industry and its fallout on conventional lenders has led to such a boom in business at the Federal Housing Administration that the agency is now insuring nearly

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Mortgage Shakedown and Where Texas Borrowers Stand

Are you worried that the failure for Congress to pass the Federal bailout will create you to have a tougher time to get a home or auto loan? Well, you should be. The credit crisis has banks less willing to lend money to each other, which ultimately means it will be harder for borrowers to

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The Pitfalls of Mortgage Refinances

We’ve all heard at some time or the other how great cash out refinances are.   At first glance they seem to offer more than one benefit; they roll all your debt into one thus allowing you to manage what you owe more easily; they generate extra cash that you can use for other much-needed expenses; and

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Uncle Sam Bails Out Freddie & Fannie

Fannie Mae and Freddie Mac sound like an aging aunt and uncle, but these are both “government-sponsored enterprises”. This means that they are privately owned, but receive support from the Federal Governement, and assume some public responsibilities. The recent mortgage crisis and fallout from sub-prime lending has gotten both Freddie & Fannie in dangerous waters

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Texas Housing Market Update

Nationally communities still reeling as foreclosure rates rise and as mortgage defaults and foreclosures continue to rise, the impact is spreading well beyond those who are losing their homes. Fortunately majority of Texas, especially the Austin & san Antonio markets, seem to not be feeling the sub-prime collapse as much as the rest of the

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We Serve All of Texas!
No matter what part of Texas you live in, Lone Star Financing has the resources to serve you. Specializing in New Home Loans; FHA and VA mortgages; and Mortgage Refinance. Find your city below and discover how we’ve helped your neighbors finance their homes!

North Texas Home Loans

Allen
Arlington
Carrollton
Dallas
Denton
Garland
Grand Prairie
Fort Worth

Irving
Lewisville
McKinney
Mesquite
Plano
Richardson
Wichita Falls

South Texas Home Loans

Beaumont
Brownsville
Corpus Christi
Katy

Houston
Laredo
Pasadena

Central Texas Home Loans

Austin
Killeen
Lakeway
Round Rock

San Antonio
San Marcos
Waco

West Texas Home Loans

Abilene
Amarillo
El Paso

Lubbock
Midland