Carrollton Home Loans & Refinancing from a Trusted Lender
Buying a new home in Carrollton? Lone Star Financing is a trusted local Carrollton, TX mortgage lender dedicated to helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan options, and personalized service tailored to today’s Carrollton buyers.
As a mortgage broker, we work with 20+ wholesale lenders, giving you access to competitive pricing, lower rates, and fast closings. Our team provides expert guidance and customized loan solutions, supporting you from application through closing and beyond.
- Mortgage Broker
- Wholesale Pricing Access
- Free Good Faith Estimate
- VA, FHA & Jumbo Loans
- Texas Customer Service!
Our Home Loan Options
New Home Loans
Buying a new home in Carrollton, TX? We offer multiple home loan options to suit your needs and budget.
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Lower Rates
Conventional Loans
Conventional loans provide competitive terms, lower interest rates and reduced mortgage insurance costs.
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
FHA Home Loans
FHA home loans are a great option for first-time buyers in Carrollton, but they’re open to all eligible borrowers.
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
As a VA-approved lender in Carrollton, we provide low rates and dedicated support to assist Texas veterans.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loan Options
Mortgage Refinance
Unlock the savings in your Carrollton home with lower rates and refinance your home for better terms!
- Lower Monthly Payment
- Shorten Mortgage Term
- FHA Streamline
- VA IRRRL’s
Cash Out Refinance
Unlock your home’s equity with a Texas Cash-Out Refinance—benefit from lower rates and flexible loan options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Trusted Carrollton Mortgage Experts
Lone Star Financing is your trusted Carrollton mortgage expert, delivering personalized home loan guidance backed by deep local market knowledge. We help you select the right financing solution based on your goals, budget, and timeline.
Whether you’re buying your first home or refinancing an existing one, our understanding of Carrollton neighborhoods and lending trends helps you move forward with confidence at every stage of the mortgage process.
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Low Rates
Carrollton, TX Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
We provide expert support from application to closing, ensuring a smooth and guided home financing experience.
A Better Way to Finance Your Home
Your Trusted Mortgage Company in Carrollton, TX! We make home financing simple and stress-free by offering low rates, quick closings, and a seamless digital experience. With our advanced platform, you can easily apply, link your bank accounts, upload documents, and receive full loan approval—all in just a few steps. Plus, from the initial application to the final closing, we guide you every step of the way to ensure a smooth and efficient process. Ultimately, our goal is to help you secure your dream home as quickly and hassle-free as possible.
Whether you’re purchasing a home in Carrollton or refinancing, Lone Star Financing is here to guide you every step of the way. With in-house underwriting and processing, we typically close loans in 21 days or less!
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Carrollton, TX Mortgage Lending
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Carrollton, TX mortgage lender offering residential home loans with fast approvals, competitive rates, and flexible options. Backed by local Texas expertise, we deliver a smooth, stress-free experience from application to closing.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
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2026 Carrollton, TX Real Estate
Carrollton Real Estate Snapshot — As of January 2026, Carrollton, TX had 391 active new and resale listings, including 2 open houses, with approximately 172 properties in pre-foreclosure, auction, or bank-owned status. The average home listing price in Carrollton was $482,625.