Everything You Need to Know About Closing Costs

Closing costs are expenses over and above the price of the property in real estate transactions. They are basically a collection of administrative fees. Closing costs can include: Loan origination fees Discount points Appraisal fees Title searches Title insurance Surveys Taxes Deed-recording fees Credit report charges Before you sign your loan documents, you should have seen […]

What is TRID, and What Could It Mean for You?

This week, the Consumer Financial Protection Bureau (CFPB) rolled out their new disclosure policy, TRID, and while it is expected to simplify the home mortgage process in the long run, there will most likely be a learning curve, which could result in an initial increase in the number of days it takes to close on […]

Take Advantage of Low Interest Rates with VA Streamline Loans

So what is this VA Streamline Loan everyone’s talking about? And have you heard of the VA’s Interest Rate Reduction Refinancing Loan (IRRRL)? Interestingly, they are one in the same! This is a loan that refinances an existing VA Loan into a new VA Loan with a lower interest rate, or for some, from an adjustable rate mortgage (ARM) into a fixed rate mortgage.

VA Home Loan Refinance Options – Take Your Pick

VA home loans are the best mortgage deal on the market today! If you qualify, or even think you might qualify, it’s important you find out how the Texas VA home loans can benefit you and your family.

What you should know about Home Closing Costs

What you should know about Home Closing Costs In the past year, Americans spent about $110 billion on purchasing homes.  Americans tend to pay astronomical amounts in closing cost.  There are many fees that you are required to pay in the closing of your home loan, and then there are fees thatt are just plain […]

Top 10 Reasons to Use a Mortgage Broker vs. a Bank Lender

Depending on the type of home loan you are seeking, you could save yourself thousands of dollars by shopping various lenders for your home mortgage needs.  Therefore it is imperative that you know the difference between a mortgage broker and a bank lender.  The main differences among the two are that mortgage broker’s act as […]