Credit: The Basics

Many consumers are confused about credit. A 2016 survey from the Consumer Federation of America (CFA) and VantageScore Solutions, LLC, found more than 80% of consumers know the basics of credit scores. But they’re still lost when it comes to some important details. To alleviate some of the confusion, here’s a few short answers to […]

What You Need to Know About Your Credit Score

Your credit score can seem very confusing. In a 2016 survey from the Consumer Federation of America (CFA) and VantageScore Solutions found that more than 80% of consumers know the basics of credit scores, but may not be aware of some very important details. Let’s take a look at what you need to know about […]

How do the Best Mortgage Lenders in Texas Handle Bad Credit?

Most people believe they are ineligible for a loan when they have poor credit. This isn’t true at all. There are programs that work with lenders to assist in providing a home to those whose credit needs some work. In this article, we’ll look at the two main programs the best mortgage lenders in Texas […]

Top 10 Things to Know About Your Credit

How do you build credit? Focus on the five fundamentals that determine your credit score: payment history, credit utilization, length of credit history, new credit, and credit mix. A general rule is to use credit sparingly and make payments on time. It takes years to build good credit, but it’s worthwhile to be patient. Is […]

10 Credit Myths You Should Forget

With more than one reporting agency and differing numbers, credit scores can be confusing—not to mention there’s a lot of misinformation out there. While it is important to have good credit, don’t believe everything you hear—because even a small misstep could send your credit in the wrong direction. Myth 1: I believe I have good […]

How to Start Building Your Credit Early in Life

Solid credit scores take time to build. Everyone has to start somewhere, and as your teenager begins the transition to financial independence, he or she probably doesn’t have any credit history. Lack of credit history can be a hindrance to young adults as they apply for auto loans, shop for interest rates on an auto […]

All About Credit Scores

Is it ever too late to build credit? No. Your credit score can affect you for your entire lifetime, so it’s always worth trying to improve.

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