Why Buying a Home is Better than Renting
Owning your own home has distinct advantages over renting, especially when it comes to building your net worth and providing a stable environment for your family. If you’re struggling with whether to buy versus rent, consider these 10 reasons to take the plunge into homeownership: 1. You can ramp up energy efficiency. Energy-efficient improvements—from adding […]
Top Ten Reasons to Use a Mortgage Broker
Working with a direct lender like a bank may seem like the thing to do—but an independent third party can offer impartial advice. A mortgage broker has access to a much wider array of products; a mortgage broker’s services can help you make sound financial decisions. Still not convinced? Take a look at these 10 […]
Investing in a Home is an Investment in Your Future
Is buying a home a good investment? You’ve probably heard from the media, parents, older relatives, and, of course, real estate professionals that buying a home is a great investment that always helps to secure your future. You’re told buying a home is a good investment that will appreciate over time, and that it will […]
Advice for Single Homebuyers
Home-buying trends have changed over the last decade, and in today’s new market, more single homebuyers are entering the real estate market than ever before. And, single women have now outpaced single men as a percentage of homebuyers—a whopping 21 percent of all new home purchases are credited to single women. Single men and women […]
All About Credit Scores
Is it ever too late to build credit? No. Your credit score can affect you for your entire lifetime, so it’s always worth trying to improve.
The Basics of the USDA Loan
Do you seem more comfortable surrounded by pastures than pavement? If so, buying a home in a rural setting might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA has one of the government’s least-known mortgage assistance programs. Issued through the USDA loan program, also known as […]
Don’t Assume You Can’t Afford to Buy a Home in Texas
You too can buy a house, even in a relatively unpredictable market. Talking with first time home buyers in Texas, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need […]
Three Last Minute Halloween Must-Haves!
Get you and your home into the spirit!
How Long Does it Take to Get a Mortgage in Texas?
Time spent on the loan process depends on a number of things. First, it depends on how long it takes you to find a property in Texas you want to call home. If you consider that search as part of the process, you should expect it to take months or possibly years. When it comes […]
How to Repair Credit Before Buying a Home in Texas
Good credit is central to buying a home in Texas. If your credit score isn’t very high, the home buying process can stall even before it truly begins. One of the first considerations of home ownership is figuring out your finances, and that includes understanding your credit—a critical piece of the buying process. Whether you’re […]
