How to Make Buying and Selling at the Same Time Work
Buying a home is a serious undertaking, and can be stressful at times. Between keeping paperwork organized, meeting deadlines, and research—and working to sell your home at the same time can turn into one big, overwhelming headache. Here are a few things to keep in mind when you’re buying and selling a home simultaneously. You […]
Top Ten Reasons to Use a Mortgage Broker
Working with a direct lender like a bank may seem like the thing to do—but an independent third party can offer impartial advice. A mortgage broker has access to a much wider array of products; a mortgage broker’s services can help you make sound financial decisions. Still not convinced? Take a look at these 10 […]
Investing in a Home is an Investment in Your Future
Is buying a home a good investment? You’ve probably heard from the media, parents, older relatives, and, of course, real estate professionals that buying a home is a great investment that always helps to secure your future. You’re told buying a home is a good investment that will appreciate over time, and that it will […]
Advice for Single Homebuyers
Home-buying trends have changed over the last decade, and in today’s new market, more single homebuyers are entering the real estate market than ever before. And, single women have now outpaced single men as a percentage of homebuyers—a whopping 21 percent of all new home purchases are credited to single women. Single men and women […]
All About Credit Scores
Is it ever too late to build credit? No. Your credit score can affect you for your entire lifetime, so it’s always worth trying to improve.
The Basics of the USDA Loan
Do you seem more comfortable surrounded by pastures than pavement? If so, buying a home in a rural setting might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA has one of the government’s least-known mortgage assistance programs. Issued through the USDA loan program, also known as […]
Don’t Assume You Can’t Afford to Buy a Home in Texas
You too can buy a house, even in a relatively unpredictable market. Talking with first time home buyers in Texas, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need […]
Is There a Best Time to Buy a House in Texas?
Early spring is traditionally the beginning of home shopping season in Texas. It’s often a period of optimism for would-be home buyers, since spring is when the highest number of homes for sale are newly listed. This is a great time for buyers most interested in finding the perfect home—but be aware that as a […]
Buying More Rentals vs Paying Down Mortgage
Frequently you hear that buying a home in Texas is a good investment. Taking it a step further, purchasing multiple houses as rental properties can also be a great way to increase your assets and make money. However, be aware of some basic differences between buying a property as your home and purchasing properties to […]
How to Calculate a Mortgage
If you’re shopping for a new home in Texas, you can calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes, and insurance you can afford. This calculation will provide an estimate of your house price range based on the monthly payment you can […]