Home Buying and Millennials

Totaling more than 80 million individuals, millennials represent the largest generation in the U.S. By 2025, they will claim three-quarters of all jobs. Also considered the best educated, 35% of 25 to 29-year-olds hold a degree, while at the same time carry some of the highest debt levels due to student loans and credit card […]

Conserving Energy During a Polar Vortex

Winters can get expensive when it comes to energy costs. The amount of energy required to heat your home increases when temperatures drop. The greater the difference between the temperature outside and the thermostat setting inside, the harder your heating system will work and the more energy it will use. This is true even if […]

Hidden Costs of Home Ownership

To determine what they can afford, buyers too often focus on mortgage payment or a home’s list price alone. Non-mortgage related costs associated with homeownership can affect the monthly bottom line, if you’re not prepared. Let’s take a look at some of the hidden costs of home ownership. Property taxes If you’re only plugging in […]

How to Become a Homeowner in Texas

If you’ve ever wanted to buy a house in the Lone Star State, you’ll need to go through a lot of steps. In this article, we provide an overview of how to become a homeowner in Texas. Budget You need to know exactly how much home you can afford before you begin your home search. […]

Reasons to Use the best Mortgage Brokers in Texas

When considering buying a home, most people require a mortgage to do so. Doing business with banks and lenders directly or hiring a mortgage broker. Finding a mortgage broker is a bit more difficult than it used to be but are still part of the mortgage marketplace. In this article, we’ll cover the reasons you […]

Texas Home Mortgage Loans

You can find quite a few types of home loans in Texas. Understanding what’s available can help you review your options to get an idea of what options might work best for you and your family. Of course, Lone Star Financing is happy to help you find the right home loan! In the meantime, why not review your home loan options?

Best Mortgage Companies in Texas

Whether you’re a first-time home buyer or are a seasoned veteran, you’ve got so many choices when it comes to purchasing a house. Finding the best mortgage company to structure a loan for your individual lending needs can be a challenge. Should you work with a mortgage lender? A mortgage broker? Or should you use […]

Home Buying Mistakes to Avoid

Becoming a homeowner in Texas is one of the most exciting and potentially stressful things you can do. There’s a lot to learn and a lot to do, which can leave quite a bit of room for mistakes. The home buying process is an emotional experience that is personal for each buyer. Just remember that […]

Buying a Home? You’ll Need Insurance.

It’s overwhelming to think about the numerous types of insurance available during the home buying process. You already have so much to do between packing, scheduling movers, and closing on your home. Do you really have to jump through more hoops? Unfortunately, yes. No sensible car owner would drive without insurance, so it figures that […]

What’s the Difference Between Pre-Qualification and Pre-Approval?

Unfortunately, without proper preparation, many buyers get lulled into the mistaken notion that if a lender pre-qualifies them for a mortgage, it means that they have been pre-approved for the home loan. There’s a world of difference between these two terms. If you’ve ever been confused by the two, this will explain how they differ, […]