Cash-Out Refinance vs HELOC: What Makes Sense for Texas Homeowners in 2026?
Texas homeowners are rethinking HELOCs as rates rise. Compare cash-out refinance vs HELOC options and see which equity strategy makes sense in 2026.
DSCR Loans in Texas: Investor Financing Built Around Cash Flow
A comprehensive guide to DSCR loans in Texas for real estate investors. Learn how cash flow–based financing works, explore purchase and refinance options, and see why working with DSCR experts at Lone Star Financing matters.
Lone Star Financing Joins The Sears Group’s Allied Partner Community
We’re excited to announce that Lone Star Financing has officially partnered with The Chris Sears Group and is now a proud member of their Allied Partner Community — a dynamic network of trusted industry professionals committed to supporting agents and clients across Texas. Learn more about The Sears Groups allied partnership community here. This partnership reflects […]
Mortgage Lender vs Mortgage Broker
Learn the key differences between a mortgage broker and a direct lender, including pricing, loan options, flexibility, and why working with a mortgage broker often leads to better rates and smoother closings.
Texas’s Best Mortgage Lender: Why Lone Star Financing Stands Out
Looking for the best mortgage lender in Texas? Lone Star Financing is a Texas-based direct lender offering low rates, quick closings, and an unmatched level of service. As one of the top mortgage companies in Texas, Lone Star Financing offers a full suite of loan products including FHA, VA, USDA, Jumbo, and conventional home loans. […]
Why Now Is the Perfect Time to Buy a Home
Buying a home is one of the biggest financial decisions you’ll ever make, and timing plays a crucial role in securing the best deal. While some may hesitate, waiting for the “perfect” conditions, the truth is—now is a great time to buy a home. Interest rates, while fluctuating, remain historically reasonable, and buyers have more […]
The Fed Is Cutting Rates Soon. When Should I Buy?
The Federal Reserve is expected to lower interest rates at its meeting on September 17–18. Many homebuyers believe incorrectly that they can get a lower rate by waiting until a cut becomes official. The Fed is expected to cut interest rates in September. What does your research say about whether borrowers should wait to take […]
Buying Down Mortgage Rates
Buying Down Rates En Vogue As Higher Rates Persist Should I Buy Down My Interest Rate? Assuming the Federal Reserve cuts mortgage rates as investors expect, the housing market appears to be heading for a recovery this year. Borrowers may choose to buy down their interest rate when interest rates are high in order to […]
How to Refinance a Reverse Mortgage: The Ultimate Guide
The process of refinancing a reverse mortgage is similar to that of traditional refinance. There are standard eligibility criteria set by mortgage lenders and certain steps to be followed. In most cases, it helps stabilize the financial situation. However, it has consequences as well. So, understanding the basics of refinancing your Texas reverse mortgage loan […]
Reasons to Use the best Mortgage Brokers in Texas
When considering buying a home, most people require a mortgage to do so. Doing business with banks and lenders directly or hiring a mortgage broker. Finding a mortgage broker is a bit more difficult than it used to be but are still part of the mortgage marketplace. In this article, we’ll cover the reasons you […]