Is There a Best Time to Buy a House in Texas?
Early spring is traditionally the beginning of home shopping season in Texas. It’s often a period of optimism for would-be home buyers, since spring is when the highest number of homes for sale are newly listed. This is a great time for buyers most interested in finding the perfect home—but be aware that as a […]
Millennials’ Home Buying Expectations
Born between the early 1980s and mid 2000s, Millennials range in age from mid-teens to mid-thirties. They total more than 80 million individuals, representing the largest generation in the U.S. In fact, in five years they will make up 50% of the working population of the USA, and by 2025 they will claim three-quarters of […]
Buying More Rentals vs Paying Down Mortgage
Frequently you hear that buying a home in Texas is a good investment. Taking it a step further, purchasing multiple houses as rental properties can also be a great way to increase your assets and make money. However, be aware of some basic differences between buying a property as your home and purchasing properties to […]
How to Calculate a Mortgage
If you’re shopping for a new home in Texas, you can calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes, and insurance you can afford. This calculation will provide an estimate of your house price range based on the monthly payment you can […]
How Long Does it Take to Get a Mortgage in Texas?
Time spent on the loan process depends on a number of things. First, it depends on how long it takes you to find a property in Texas you want to call home. If you consider that search as part of the process, you should expect it to take months or possibly years. When it comes […]
How to Repair Credit Before Buying a Home in Texas
Good credit is central to buying a home in Texas. If your credit score isn’t very high, the home buying process can stall even before it truly begins. One of the first considerations of home ownership is figuring out your finances, and that includes understanding your credit—a critical piece of the buying process. Whether you’re […]
Find Relief When Disaster Strikes
7 Disaster Assistance Programs That Can Help If you live in an area that recently declared a disaster, you can get help from the federal government. You can visit DisasterAssistance.gov to find out what kinds of help you can get, apply for assistance, and to later check the status of your application. In addition, you […]
What’s the Best Way for a Veteran to Get a Home Loan?
Veterans serve our country and help keep us free. It’s not an easy job, but those who are called to service can qualify for a variety of benefits, including home loans through the US Department of Veterans Affairs (VA). Knowing how VA loans work is the first step toward buying a home in Texas, but […]
Pricing a Home to Sell
There’s a lot that goes into pricing a home to sell quickly and successfully, but the most important factor is choosing the right listing price. Too high, and the house can languish on the market, becoming stale and often forcing a price reduction. Too low, and you miss out on some significant profit. Your real estate agent […]
‘Downsizing’ Can Mean Many Different Things for Retirees
The prospect of working your whole life and then retiring sounds so luxurious, in a way. It’s a time to travel, play golf, or do whatever you want, right? There are no deadlines to meet, no schedules to keep, no one to answer to. Of course, there are still bills; that’s inescapable. The mortgage, taxes, car […]
