LONE STAR FINANCING

DALLAS, TX
HOME LOANS

Start Your Pre-Approval Online!

Your Reliable Mortgage Lender in Dallas, TX

Lone Star Financing, a trusted Dallas lender, is dedicated to making homeownership dreams a reality. With low rates, low fees, and a seamless loan process, we specialize in new home loans, mortgage refinancing, and an approved VA and FHA lender. From consultation to closing, our Dallas mortgage team ensures a smooth, stress-free experience. 

Best lender in Dallas, TX

Why Lone Star Financing?

  • Direct Lender: Ultra low rates and stress free process
  • Fast Approvals:  In-house underwriting for fast closings 
  • Local Service: Experienced, local Dallas loan officers

Dallas Home Loans, Done Right!

As a Dallas-based lender, we offer low rates, in-house underwriting, and expert service, ensuring a smooth and hassle-free home financing experience.
Texas Home Loans

Local Texas Mortgage Company

Texas Mortgage Lender
Local Texas Lender
Welcome to Lone Star Financing, your trusted direct mortgage lender in Dallas, TX. We offer low rates and quick loan closings, making the home financing process smooth and efficient. Our technology-driven platform allows you to complete your application, sync bank accounts, upload documents, and get full loan approval with ease, ensuring a hassle-free experience. Whether you’re looking to purchase a new home or refinance your existing mortgage, Lone Star Financing is here to help. With in-house underwriting and processing we can close loans fast. We’re proud to be an FHA and VA-approved lender in Dallas, TX.
About Lone Star Financing

Mortgage Lending in Dallas, TX

Buying a New Home in Dallas, TX? We’re Here to Help!

As one of Dallas’s top mortgage lenders, we provide personalized financing solutions tailored to your needs. With competitive rates, in-house underwriting, and a commitment to exceptional service, we make the home loan process simple and stress-free. Our deep local expertise ensures that whether you’re purchasing your first home, upgrading, or refinancing, you’ll receive guidance every step of the way. From application to closing, we’re dedicated to helping you secure the best loan for your dream home in Dallas. Reach out today to get started!

We specialize in residential home loans in Dallas, TX, and are an approved lender for FHA, VA, and Jumbo mortgages. Why choose Lone Star Financing? Here’s why homeowners trust us:


Trusted Dallas Mortgage Company Since 2007

  • Low Rates
  • In-House Underwriting
  • Fast Loan Closings
  • Local Customer Service


As a direct lender, we handle everything in-house, offering a simple, efficient process with no middlemen.  This advantage enables faster decisions and on-time closings. A great mortgage experience starts with the right lender. Call the Dallas mortgage experts at Lone Star Financing today or apply online — we look forward to earning your business!

Our Home Loan Options

Dallas New Home Loans

Dallas New Home Loans - Apply Online

Buying a new home in Dallas? We specialize in new purchases and offer a wide range of new home loan programs:

  • Primary, secondary, investment
  • FHA, USDA, and VA Loans
  • Conventional Loans
  • Low Rates & Variable Terms

Conventional Loans

Dallas Home Loans

Conventional loans offer favorable terms, including lower mortgage insurance and lower interest rates.

  • 30, 20 and 15-Year terms
  • Financing up to $766,500
  • Primary home, secondary, investment
  • Up to 95% Financing

Dallas FHA Home Loans

FHA home loans are perfect for first time home buyers in Dallas, but you don’t have to be a first time buyer to qualify:

  • Only 3.5% Down Payment
  • Easier Credit Qualifying
  • 203k Renovation Loans
  • 1st Time Home Buyers

Dallas VA Loans

We are an approved VA lender for veteran home loans in Dallas, TX, offering specialized VA loan services:

  • Zero down, 100% Financing
  • No Monthly PMI
  • No Debt to Income Restrictions
  • VA Jumbo Loans with Down Payment

USDA Home Loans

USDA loans for rural properties in Dallas come with a variety of benefits. These loans offer 100% financing for qualified buyers:

  • Rural Properties -100% Financing
  • Primary Residence Only
  • Closing Costs Can Be Rolled In
  • Low Interest Rates

Mortgage Refinance

Lone Star Financing offers streamlined refinancing. Take advantage of today’s low rates—refinance and start saving!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • FHA Streamline Available
  • VA IRRRL Streamline

Cash Out Refinance

Cash Out Refinancing in Fort Worth

USDA loans for rural properties in Dallas come with a variety of benefits. These loans offer 100% financing for qualified buyers:

  • Rural Properties -100% Financing
  • Primary Residence Only
  • Closing Costs Can Be Rolled In
  • Low Interest Rates

Dallas Jumbo Loans

Jumbo Mortgages in Dallas up to $3,000,000, financed through private investor programs and flexible guidelines.

  • Dallas Jumbo Loans up to $3,000,000
  • Primary & Secondary Homes
  • Investor Specific Guidelines
  • Good to Excellent FICO Required

Dallas, TX Mortgage Experts

Close on Time

Close in as little as 21 days or less, with in-house underwriting, processing, and closing to ensure fast approvals.

Low Rates

Home Loans in Dallas with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.

Service

As a Dallas mortgage lender, we provide exceptional customer support, guiding you every step of the way.

Mortgage Pre-approval
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Why Lone Star Financing?It's our People!

Austin, TX Loan Officer

Shawn Dulac

Loan Officer
NMLS #1320463

Best Louisiana Mortgage Lender

James Hair

Loan Officer
NMLS #1680348

Ricardo Trejo - Lakeway, TX

Ricardo Trejo

Branch Manager
NMLS #347481

Eden Vick - TX Lender

Eden Vick

Sr. Loan Officer
NMLS #490185

Brett Dempsey Loan Officer

Brett Dempsey

Loan Officer
NMLS #2014728

Lone Star Financing - Dallas Home Loans, Done Right!

Direct lender in Dallas for low rates, in-house underwriting, and personalized home loan solutions with superior customer service.

  • FHA, VA & Jumbo Loans 
  • Direct Dallas Lender
  • Close in as fast as 21 days!
  • Fast Approvals  
  • Low Rates & Fast Close
  • Dallas Customer Service!

Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

TODAY'S MORTGAGE RATES:

CALL (855) 314-8080

Your Local Mortgage Company in Dallas, Texas

Top mortgage company in Dallas
Best Dallas Lender

Lone Star Financing is a trusted local mortgage lender in Dallas, specializing in residential home loans customized for the Dallas, TX market. Our dedicated loan officers work closely with homebuyers to find the ideal financing options, ensuring a smooth and personalized experience. With all underwriting done in Texas, we have a deep knowledge of local regulations, allowing for faster approvals and a streamlined loan process.

We offer a wide variety of loan programs, including conventional, FHA, VA, and USDA loans, all with competitive rates and flexible terms. Whether you’re a first-time buyer or looking to refinance, we provide same-day pre-approvals and no-cost good faith estimates to help you get started. We’re excited to help you achieve your homeownership goals in Dallas!

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