Mortgage Lender in Dallas, TX

LONE STAR FINANCING

DALLAS, TX
HOME LOANS

Low Rates, Low Fees, & Fast Close

Lone Star Financing | Dallas Mortgage Lender

Looking to buy a new home or refinance in Dallas,TX ? Lone Star Financing offers personalized mortgage solutions, competitive rates, and exceptional service backed by local expertise. Whether purchasing a new home or refinancing, we’ve got you covered!

FHA, VA & Jumbo Loans

Direct Mortgage Lender
In-House Underwriting

Low Rates & Low Fees
Free Good Faith Estimate
Texas Customer Service!

Dallas, TX Home Loans

Texas Mortgage Lender — Local Texas Lender

Welcome to Lone Star Financing, your trusted direct mortgage lender in Dallas, TX. We offer low rates and quick loan closings, making the home financing process smooth and efficient. Our technology-driven platform allows you to complete your application, sync bank accounts, upload documents, and get full loan approval with ease, ensuring a hassle-free experience. Whether you’re looking to purchase a new home or refinance your existing mortgage, Lone Star Financing is here to help. With in-house underwriting and processing we can close loans fast. We’re proud to be an FHA and VA-approved lender in Dallas, TX.

About Lone Star Financing

Looking to buy a new home in Dallas, TX? We’re here to help! As one of Dallas’s leading mortgage companies, we offer personalized solutions, competitive rates, and exceptional service backed by deep local expertise. Whether you’re purchasing a home or refinancing, count on us to make the process smooth and stress-free. We specialize in residential home loans in Dallas, TX, and are an approved lender for FHA, VA, and Jumbo mortgages. Why choose Lone Star Financing? Here’s why homeowners trust us:

Trusted Dallas Mortgage Company Since 2007

Low Rates
In-House Underwriting
Fast Loan Closings
Local Customer Service

As a direct lender, we handle everything in-house, offering a simple, efficient process with no middlemen. This advantage enables faster decisions and on-time closings. A great mortgage experience starts with the right lender. Call the Dallas mortgage experts at Lone Star Financing today or apply online — we look forward to earning your business!

Our Home Loan Options

Dallas New Home Loans

Buying a new home in Dallas? We specialize in new purchases and offer a wide range of new home loan programs:

Primary, secondary, investment
FHA, USDA, and VA Loans
Conventional Loans
Low Rates & Variable Terms

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Conventional Loans

Conventional loans offer favorable terms, including lower mortgage insurance and lower interest rates.

30, 20 and 15-Year terms
Financing up to $766,500
Primary home, secondary, investment
Up to 95% Financing

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Dallas FHA Home Loans

FHA home loans are perfect for first time home buyers in Dallas, but you don’t have to be a first time buyer to qualify:

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

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Dallas VA Loans

We are an approved VA lender for veteran home loans in Dallas, TX, offering specialized VA loan services:

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
VA Jumbo Loans with Down Payment

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USDA Home Loans

USDA loans for rural properties in Dallas come with a variety of benefits. These loans offer 100% financing for qualified buyers:

Rural Properties -100% Financing
Primary Residence Only
Closing Costs Can Be Rolled In
Low Interest Rates

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Mortgage Refinance

Lone Star Financing offers streamlined refinancing. Take advantage of today’s low rates—refinance and start saving!

Reduce Monthly Payment
Shorten Mortgage Term
FHA Streamline Available
VA IRRRL Streamline

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Cash Out Refinance

USDA loans for rural properties in Dallas come with a variety of benefits. These loans offer 100% financing for qualified buyers:

Rural Properties -100% Financing
Primary Residence Only
Closing Costs Can Be Rolled In
Low Interest Rates

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Dallas Jumbo Loans

Jumbo Mortgages in Dallas up to $3,000,000, financed through private investor programs and flexible guidelines.

Dallas Jumbo Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Good to Excellent FICO Required

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Dallas, TX Mortgage Experts

Close on Time

Our goal is to close every loan in 30 days or less, with in-house underwriting, processing, and closing to ensure fast approvals.

Low Rates & Fees

Home Loans in Dallas with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.

Customer Service

As a Dallas mortgage lender, we provide exceptional customer support, guiding you every step of the way.

Jump in Front of the Line!
Pre-Qualify Today

Why Lone Star Financing?It's our People!

Read Our Reviews...

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

DALLAS MORTGAGE RATES:

CALL (855) 314-8080

Dallas Mortgage Company

Top mortgage company in Dallas — Best Dallas Lender

Lone Star Financing is a trusted local mortgage lender in Dallas, specializing in residential home loans customized for the Dallas, TX market. Our dedicated loan officers work closely with homebuyers to find the ideal financing options, ensuring a smooth and personalized experience. With all underwriting done in Texas, we have a deep knowledge of local regulations, allowing for faster approvals and a streamlined loan process. We offer a wide variety of loan programs, including conventional, FHA, VA, and USDA loans, all with competitive rates and flexible terms. Whether you’re a first-time buyer or looking to refinance, we provide same-day pre-approvals and no-cost good faith estimates to help you get started. We’re excited to help you achieve your homeownership goals in Dallas!

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