Dallas Home Loans & Refinancing from a Trusted Local Lender
Lone Star Financing is a trusted local Dallas mortgage lender helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan options, and personalized service tailored to today’s Dallas buyers—whether you’re purchasing your first home or moving up.
As a mortgage broker, we work with 20+ lenders to access the wholesale pricing—delivering lower rates and fast closings. As an approved VA and FHA lender, we provide expert guidance and customized home loan solutions from application through closing and beyond.
- Mortgage Broker
- Multiple lender options
- Wholesale pricing access
- Close in as few as 21 days
- Local Customer Service
Our Home Loan Options
New Home Loans
Buying a new home in Dallas? We specialize in new purchases and offer a wide range of new home loan programs:
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Rates
Conventional Loans
Conventional loans offer favorable terms, including lower mortgage insurance and lower interest rates.
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
FHA Home Loans
FHA home loans are perfect for first time home buyers in Dallas, but you don’t have to be a first time buyer to qualify:
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
Dallas VA Loans
We are an approved VA lender for veteran home loans in Dallas, TX, offering specialized VA loan services:
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Options
USDA Home Loans
USDA loans for rural properties come with a variety of benefits. These loans offer 100% financing for qualified buyers:
- Rural Properties
- Primary Residence Only
- Closing Rolled In
- Low Interest Rates
Dallas Jumbo Loans
Jumbo Loans in Dallas up to $3,000,000, financed through private investor programs.
- Jumbo Loans up to $3M
- Primary & Secondary Homes
- Investor Specific Guidelines
- Good to Excellent FICO
Mortgage Refinance
Lone Star Financing offers streamlined refinancing. Take advantage of today’s low rates—refinance and start saving!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Cash Out Refinance
Unlock the equity in your home with a Texas Cash Out – enjoy lower interest rates and flexible loan refinance options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
DSCR Loans
Dallas DSCR loans for real estate investors and income producing rentals—no W-2s, tax returns, or pay stubs required.
- $3M+ (85% LTV)
- No Income Verification
- Rental Income to Qualify
- Multifamily, Airbnb, STR
Dallas Home Loans, Done Right!
Welcome to Lone Star Financing, your trusted mortgage lender in Dallas, TX. We offer competitive rates and fast closings through a streamlined, technology-driven lending experience. Easily complete your application, upload documents, and track progress online for a smooth, hassle-free process.
Whether you’re purchasing a new home or refinancing, our team delivers expert guidance and efficient closings. We’re proud to be an FHA- and VA-approved lender serving Dallas homebuyers and homeowners.
Low Rates & Fast Closings
As a Dallas-based mortgage broker, we offer ultra competitive rates, access to multiple lenders, and expert guidance—delivering a smooth, efficient, and stress-free home financing experience from start to finish.
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Dallas mortgage expert, delivering personalized home loan guidance backed by in-depth knowledge of the local market. We work closely with you to identify the right financing based on your goals, budget, and timeline.
From first-time buyers to experienced homeowners, our understanding of Dallas neighborhoods, pricing trends, and local lending nuances helps you make confident, informed decisions throughout the entire home loan process.
Close on Time
Our goal is to close every loan in 21 days or less. Mortgage broker with fast approval and on-time fundings.
Low Rates
Home Loans in Dallas with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Service
As a Dallas mortgage lender, we provide exceptional customer support, guiding you every step of the way.
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Dallas Mortgage Company
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Dallas mortgage lender offering customized home loan solutions with local expertise. Our Texas-based team delivers personalized guidance, fast approvals, and a smooth lending experience from application to closing.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
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