Your Fort Worth Lender for New Home Loans & Mortgage Refinancing
Lone Star Financing is a trusted local Fort Worth, TX mortgage lender committed to helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan options, and personalized service tailored to the needs of today’s Fort Worth buyers—whether you’re purchasing your first home or moving up to your next one.
As a mortgage broker, we work with 20+ wholesale lenders, giving you access to competitive pricing, lower rates, and fast closings. Our team provides expert guidance and customized home loan solutions, supporting you from application through closing and beyond.
- Mortgage Broker
- Wholesale pricing access
- Multiple lender options
- FHA, VA & Jumbo Loans
- Local Customer Service!
Our Home Loan Programs
New Home Loans
Are you considering buying a new home in Fort Worth? A variety of home loan programs are available for new purchases:
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Interest Rates
Conventional Loans
There are many advantages to conventional loans, including lower interest rates and mortgage insurance.
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
Texas FHA Loans
First-time home buyers in Fort Worth can take advantage of the many benefits of FHA home loans:
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
We are an approved VA lender in Forth Worth with low rates, in-house underwriting and specialize in VA loans:
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Optins
Texas USDA Loans
USDA loans for rural properties in Texas -offer 100% financing for eligible properties and qualified buyers:
- Rural Properties
- Primary Residence Only
- Closing Costs Rolled In
- Low Interest Rates
Jumbo Home Loans
Jumbo Mortgages in Texas up to $3,000,000, financed through private investor programs and flexible guidelines.
- Loans up to $3,000,000
- Primary & Secondary
- Investor Guidelines
- Credit Score Minimums
Cash Out Refinance
Lone Star Financing offers a streamlined process for Texas Cash Out refinancing in Fort Worth.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Mortgage Refinance
Lone Star Financing offers a streamlined process for refinancing in Fort Worth. Refinance today and save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
DSCR Loans
Fort Worth DSCR loans for real estate investors and rental property—no tax returns, W-2s, or pay stubs required.
- $3M+ (85% LTV)
- No Income Verification
- Rental Income to Qualify
- Multifamily, Airbnb, STR
Lone Star Financing - Your Fort Worth Mortgage Experts
Welcome to Lone Star Financing, a trusted Fort Worth, TX mortgage broker offering competitive rates and fast closings. Our secure, technology-driven platform makes it easy to apply, upload documents, and move through the loan process with confidence—from application to approval.
Whether you’re purchasing a new home or refinancing, our team provides personalized guidance every step of the way. With in-house underwriting and processing, we close loans quickly and efficiently. Lone Star Financing is a proud FHA- and VA-approved lender serving Fort Worth homebuyers.
Looking to buy a new home in Fort Worth? We’re here to assist. As Fort Worth’s leading mortgage company, we provide customized solutions with a focus on competitive rates, exceptional service, and extensive local expertise. Whether you’re purchasing a new home or refinancing, you can count on us to guide you through the process with ease and confidence. Specializing in residential home loans in Fort Worth, TX, we are an approved lender for FHA, VA, and USDA loans. Why choose Lone Star Financing over other mortgage companies:
- Low Rates & Low Fees
- In-house underwriting
- Fast loan closings
- Exceptional customer service
Choosing Lone Star Financing means opting for a lender that values efficiency, personalization, and your overall satisfaction. Our direct lending approach, characterized by in-house processing and a sensible evaluation of applications, eliminates unnecessary obstacles and accelerates the path to approval. By not involving brokers, we reduce costs and streamline interactions, which ultimately benefits you. We invite you to experience the difference that a dedicated direct lender can make. Whether you’re looking to purchase a new home, refinance an existing mortgage, or explore financing for other needs, we’re here to provide swift decisions and quick loan closings. Trust us to be your partner in achieving your financial objectives with ease and confidence.
Texas Home Loans, Done Right!
Lone Star Financing is your trusted Fort Worth mortgage expert, delivering personalized home loan solutions backed by deep local market knowledge. Our team works one-on-one with you to match the right financing options to your goals, budget, and timeline—so you can move forward with confidence.
From first-time buyers to seasoned homeowners, we understand Fort Worth neighborhoods, pricing trends, and local lending dynamics. That insight allows us to simplify the process, anticipate challenges, and help you make smart, informed decisions from application through closing.
Close on Time
Close in as little as 21 days - mortgage brokers with dedicated processor to ensure fast approvals and timely funding.
Low Rates & Fees
Fort Worth, TX Mortgage Lender Offering Low Rates and Fast Closings. FHA, VA, and USDA Approved.
Service
As a local Fort Worth lender, we guide you from application to closing. Jus see what our customers are saying!
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
FORT WORTH HOME LOANS:
CALL TODAY (855) 314-8080
- Mortgage Broker
- Access to Wholesale Pricing
- Close in as few as 21 Days
- Texas Customer Service
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
2026 Fort Worth Real Estate
Fort Worth, TX Real Estate – As of January 2026, the average home price in Fort Worth rose 8.6% year-over-year to $356,750. Statewide, the median price climbed 16.3% to $311,400. Currently, Fort Worth has 3,138 new and resale homes on the market, including 83 open houses. View all homes for sale in Fort Worth
Fort Worth, TX is one of the fastest-growing cities in the U.S., blending modern living with classic Texas charm. Known for its diverse culture, strong business opportunities, historic Stockyards, and world-class entertainment, Fort Worth is consistently ranked among the best places to live. Compared to other major Texas cities, Fort Worth also offers more affordable housing and a lower overall cost of living.