Your Irving, TX Lender for New Home Loans and Refinancing
Lone Star Financing is a trusted Irving mortgage lender helping homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan programs, and personalized guidance tailored to today’s Irving market—whether you’re buying, upgrading, or refinancing.
As an independent mortgage broker working with 20+ wholesale lenders, we deliver better pricing, more options, and faster closings. We provide competitive rates on FHA home loans, VA financing, Conventional mortgages, DSCR loans, and mortgage refinance options—backed by clear guidance and a personalized approach that keeps the process simple and stress-free.
- Mortgage Broker
- Wholesale Pricing Access
- FHA, VA & Jumbo Loans
- Fast Approvals
- Texas Customer Service
Explore Our Home Loans
New Home Loans
Looking to buy a new home in Irving, TX? We offer a variety of loan programs for new home purchases:
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Variable Terms
Conventional Loans
Conventional fixed rate loans provide lower rates and reduced mortgage insurance with flexible terms:
- 30, 20 and 15-Year
- Lower rates
- Loans up to $832,750
- Up to 95% Financing
Irving FHA Loans
FHA loans are an excellent option for first-time homebuyers in Irving, requiring just 3.5% down payment:
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
Preferred VA lender for veteran home loans in Irving, TX, dedicated to helping you maximize your benefits:
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loan Options
Cash-Out Refinance
Unlock your home’s equity with a Texas Cash-Out Refinance – benefit from lower rates and flexible loan options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Mortgage Refinance
We offer streamlined hassle free mortgage refinancing. Take advantage of lower rate – refinance today and save!
- Rate & Term Refinance
- Cash-Out Refinance
- FHA Streamline Available
- VA IRRRL Streamline
Trusted Irving, TX Mortgage Experts
Your trusted Irving mortgage lender, Lone Star Financing delivers competitive rates, reliable on-time closings, and personalized guidance from start to finish. Our experienced Texas-based loan officers take the time to understand your goals, explain your options clearly, and keep your loan on track—so you can move forward with confidence at every step.
Close on Time
With in-house underwriting and closing, we ensure fast approvals for a smooth and stress-free process.
Low Rates & Fees
Irving Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Service
Irving's trusted lender, known for exceptional customer service, low rates, and fast closings.
A Better Way to Finance Your Home
Lone Star Financing is a trusted Irving, TX mortgage broker offering competitive rates, fast closings, and a streamlined digital loan experience. Our secure, technology-driven platform makes it easy to apply, upload documents, and get approved quickly. Since 2007, we’ve built our reputation on integrity, transparency, and exceptional service—guiding Irving homebuyers and homeowners through every stage of purchase and refinance.
Lone Star Financing is a leading mortgage lender in Irving, Texas, recognized for offering low rates and fast, efficient loan processing. As a direct lender with local underwriting, we make swift decisions to streamline your loan process. With our technology-driven approach and a dedicated team of expert loan officers, we deliver exceptional customer service. Contact us today or apply online to discover why more people are choosing Lone Star Financing as their preferred mortgage lender in Irving, TX.
We specialize in new home purchases and offer FHA, VA, and conventional home loans with ultra-low rates, minimal fees, and quick closings. From application to closing, we ensure a smooth and hassle-free experience. Call us today to find out why so many borrowers in Irving trust Lone Star Financing as their top mortgage partner.
- Direct Lender
- Low Rates
- Local Underwriting
- Fast Closings
Lone Star Financing—your trusted mortgage lender in Irving, TX, for new home purchases and refinancing. Learn more About Us
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Our Irving Home Loans
CALL TODAY (855) 314-8080
- Low Rates Low Fees
- Close in as little as 21 Days
- No-Obligation Loan Estimate
- Local Customer Service
Looking for a trusted mortgage lender in Irving, TX? Lone Star Financing offers competitive home loans and refinancing options, including USDA, VA Loans, and Texas FHA Loans for first-time buyers. With local underwriting and fast approvals, our experienced team guides you through every step—whether you’re buying, refinancing, or financing a new construction home in Irving.
Serving Homebuyers Across North Texas
In addition to Irving, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Fort Worth Allen Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Serving Home Buyers Across Texas:
Beyond these North Texas locations, Lone Star Financing offers mortgage and refinance solutions throughout the entire state. Below is a list of additional service areas throughout Texas where we provide new home loans and refinancing.
South Texas Lending
Central Texas Lending
2026 Irving Real Estate
Irving Real Estate Overview — Located in North Texas within the Dallas–Fort Worth Metroplex, Irving offers a diverse housing market. As of January 2026, there are 653 active new and resale listings, including 28 open houses, with 203 properties in various stages of foreclosure. The average home listing price in Irving is $433,245. Search all homes for sale in Irving, TX.