Irving, TX Mortgage Lender

LONE STAR FINANCING

IRVING, TX
HOME LOANS

Direct lender -low rates and fast close

Lone Star Financing - Irving, TX Mortgage Lender

Whether you’re purchasing a new home in Irving or refinancing, we’ve got your covered. With competitive rates, outstanding service, and in-house underwriting, we ensure a seamless and stress-free loan process from start to finish.

As a direct lender, we offer not only competitive rates but also fast closings to ensure a smooth home loan experience. Our advanced, technology-driven platform streamlines the process, making it easy for you to complete your application, link bank accounts, upload documents, and secure full loan approval quickly and securely. Whether you’re buying a new home or refinancing in Irving, Lone Star Financing is here to guide and support you every step of the way, delivering a seamless experience from start to finish. Welcome to Lone Star Financing, your trusted local mortgage lender in Irving, TX

More About Us

Lone Star Financing is a leading mortgage lender in Irving, Texas, recognized for offering low rates and fast, efficient loan processing. As a direct lender with local underwriting, we make swift decisions to streamline your loan process. With our technology-driven approach and a dedicated team of expert loan officers, we deliver exceptional customer service. Contact us today or apply online to discover why more people are choosing Lone Star Financing as their preferred mortgage lender in Irving, TX.

We specialize in new home purchases and offer FHA, VA, and conventional home loans with ultra-low rates, minimal fees, and quick closings. From application to closing, we ensure a smooth and hassle-free experience. Call us today to find out why so many borrowers in Irving trust Lone Star Financing as their top mortgage partner.

Direct Lender
Low Rates
Local Underwriting
Fast Closings

Lone Star Financing—your trusted mortgage lender in Irving, TX, for new home purchases and refinancing. Learn more About Us

Irving Home Loans

New Home Loans

Looking to buy a new home in Irving, TX? We offer a variety of loan programs for new home purchases:

Primary home, secondary, investment
FHA, USDA, and VA Loans
Conventional Loans
Low Rates & Variable Terms

Conventional Loans

Conventional fixed rate loans provide lower rates and reduced mortgage insurance with flexible terms:

30, 20 and 15-Year terms
Ultra low rates with great credit
Primary home, secondary, investment
Up to 95% Financing

Irving FHA Loans

FHA loans are an excellent option for first-time homebuyers in Irving, requiring just 3.5% down payment:

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

Irving VA Loans

Preferred VA lender for veteran home loans in Irving, TX, dedicated to helping you maximize your benefits:

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
VA Jumbo Loans with Down Payment

Cash Out Refinance

Unlock your home’s equity with a Texas Cash Out Refinance – benefit from lower rates and flexible loan options.

Home Improvements
Debt Consolidation
Personal Expenses
Higher Education

Mortgage Refinance

We offer streamlined hassle free mortgage refinancing. Take advantage of lower rate – refinance today and save!

Rate & Term Refinance
Cash-Out Refinance
FHA Streamline Available
VA IRRRL Streamline

Your Texas Trusted Lender

Close on Time

With in-house underwriting and closing, we ensure fast approvals for a smooth and stress-free process.

Low Rates

Irvng Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.

Service

Irving's trusted lender, known for exceptional customer service, low rates, and fast closings.

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Why Choose Us? It's our People!

Read Our Reviews...

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Our Irving Home Loans

The Value of the Difference

Low Rates Low Fees
Close in as little as 28 Days
Local underwriting
No-Obligation Loan Estimate
Local Customer Service

Looking for a mortgage lender in Irving, TX? Need to refinance your mortgage and lower your monthly payments? Look no further than Lone Star Financing. We specialize in USDA loans, Texas VA loans and FHA loans for first-time home buyers in and around the Irving,TX area. Using local underwriters, we can approve your loan application quickly; we even offer same-day approval. Our mortgage lending experts are standing by to guide you through the process of applying for a home loan, whether you are buying a new home or refinancing your existing mortgage in Irving, TX. We also handle home financing for new home build outs. We are the number one mortgage lenders in Irving, TX, and we are the top choice among Irving Realtors.

Lone Star Financing is your local Irving Texas mortgage company for new home loans and mortgage refinance. As a direct lender right here in Texas we offer in-house underwriting and can close loans fast – typically in 28 days or less.

Our Texas Locations

Service Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender and can close loans anywhere within the great state of Texas. Your local Texas mortgage lender with low rates, low fees, and top notch customer service.

North Texas Lending

Grand Prairie Home Loan

Wichita Falls Home Loan

South Texas Lending

Beaumont Home Loan

Brownsville Home Loan

Corpus Christi Home Loan

Central Texas Lending

San Antonio Home Loans

San Marcos Home Loans

West Texas Lending

2024 Irving Texas Real Estate

Irving Real Estate Snapshot– Irving is located in North Texas and is part of the Dallas-Forth Worth Metroplex. As of October, 2024 there are currently 683 resale and new homes in Irving, including 23 open houses, as well as 223 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. The average listing price for homes for sale in Irving, TX was $443,245. Search all homes for sale in Irving, TX.

You will find that Irving is choked full of unique and different neighborhoods. Irving is know for having small close knit neighborhoods, low crime rates, and a lower cost of living. Here are few of the more popular neighborhoods in Irving: Townlake II, Woodhaven, Heritage District, Hospital District, Timberlake, MacCarthur, Cardinal Family Village and the Arts District.