Jumbo Loans in Texas: Finance Your Dream Home
Texas Jumbo Mortgages
Competitive rates for high-value properties
Flexible qualification guidelines for larger loan amounts
Purchase or Cash Out Refinance
- Non QM Jumbo Loans
Non QM Jumbo Loans in Texas
Our Jumbo Loan Guidelines
- 80% LTV with 680 FICO (90% LTV with 720 FICO)
- Owner Occupied, Second Home and Investment
- Subject to Investor Requirements
- Fixed Rate and Adjustable Rate
Texas Trusted Lender
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approvals.
Low Rates & Fees
Jumbo Mortgage Lender with Low Rates. FHA, VA, and USDA Approved Lender.
Customer Service
Texas Jumbo lender - we will be with you at every step from application to closing.
TEXAS JUMBO MORTGAGE EXPERTS
- Up to $3,000,000 loan value
- Private Investor Financing
- In-House Underwriting
- Fixed Rate & Adjustable
- Purchase & Refinance
- Texas Customer Service
More About Our Texas Jumbo Loans
In Texas, the maximum debt-to-income (DTI) ratio for jumbo loan borrowers is 45%. The required reserve amount for jumbo borrowers is generally at least six months in reserves after closing; conforming and some government loan types may require only one or two months—and in some cases require no reserves. In Texas, the 2024 jumbo loan limit is set at $766,550. This means any loan amount above this threshold is considered a jumbo loan, which is necessary for financing higher-value properties. Jumbo loans generally come with stricter qualification requirements, such as higher credit scores and more cash reserves, and they are not backed by Fannie Mae or Freddie Mac. Lone Star Financing has private investors that can providefinancing up to $3,000,000.
Shawn Dulac
Loan Officer
NMLS #1320463
James Hair
Loan Officer
NMLS #1680348
Ricardo Trejo
Branch Manager
NMLS #347481
Eden Vick
Sr. Loan Officer
NMLS #490185
Brett Dempsey
Loan Officer
NMLS #2014728
Read Our Reviews...
Lone Star Financing has earned a reputation as a preferred Jumbo lender in Texas by consistently delivering competitive rates, personalized service, and the advantage of in-house underwriting. Our team specializes in high-value home loans, bringing years of expertise and a deep understanding of the unique needs of borrowers in the Jumbo loan market. We are dedicated to offering a seamless, customized mortgage experience that is designed to meet your specific financial goals. By partnering with us, you can feel confident that we will guide you through every step of the process efficiently, ensuring you secure the financing necessary to make your dream home a reality.
Our commitment to excellence and client-focused approach ensures that you’ll receive the attention and support you deserve, from the initial application to closing. We are a preferred Jumbo lender in Texas and an approved FHA and VA lender. Call today to speak with a Texas Jumbo mortgage expert to see if a Jumbo loan is right for you: (855) 314-8080
