Lakeway Mortgage Lender for New Home Loans & Refinance
Lone Star Financing is a trusted local mortgage lender proudly headquartered in Lakeway, TX, delivering competitive rates and personalized home loan solutions. Our experienced team provides clear guidance and responsive service to help you move forward with confidence.
Mortgage broker with access to 20+ lenders and commitment to fast, reliable closings, we make the mortgage process smooth and efficient. Whether you’re buying a new home or refinancing an existing mortgage, Lone Star Financing is here to help every step of the way.
- Mortgage Broker
- Wholesale pricing access
- FHA, VA & Conventional
- Low Rates & Low Fees
- Fast Pre-Approval
- Local Customer Service!
Our Lakeway Home Loans
As a local lender, we offer a wide range of loan products tailored to meet your needs:
- Primary, secondary, investment
- FHA, USDA, and VA
- Conventional Loans
- Low Rates & Terms
Conventional loans offer fixed rate terms with low rates and lower rates with good credit.
- 30, 20 and 15-Year terms
- Up to $832,750
- Primary, secondary, investment
- Up to 95% Financing
FHA loans are perfect for first-time buyers- only a 3.5% down payment and gift funds are OK.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
We are an approved VA lender in and committed to helping our Texas Veterans maximize their benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loans
Tap into the equity in your home with a Texas Cash Out Refinance – low rates and fast approvals.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
We offer competitive rates and a smooth, hassle-free process for mortgage refinancing.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Mortgage Company in Lakeway, TX
Lone Star Financing is a direct mortgage lender in Lakeway, TX, with low rates and in-house underwriting. We deliver exceptional customer service that sets us apart from the competition. Our commitment to offering “Low Rates, Low Fees, and Fast Closings” is why more homebuyers in the Lakeway area trust us as their preferred mortgage partner. With a wide variety of loan programs, we can tailor the perfect loan solution to meet your unique financial needs.
Lone Star Financing is highly recommended by local realtors in Lakeway because of our ability to close loans on time, as promised. As a direct lender, we offer local Texas underwriting, allowing our underwriters to make quicker decisions and process loans efficiently.
As a trusted mortgage lender in Lakeway, TX our local underwriting enables us to streamline the loan process and deliver fast closings. With a technology-driven approach, we provide an exceptional home loan experience. What sets us apart? Competitive rates, personalized service, a wide range of mortgage products, and fast, easy pre-approvals. Our commitment to low rates, minimal fees, and timely closings makes us the top choice for Lakeway homebuyers.
Why Choose Lone Star Financing?
- FHA, VA & Jumbo Loans
- Competitive Rates
- Personalized service
- Fast, seamless pre-approvals
Call us today at (855) 314-8080 to learn more about why more Killeen residents choose Lone Star Financing as their preferred mortgage lender.
What Our Customers Are Saying: “I called when I was overseas, and Charlie was so helpful and knowledgeable that I knew instantly I had found the right mortgage company for my home loan in Lakeway. You helped educate me on the home loan process and the advantages of the VA home loan program. Thank you for all the help!” – Michael Bishop
Your Local Lakeway, TX Lender
Your trusted Lakeway mortgage team, delivering competitive rates, fast approvals, and reliable on-time closings. We combine local expertise with personalized guidance to make every step of the home financing process clear and confident.
From purchase loans to refinances, our team is committed to providing unmatched service and a smooth lending experience—so you can move forward with certainty and peace of mind.
Close on Time
Our goal is to close every loan in 21 days or less. With in-house underwriting, processing, and closing, we ensure fast approvals
Low Rates
Lakeway mortgage lender with Low Mortgage Rates. FHA, VA, and USDA Home Loans.
Customer Service
Lakeway, TX customer care -we will be with you at every step from application to closing.

Allen Lundberg
Sr. Loan Officer
NMLS #277507

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Ryan Wood
Sr. Loan Officer
NMLS #1757471

Brett Dempsey
Branch Manager
NMLS #2014728
GOOD Based on 58 reviews Posted on Gyzenia TuckerTrustindex verifies that the original source of the review is Google. I worked with Jen Papaelias at Lone Star Financing and I cannot rave enough about her. She went above and beyond to make sure that I was able to purchase my dream home. The few minor bumps we had, she was able to help us work to get them fixed. Lone Star Financing will be the first suggestion I give everyone when looking to purchase a home!Posted on ADRIANA CASTROTrustindex verifies that the original source of the review is Google. Extremely knowledgeable, efficient and best customer care .Posted on Brodrick ColbertTrustindex verifies that the original source of the review is Google. I've had the pleasure of working with Brett Dempsey and his team over the years and he provides a first class service with the customer always in mind.Posted on Daniel RamirezTrustindex verifies that the original source of the review is Google. Jen made our first home mortgage process easy and stress-free! She was extremely responsive, explained everything clearly, and helped us secure a great rate. Jen answered all our questions promptly and made sure we understood every detail before closing. Her professionalism and expertise were invaluable for first-time buyers. Highly recommend Chien for anyone looking for a reliable and knowledgeable loan officer!Posted on Sharon DarbyTrustindex verifies that the original source of the review is Google. Outstanding experience with LoneStar Mortgage, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference, especially when challenges arose. He handled everything with confidence, professionalism, and genuine care. Him and his Team were absolute pleasures to work with and truly went above and beyond. We could not have completed this process without them. Highly recommend Brett D to anyone looking for an exceptional mortgage opportunities.Posted on Bettis MorelockTrustindex verifies that the original source of the review is Google. Brett is so helpful! Quality service! Can't recommend enoughPosted on Dan AndrewsTrustindex verifies that the original source of the review is Google. I don't typically write reviews but I wanted to acknowledge the excellent service from this company, in particular Chien was knowledgeable, responsive, and a pleasure to work with!Posted on LukeTrustindex verifies that the original source of the review is Google. I highly recommend Chien at Lone Star Financing. Chien is very knowledgeable, patient and efficient. She was always available when we needed to contact her, and secured us a great rate.Posted on Chuen Leik LowTrustindex verifies that the original source of the review is Google. amazing service from Lone Star Financing! Chien was knowledgeable, responsive, and made the mortgage process effortless. always knew what was happening and felt in great hands. Highly recommend!!!
LAKEWAY, TX MORTGAGE:
CALL TODAY (855) 314-8080
- Low Rates & Low Fees
- No-Obligation Loan Estimate
- Local Customer Service
Lakeway, TX Real Estate
Lakeway, TX Real Estate Snapshot – Lakeway, TX is located in Travis County, 12 miles west of Austin, TX on the shores of Lake Travis. The real estate market continues to be hot in the Austin area as of March, 2026. The average cost per home in Lakeway is $703,759. There are currently 332 resale and new homes for sale in Lakeway on Trulia, including 23 open houses, as well as 34 homes in foreclosure process.
Your local Lakeway mortgage lender serving 78669, 78734, 78738 and surrounding areas.
Lone Star Financing – Your Trusted Mortgage Company in Lakeway, TX
Your Dedicated and Trusted Mortgage Company in Lakeway, Providing Expert Home Loan Solutions with Personalized Service to Help You Achieve Your Homeownership Dreams. Since 2006, we’ve been proudly helping individuals and families in Lakeway unlock the doors to homeownership with expert mortgage solutions and dedicated service.
Your local Lakeway mortgage lender serving 78669, 78734, 78738 and surrounding areas.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
