Trusted McAllen Mortgage & Refinance Experts
Lone Star Financing is a trusted McAllen, TX mortgage lender helping homebuyers secure the right financing with confidence. We are an approved FHA and VA lender and offer Conventional mortgages, Jumbo home loans, DSCR financing, and Mortgage refinance solutions designed to fit a wide range of homebuyers and investors.
We proudly serve McAllen and the greater Rio Grande Valley, including Edinburg, Harlingen, Pharr, Weslaco, and San Benito. Whether you’re purchasing a new home or refinancing, our local team is here to guide you every step of the way.
- Mortgage Broker
- Wholesale Pricing Access
- Low Rates & Low Fees
- Fast Pre-Approval
- Texas Customer Service
Our McAllen Home Loans
New Home Loans
Looking to buy a new home in McAllen, TX? We offer a variety of home loan programs available for new purchases:
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Mortgage Rates
Conventional Loans
Our most popular loans— conventional home loans offer several advantages, including lower interest rates.
- 30, 20 and 15-Year
- Financing up to $832,750
- Primary or secondary,
- Up to 95% Financing
McAllen FHA Loans
FHA loans are ideal for first-time home buyers—requiring only a 3.5% down payment and gift funds allowed.
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
McAllen VA Loans
As an approved VA lender we offer low rates and are committed to helping Texas Vets maximize their benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Options
Cash Out Refinance
Unlock the equity in your home with a Texas Cash Out– enjoy lower interest rates and flexible loan refinance options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Mortgage Refinance
Lone Star Financing offers low rates and a streamlined hassle free process to refinance your mortgage in McAllen.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
A Better Home Financing Experience
Lone Star Financing is your trusted McAllen mortgage expert, providing personalized home loan guidance backed by deep local market insight. We take the time to understand your goals, budget, and timeline to match you with the right financing solution.
From first-time buyer loans to experienced cash-out refinancing, our knowledge of McAllen neighborhoods, pricing trends, and local lending details helps you move forward with clarity and confidence at every step of the mortgage process.
Close on Time
Our goal is to close every loan in 21 days or less, with fast approvals and dependable on-time funding.
Low Rates & Fees
McAllen's trusted lender delivering exceptional service, low rates, and fast closings.
Customer Service
McAllen mortgage company with local customer support. We will be with you every step of the way.
Mortgage Company in McAllen, TX
Lone Star Financing is a trusted McAllen, TX mortgage lender offering loan options tailored to the needs of the Rio Grande Valley. We provide competitive rates, low fees, and fast approvals for a smooth, efficient process.
With in-house underwriting, we deliver quick decisions and target closings in 21 days or less. Whether you’re buying, upgrading, or refinancing, our local experts offer personalized guidance from application to closing for a stress-free mortgage experience.
As a Texas-based mortgage company, we take a practical, common-sense approach to underwriting—allowing for flexibility and personalized solutions tailored to each borrower’s needs. Our mission is simple: operate with integrity, deliver exceptional service, and maintain complete transparency throughout the lending process.
This commitment has made us a trusted mortgage lender in McAllen, TX and across Texas. As an FHA, VA, and USDA approved lender, we help first-time buyers and homeowners alike navigate purchases and refinances with expert guidance from application to closing. Learn More
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
McAllen Mortgage Lending
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted McAllen, TX mortgage lender offering personalized loan options for the Rio Grande Valley. We provide competitive rates on conventional, FHA, VA Loans, and USDA loans, backed by local expertise and attentive service. Start online for fast pre-approvals and a smooth, stress-free lending experience.
Serving Homebuyers Across the Rio Grande Valley
In addition to McAllen, TX, Lone Star Financing provides mortgage solutions throughout the Rio Grande Valley. Below are nearby cities where we also offer home loan and refinancing services.
Our Locations : No matter where you’re located in Texas, our home loan experts are ready to help. As a licensed Texas mortgage lender, we deliver competitive financing and fast closings throughout the state.
South Texas Lending
Central Texas Lending