Trusted Plano Mortgage Lender for Home Loans & Refinancing
Lone Star Financing is a trusted Plano mortgage lender helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan programs, and personalized guidance tailored to today’s Plano market—whether you’re buying your first home, upgrading, or refinancing.
As an independent mortgage broker, we work with over 20 wholesale lenders to deliver better pricing, more options, and faster closings. We offer low rates on FHA loans, VA loans, Conventional mortgages, Jumbo home loans, and Mortgage Refinancing—providing clear guidance and a personalized approach to keep home financing simple and stress-free.
- Mortgage Broker
- Multiple Lender Options
- Wholesale Pricing Access
- Fast Approvals
- Texas Customer Service
Explore Our Plano Home Loans
New Home Loans
Looking to buy a new home in Plano? We offer a variety of loan programs for new home purchases:
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Mortgage Rates
Conventional Loans
Conventional loans provide lower rates and reduced mortgage insurance, little as 5% down and flexible terms:
- 30, 20 and 15-Year terms
- Ultra low rates
- Primary or secondary
- Up to 95% Financing
Plano FHA Loans
FHA home loans are perfect for first time home buyers in Plano, only 3.5% down, easier qualifying and gift funds OK:
- Only 3.5%
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
Plano VA Loans
Approved VA lender for veteran home loans in Plano, TX, dedicated to helping you make the most of your benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- Jumbo Loan Options
Jumbo Loans
Jumbo Mortgages in Plano up to $3,000,000; financed through private investor programs – flexible guidelines:
- Up to $3,000,000
- Primary & Secondary
- Investor Guidelines
- Credit Score Minimums
Mortgage Refinance
We offer streamlined hassle free mortgage refinancing. Take advantage of lower rate – refinance today and save!
- Rate & Term Refinance
- Cash-Out Refinance
- FHA Streamline Available
- VA IRRRL Streamline
A Better Home Financing Experience
Lone Star Financing is a trusted Plano mortgage lender providing personalized guidance backed by strong local market knowledge. We take time to understand your goals and structure a loan that fits your budget, timeline, and long-term plans—whether you’re buying, refinancing, or moving up.
As an independent mortgage broker, we access wholesale rates and loan programs not available through traditional banks. That means lower rates, reduced fees, and fast, efficient closings designed to keep your Plano transaction smooth and on schedule.
Close on Time
Our goal is to close every loan in 21 days or less. Mortgage broker with fast approval and on-time fundings.
Low Rates
Plano Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Service
Plano's trusted lender for exceptional customer service, low rates and fast closing.
Trusted Plano Mortgage Experts
Welcome to Lone Star Financing, your trusted mortgage lender in Plano, TX. As a mortgage broker, we deliver competitive rates and fast closings for a seamless home loan experience. Our secure, technology-driven platform simplifies every step—from application and document uploads to full loan approval. Whether you’re buying a new home or refinancing in Plano, Lone Star Financing is here to guide you from start to finish.
Lone Star Financing is a leading mortgage lender in Plano, known for offering low rates and fast, efficient loan processing. As a direct lender with local underwriting, we make quick decisions to streamline your loan experience. With a technology-driven approach and a team of professional loan officers, we deliver unmatched customer service. Contact us today or apply online to discover why more people are choosing Lone Star Financing as their go-to mortgage lender in Plano, Texas.
Specializing in new home purchases, we provide FHA, VA, and conventional home loans with ultra-low rates, low fees, and fast closings. From application to closing, we ensure a smooth, hassle-free process. Call us today to find out why more Plano, TX borrowers trust Lone Star Financing as their preferred mortgage partner.
- Direct Lender
- Low Rates
- Local Underwriting
- Fast Closings
Lone Star Financing—your trusted Plano mortgage company for new home purchases and refinancing. Learn more About Us
Better Rates, Lower Fees, Faster Closings
Serving Plano, TX, Lone Star Financing brings over 30 years of Texas lending experience to every home loan. As a mortgage broker, we shop multiple lenders to secure better rates, lower fees, and a smooth, efficient closing process.
Glen Dicken
Sr. Loan Officer
NMLS #313548
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Brett Dempsey
Branch Manager
NMLS #2014728
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Plano Mortgage Lending
CALL TODAY (855) 314-8080
- Mortgage Broker
- Access to Wholesale Pricing
- More Lender Options
- Low Rates & Fast Closing
- Texas Customer Service
If you need home financing in Plano, TX, Lone Star Financing can help you get approved quickly and confidently. As a local mortgage company, we offer competitive rates, low fees, and fast closings.
Our experienced purchase specialists guide you through the best loan options for your needs, with a technology-driven process that keeps you informed from application to approval—often the same day. We specialize in Conventional, FHA, VA and DSCR home loans in Plano, Texas. Call us or apply online to get started.
Serving Homebuyers Across North Texas
In addition to Plano, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer new home loans and cash-out refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Allen Richardson Wichita Falls
Serving Home Buyers Across Texas:
Beyond these North Texas locations, Lone Star Financing offers mortgage and refinance solutions throughout the entire state. Below is a list of additional service areas throughout Texas where we provide new home loans and refinancing.
South Texas Lending
Central Texas Lending
2026 Real Estate Snapshot
Plano is located north of Dallas, primarily within Collin County. As of January 2026, there are 85 resale and new homes for sale in Plano, including 68 open houses, along with 143 properties in pre-foreclosure, auction, or bank-owned stages.
The average list price for homes in Plano is $654,645, reflecting a 3.6% increase ($13,448) from the prior week. Popular neighborhoods such as Willow Bend and Lakeside on Preston continue to lead the market, with average listing prices exceeding $1.22 million.