Lone Star Financing
- Plano Mortgage Lender
- Low Rates & Low Fees
- VA, FHA and USDA Loans
- In-House Underwriting
- Fast Approvals
- Direct Lender
- Plano, TX Lender
Mortgage Company in Plano, TX
Welcome to Lone Star Financing, your trusted mortgage lender in Plano, TX. As a direct lender, we provide competitive rates and fast closings to make your home loan experience seamless. Our cutting-edge, technology-powered platform simplifies the process, allowing you to complete your application, connect bank accounts, upload documents, and obtain full loan approval quickly and securely. Whether you’re buying a new home or refinancing in Plano, Lone Star Financing is here to guide you through every step.
Lone Star Financing is a leading mortgage lender in Plano, known for offering low rates and fast, efficient loan processing. As a direct lender with local underwriting, we make quick decisions to streamline your loan experience. With a technology-driven approach and a team of professional loan officers, we deliver unmatched customer service. Contact us today or apply online to discover why more people are choosing Lone Star Financing as their go-to mortgage lender in Plano, Texas.
Specializing in new home purchases, we provide FHA, VA, and conventional home loans with ultra-low rates, low fees, and fast closings. From application to closing, we ensure a smooth, hassle-free process. Call us today to find out why more Plano, TX borrowers trust Lone Star Financing as their preferred mortgage partner.
- Direct Lender
- Low Rates
- Local Underwriting
- Fast Closings
Lone Star Financing—your trusted Plano mortgage company for new home purchases and refinancing. Learn more About Us
Our Plano Home Loans
New Home Loans
Looking to buy a new home in Plano? We offer a variety of loan programs for new home purchases:
- Primary home, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Loans
Conventional loans provide lower rates and reduced mortgage insurance, little as 5% down and flexible terms:
- 30, 20 and 15-Year terms
- Ultra low rates with great credit
- Primary home, secondary, investment
- Up to 95% Financing
Plano FHA Loans
FHA home loans are perfect for first time home buyers in Plano, only 3.5% down and gift funds OK:
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
Plano VA Loans
Approved VA lender for veteran home loans in Plano, TX, dedicated to helping you make the most of your benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Jumbo Loans
Jumbo Mortgages in Plano up to $3,000,000; financed through private investor programs – flexible guidelines:
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimums
Mortgage Refinance
We offer streamlined hassle free mortgage refinancing. Take advantage of lower rate – refinance today and save!
- Rate & Term Refinance
- Cash-Out Refinance
- FHA Streamline Available
- VA IRRRL Streamline
Plano TX Mortgage Experts
Your trusted Plano mortgage team delivering competitive rates, on-time closings, and unmatched service, every step of the way.
Close on Time
In-house underwriting and closing, we guarantee fast approvals to keep the process smooth and stress free.
Low Rates
Plano Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Service
Plano's trusted lender for exceptional customer service, low rates and fast closing.
Get Pre-Qualified Today!
David Howes
Sr. Loan Officer
NMLS #1438746
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Plano Mortgage Company
CALL TODAY (855) 314-8080
- Plano Mortgage Lender
- Low Rates & Low Fees
- Close on Time
- Local underwriting
- Texas Customer Service
If you need home financing in Plano, TX, we can help get you approved for your new home loan. We are a local mortgage company with local underwriting, low rates, low fees and fast closings.
Lone Star Financing has a team of dedicated new purchase mortgage specialists who can discuss which are the best mortgage options for your specific scenario. As a technology driven mortgage company we keep you in the loop through the entire lending process. You can apply for a loan right now on our website, and even be approved the same day! Call us today or apply online to learn more about how we work and why more people are choosing Lone Star Financing as their preferred mortgage lenders in Plano, TX.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
2025 Real Estate Snapshot - Plano, TX
Plano is located north of Dallas, TX, and most of the city is located in Collin County. As of March, 2025 there are currently 63 resale and new homes for sale in Plano, including 48 open houses, as well as 123 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. As of March, 2025 the mean list price for homes for sale in Plano TX was $664,655, which represents an increase of 3.7%, or $14,458, compared to the prior week.
Popular neighborhoods in Plano include Willow Bend and Lakeside On Preston, with average listing prices of $1,245,625 and $1,266,665. More about current real estate and and home search Plano, TX.
Buying a new home in Plano? Lone Star Financing is your #1 Plano mortgage company for new home loans and mortgage refinance.