Texas Mortgage Refinance Experts

LONE STAR FINANCING

Police & First Responder Loans

ZERO LENDER FEEDS - SAVE $1000

Police, Firefighters and First Responders - Zero Lender Fees Home Loans

Welcome to Lone Star Financing, your trusted partner for home financing in Texas.  Are you a policeman, firefighter or first responder?  Our Texas heroes loan program helps first responders, firefighters and police officers secure home loans with lower rates, zero lender fees and no closing costs. 

Why Lone Star Financing

Your local Texas Lender:

  • Direct Lender 
  • Low Rates & Fast Close 
  • In-house underwriting
  • Texas customer service 

 

Our Loan Options

New Home Loans & Refinance:

 

Home Loans for law enforcement in Texas

Police

Firefighter home loans in Texas

Firefighters

First responder Home loans

First Responders

Firefighter, Police and First Responder Home Loans in Texas

Lone Star Financing is a preferred lender in Texas for firefighters, police officers and first responders.  With our Texas Heroes Loan Program we have eligible borrowers home loans with zero lender fee and no closing costs.  As a trusted Texas lender, we provide personalized service and a secure, easy-to-use portal for a seamless, hassle-free refinance experience.

Our mission statement: Our goal is to provide every client with transparent and straightforward guidance throughout their entire mortgage journey – integrity, customer service and upfront lending.  It’s this simple formula that has propelled us to one of the top lenders for mortgage refinance in Texas.

Why Lone Star Financing?

Close on Time

In-house underwriting, processing, and closing to close loans fast - typically in 21 days or less

Low Rates

Police, Firefighters and First Responder loans in Texas with lower rates and lower closing costs.

Customer Service

Your parter for mortgage refinance in Texas - streamlined process with support every step of the way.

Jump in Front of the Line

 Start your pre-approval online!

Why Choose Us? It's our People!
Austin, TX Loan Officer

Shawn Dulac

Sr. Loan Officer
NMLS #1320463

Best Louisiana Mortgage Lender

James Hair

Sr. Loan Officer
NMLS #1680348

Ricardo Trejo - Lakeway, TX

Ricardo Trejo

Branch Manager
NMLS #347481

Eden Vick - TX Lender

Eden Vick

Sr. Loan Officer
NMLS #490185

Roman Balley - Lone Star Financing

Roman Balley

Production Manager
NMLS #2267211

Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
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Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
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As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
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I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
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Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
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I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
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Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
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Texas Home Loans - Firefighters, Police and First Responders
Texas Home Loans Done Right!
Lone Star Financing

Do you work in law enforcement, police, or a first responder?  Then you qualify for our Texas Hero home loan program. We enable our Texas heroes to purchase new homes with zero lender feeds and no closing costs – saving up to $1000 on fees.  Whether you need new home financing or mortgage refinance we are here to help you maximize your benefits and get the lowest rate with the best terms.  Call us today or apply online and let us help you with your home financing in Texas!