Lone Star Financing
- Your Richardson Mortgage Lender
- Low Rates & Low Fees
- VA, FHA and Jumbo Loans
- In-House Underwriting
- Direct Lender
- Fast Approvals
- Texas Customer Service
Texas Mortgage Company - Richardson, TX
Welcome to Lone Star Financing, your reliable mortgage lender in Richardson, TX. As a direct lender, we provide competitive rates and quick closings, ensuring a smooth and stress-free home loan process. Our state-of-the-art, technology-driven platform streamlines the entire experience, making it easy for you to complete your application, connect bank accounts, upload documents, and obtain full loan approval quickly and securely. Since 2007, we have built a trusted reputation in Richardson for our integrity, exceptional customer service, and transparency—qualities that continue to distinguish us as a preferred home lender.
Whether you’re buying a new home in Richardson or looking to refinance your existing mortgage, Lone Star Financing is here to help at every stage of the process. From Texas FHA loans and VA home loans to USDA rural home loans, we offer a range of solutions tailored to your unique situation. Our experienced team will guide you through each step, ensuring you secure the best mortgage option to achieve your financial goals.
Why Choose Lone Star Financing?
- Direct Mortgage Lender
- Local Underwriting and Fast Approvals
- No-Obligation Good Faith Estimate
- Trusted Richardson, TX Lender
What truly sets Lone Star Financing apart is our dedication to competitive rates, personalized service, and a wide variety of mortgage products with fast, hassle-free pre-approvals. As a Texas-based mortgage lender, we prioritize building lasting relationships with our clients in Richardson. Call us today or apply online—we look forward to earning your trust and your business!
Richardson Home Loans
New Home Loans
We specialize in new home loans in Richardson and offer a range of loan programs designed to meet your specific needs:
- Primary home, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Loans
Conventional loans offer lower interest rates and reduced mortgage insurance; down payment as low as 5%.
- 30, 20 and 15-Year terms
- Ultra low rates with great credit
- Primary home, secondary, investment
- Up to 95% Financing
Richardson FHA Loans
FHA home loans are an excellent option for first-time homebuyers in Richardson, easier qualifying and only 3.5% down:
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
Richardson VA Loans
Veteran home loans in Richardson, TX, providing expert VA home loan services tailored to veterans’ unique needs:
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Cash Out Refinance
Unlock your home’s equity with a Texas Cash-Out Refinance, providing lower rates and flexible loan options:
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Mortgage Refinance
Streamlined mortgage refinancing in Richardson, TX. Take advantage of lower rates—refinance today!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Your Local Richardson TX Lender
Your trusted Richardson mortgage team delivering competitive rates, on-time closings, and unmatched service, every step of the way.
Fast Close
In-house underwriting, processing, and closing for fast approvals - our goal is to close in 28 days or less.
Low Rates
Richardson Mortgage Lender offering low rates, minimal fees, and fast closings. FHA, VA, and USDA approved lender.
Service
We put our clients first, providing exceptional service and ensuring a seamless, stress-free experience.
Get Pre-Qualified Today!
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Your Richardson, TX Mortgage Company
CALL TODAY (855) 314-8080
- Richardson Mortgage Lender
- Close in 28 Days or Less
- Local underwriting and processing
- No-Obligation Loan Estimate
- Local Texas Customer Service
Why Choose Us? At Lone Star Financing, we work with local mortgage underwriters to get you approved quickly. Our experts can help you choose the best loan option for your needs, whether you’re a first-time homebuyer in Richardson, TX, looking for an FHA loan with low interest rates and minimal down payment, or if you’re interested in USDA loans. If you or your spouse are veterans, we can assist in determining your eligibility for a VA loan. For current homeowners in Richardson, we also offer mortgage refinancing to lower your monthly payments or interest rate. As the top choice for mortgage lenders among Richardson Realtors, we are your trusted partner for all home loan needs. Call Lone Star Financing or apply online today—you may even receive same-day approval!
· Richardson, TX Home Mortgage Loans
· FHA Home Loans in Richardson, TX
· VA Home Loans – Richardson, TX
· Richardson, TX USDA Loans
Call Lone Star Financing, your #1 Richardson lender for new home loans and mortgage refinance.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
2025 Richardson, TX Real Estate Snapshot
Richardson, TX, located northeast of Dallas in both Collin and Dallas counties, currently has 213 new and resale homes on the market as of March 2025, including 29 open houses. Additionally, 85 properties are in various stages of foreclosure, such as pre-foreclosure, auction, or bank-owned. The average listing price for homes in Richardson was $364,650 for March 2025.
Looking for new homes in Richardson, TX – Check out all homes for sale in Richardson, TX.