Richardson Home
Loan Experts
More loan options, lower rates, and personalized guidance from a trusted Richardson mortgage broker
⭐ Richardson Mortgage Broker – Low Rates & Fast Closings
Low-Rate Home Loans & Refinancing in Lewisville
Buying a new home in Richardson, TX? Lone Star Financing is a trusted local mortgage lender helping Richardson homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and top notch customer service.
As a mortgage broker, we partner with 20+ wholesale lenders to deliver better pricing, expanded loan options, and fast closings. We specialize in FHA, VA, Conventional, Jumbo, and Refinance loans, whether a new home purchase or a mortgage refinance, we’ve got you covered.
- FHA, VA & Jumbo Loans
- Wholesale Pricing Access
- More Loan Options
- Fast Approvals
- Low Rates & Fast Close
- Local Texas Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Richardson borrowers.
Better Rates. More Options. Faster Closings.
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Richardson mortgage team, delivering competitive rates, fast approvals, and on-time closings. Our experienced professionals make the lending process simple, transparent, and tailored to your goals.
From first-time home buyers to seasoned homeowners, we deliver personalized guidance and reliable service at every step—so you can move forward with confidence and enjoy a smooth, stress-free home financing experience.
Fast Close
As a mortgage broker with in-house processing, we streamline approvals to ensure a smooth, efficient, and stress-free experience.
Low Rates
Richardson mortgage lender offering low rates, minimal fees, and fast closings. FHA, VA, and USDA approved.
Service
We prioritize our clients, delivering exceptional service and a smooth, stress-free experience.
Texas Mortgage Company - Richardson, TX
Welcome to Lone Star Financing, a trusted mortgage lender in Richardson, TX. We offer competitive rates, fast closings, and a smooth, stress-free loan process. Our secure, technology-driven platform makes applying simple—allowing you to upload documents, connect accounts, and receive approvals quickly. Since 2007, we’ve built a strong reputation in Richardson for integrity, transparency, and exceptional service.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Glen Dicken
Loan Officer
NMLS #313548
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Neal Pyles
Loan Officer
NMLS #1929617
“Mark Dusza and the Lone Star Financing team made our DSCR loan process smooth from start to finish. We closed with a competitive rate, excellent communication, and a fast, stress-free experience.”
“Debbie Odell made our first home buying experience in Texas incredibly smooth and reassuring. She went above and beyond throughout the entire process and was always available to help every step of the way.”
“Mark made our home loan process clear, simple, and easy to navigate. He was always available to answer questions, and we truly appreciated the communication and support from Lone Star Financing.”
Richardson Home Loans & Refinance
Apply Online in Minutes
Get started with a simple online mortgage application and compare Richardson home loan options with Lone Star Financing. We help Texas buyers and homeowners find competitive rates, low fees, and fast closing solutions.
Richardson, TX Mortgage Company
CALL TODAY (855) 314-8080
- Mortgage Broker
- Close in 21 Days or Less
- No-Obligation Loan Estimate
- Local Customer Service
Serving Homebuyers Across North Texas
In addition to Richardson, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Allen Wichita Falls
Serving Homebuyers Across Texas — Wherever you call home, Lone Star Financing is here to help. We provide competitive mortgage financing and refinancing solutions for borrowers throughout Texas, including South Texas, Central Texas, West Texas, and beyond.
South Texas Lending
Central Texas Lending
2026 Real Estate Snapshot
Located northeast of Dallas in Collin and Dallas counties, Richardson, TX currently has 233 active new and resale homes, including 44 open houses. As of June 2026, the average listing price is $357,550, with 98 properties in various stages of foreclosure.
Looking for new homes in Richardson, TX – Check out all homes for sale in Richardson, TX.
