Round Rock Home Loans & Refinancing from a Trusted Lender
Buying a home in Round Rock? Lone Star Financing is a trusted local mortgage lender delivering competitive rates, fast approvals, and a streamlined home loan experience built around your goals.
As an independent mortgage broker with access to over 20 lenders, Lone Star Financing compares options across the market to secure competitive pricing and favorable terms tailored to your goals. We are an approved FHA and VA lender and offer Conventional mortgages, Jumbo home loans, DSCR financing, and Mortgage refinance solutions designed to fit a wide range of homebuyers and investors.
- Mortgage Broker
- Wholesale pricing access
- Multiple lender options
- Low Rates & Low Fees
- Local Customer Service!
Explore Our Home Loan Options
New Home Loans
Planning to buy a new home in Round Rock? We provide a range of home loan programs tailored for new purchases:
- Primary, secondary, investment
- FHA, USDA, and VA
- Conventional Loans
- Low Rates
Conventional Loans
Conventional loans provide several benefits, such as lower interest rates and flexible mortgage insurance choices.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary or secondary
- Up to 95% Financing
FHA Home Loans
FHA loans are perfect for first time home buyers – only 3.5% down payment and gift funds are allowed.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyer
VA Home Loans
Approved VA lender in Round Rock with low rates and we are here to help our Texas Vets maximize their benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loan Options
Cash Out Refinance
Tap into your home’s equity with a Texas Cash-Out Refinance – benefit from lower rates and flexible refinancing options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Mortgage Refinance
Lone Star Financing provides low rates and a streamlined, hassle-free process for mortgage refinance.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Your Local Round Rock, TX Mortgage Lending Experts
At Lone Star Financing, we know the right mortgage starts with the right team. Since 2007, we’ve helped Round Rock homebuyers and homeowners secure competitive financing with responsive service and transparent guidance—earning our place among Texas’s top mortgage companies. From FHA and VA to Conventional and Jumbo loans, we deliver tailored solutions and a smooth, efficient path to closing.
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Round Rock mortgage team, delivering competitive rates, on-time closings, and a smooth lending experience. With access to 20+ lenders, we shop your loan to secure the best pricing and terms for your goals.
Our team provides personalized guidance and clear communication from start to finish. Whether you’re purchasing a new home or needing a cash-out refinance, we make home financing simple, efficient, and stress-free.
Close on Time
We aim to close every loan within 21 days. In-house processing and on-time funding.
Low Rates
Your local Round Rock Lender with Low Rates and Low Fees. We are an approved FHA, VA, and USDA lender in Texas.
Service
Local Round Rock mortgage company for outstanding customer service and a stress-free experience start to finish
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Your Round Rock, Texas Mortgage Lender
CALL TODAY (855) 314-8080
Lone Star Financing delivers a secure digital mortgage experience with fast pre-approvals and expert guidance, helping Round Rock homebuyers and homeowners finance confidently with modern technology and trusted local expertise. VA, FHA, Jumbo and DSCR loan options available.
Serving Homebuyers Across Central Texas
In addition to Round Rock, Lone Star Financing provides mortgage solutions throughout Central Texas. Below are nearby cities where we also offer home loan and refinancing services.
Serving Home Buyers Across Texas : In addition to these Central Texas locations, Lone Star Financing provides mortgage solutions state-wide in Texas. Below are all service area cities where we also offer home loan and refinancing services. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Round Rock TX Real Estate (2026)
Round Rock, TX Real Estate Snapshot – In January 2026, the average home price in Round Rock for new purchases is $472,342. This value is seasonally adjusted and only includes the middle price tier of homes. Round Rock is North of Austin, TX and popular neighborhoods in Round Rock include Teravista and Forest Cree. There are currently 371 homes for sale in Round Rock, including 17 open houses, and another 154 homes in the pre-foreclosure or auction or in the foreclosure process.