Round Rock Mortgage Lender

LONE STAR FINANCING

ROUND ROCK, TX
HOME LOANS

Low Rates, Low Fees, Fast Close

Lone Star Financing - Local Round Rock Lender

Buying a new home in Round Rock? Lone Star Financing is a local Round Rock, TX lender with competitive rates, in-house underwriting, and fast closings. Certified VA and FHA lenders offering tailored, personalized service.

FHA, VA, & Jumbo Loans

Direct Mortgage Lender
In-House Underwriting

Low Rates & Low Fees
Free Good Faith Estimate
Local Customer Service!

Round Rock Mortgage Company

At Lone Star Financing, we believe the right mortgage starts with the right lender. Since 2007, we’ve been serving the Round Rock community with integrity, exceptional customer service, and transparent lending practices. This commitment has made us one of the top mortgage companies in Texas. With a wide range of loan programs, including FHA, VA, and USDA, Lone Star Financing is here to provide the expertise and support you need for a seamless mortgage experience.

More About Us

Lone Star Financing, based in Austin, TX, is proud to be a preferred lender for Round Rock and the surrounding areas. As a direct mortgage lender, we can close loans anywhere in Texas, whether you’re buying a new home or refinancing an existing one. We offer a full range of home loan products with competitive rates, low fees, and fast closings. With in-house underwriting and processing, we make faster decisions than traditional brokers, often closing loans in 30 days or less. As a locally-owned Texas mortgage company, we take a “common sense” approach to underwriting, providing flexibility and personalized service. Our mission is simple: to deliver integrity, outstanding customer service, and transparent lending practices. This approach has helped us become one of the leading mortgage companies in Round Rock, TX. We’re also an approved lender for FHA, VA, and USDA loans, ensuring we can meet the diverse needs of Texas homebuyers. Contact us today or apply online, and we look forward to earning your business!

Our Texas Home Loans

Round Rock Home Loans

Planning to buy a new home in Round Rock? We provide a range of home loan programs tailored for new purchases:

Primary, secondary, investment
FHA, USDA, and VA Loans
Conventional Loans
Low Rates & Variable Term

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Conventional Loans

Conventional loans provide several benefits, such as lower interest rates and flexible mortgage insurance choices.

30, 20 and 15-Year terms
Financing up to $766,500
Primary home, secondary, investment
Up to 95% Financing

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Round Rock FHA Loans

FHA loans are perfect for first time home buyers in Round Rock – only 3.5% down payment and gift funds are allowed.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyer

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Round Rock VA Loans

We are an approved VA lender in Round Rock with low rates and we are here to help our Texas Vets maximize their benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
VA Jumbo Loans with Down Payment

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Cash Out Refinance

Tap into your home’s equity with a Texas Cash-Out Refinance – benefit from lower rates and flexible refinancing options.

Home Improvements
Debt Consolidation
Personal Expenses
Higher Education

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Mortgage Refinance

Lone Star Financing provides low rates and a streamlined, hassle-free process to help you refinance your mortgage in Round Rock.

Reduce Monthly Payment
Shorten Mortgage Term
FHA Streamline Available
VA IRRRL Streamline

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Round Rock, TX Mortgage Experts

Close on Time

We aim to close every loan within 28 days. In-house underwriting, processing, and on-time funding.

Low Rates

Your local Round Rock Lender with Low Rates and Low Fees. We are an approved FHA, VA, and USDA lender in Texas.

Service

Local Round Rock mortgage company for outstanding customer service and a stress-free experience start to finish

Jump in Front of the Line
Get Pre-Qualified Today!

Get pre-approved before you fall in love.

Why Choose Lone Star Financing?
It's our People!

Read Our Reviews...

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Lone Star Financing - Round Rock, TX Mortgage Lender

ROUND ROCK MORTGAGE RATES - CALL TODAY

CALL TODAY (855) 314-8080

Texas Home Loans Done Right! — Lone Star Financing

As a technology pioneer in the mortgage industry we offer a secure digital mortgage platform that enables you to complete your application, sync bank accounts, upload your documents, and receive a full loan approval. As a technology driven company we are one of the top lenders in Austin and Round Rock . Looking to refinance your current mortgage or in the market for a new home in Round Rock, TX? Lone Star Financing (Austin, TX) specializes in new home purchases: FHA & VA Home Loans, Round Rock USDA Mortgages, and Round Rock VA Home loans. Lone Star Financing is a privately held independent mortgage lender and the 1st choice for Realtors in Round Rock, TX. Thank you for visiting us online, please call today or complete the short-form online application form. A loan professional will contact you shortly to help review your lending options.

Round Rock TX Real Estate (2024)

Round Rock, TX Real Estate Snapshot – In October, 2024, the average home price in Round Rock for new purchases is $534,642. This value is seasonally adjusted and only includes the middle price tier of homes.Round Rock is North of Austin, TX and popular neighborhoods in Round Rock include Teravista and Forest Cree. There are currently 391 homes for sale in Round Rock, including 13 open houses, and another192 homes in the pre-foreclosure or auction or in the foreclosure process.

Round Rock Mortgage Lender

ROUND ROCK, TX
HOME LOANS