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LONE STAR FINANCING

ROUND ROCK Mortgage Lender

Trusted home loan expertise, competitive rates, and fast closings in Round Rock, TX
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Round Rock Mortgage Lending for New Home Loans & Refinance

Buying a home in Round Rock? Lone Star Financing is a trusted local mortgage lender delivering competitive rates, fast approvals, and a streamlined home loan experience built around your goals.

As a mortgage broker with access to 20+ lenders, Lone Star Financing shops your loan to secure the lowest possible pricing and best terms available. As approved VA and FHA lenders, our team delivers personalized guidance and reliable closings—helping Round Rock homebuyers move forward with confidence.

Why Choose Lone Star Financing
 
  • Mortgage Broker
  • Wholesale pricing access
  • Multiple lender options
  • Low Rates & Low Fees
  • Local Customer Service!
Choose Your Loan Path
Select the loan option that best fits your goals. We’ll help you compare programs, secure competitive pricing, and move forward with confidence.
 

Purchase Loans

Refinance

CASH-OUT REFINANCE

Our Texas Home Loans

New Home Loans

Round Rock TX new home loans for local homebuyers

Planning to buy a new home in Round Rock? We provide a range of home loan programs tailored for new purchases:

  • Primary, secondary, investment
  • FHA, USDA, and VA Loans
  • Conventional Loans
  • Low Rates & Variable Term
Learn More
Apply Now

Conventional Loans

Round Rock TX conventional home loans with competitive rates

Conventional loans provide several benefits, such as lower interest rates and flexible mortgage insurance choices.

  • 30, 20 and 15-Year terms
  • Financing up to $806,500
  • Primary home, secondary, investment
  • Up to 95% Financing
Learn More
Apply Now

FHA Home Loans

FHA loan Round Rock, TX

FHA loans are perfect for first time home buyers in Round Rock – only 3.5% down payment and gift funds are allowed.

  • Only 3.5% Down Payment
  • Easier Credit Qualifying
  • 203k Renovation Loans
  • 1st Time Home Buyer
Learn More
Apply Now

VA Home Loans

Round Rock TX VA home loans for veterans

We are an approved VA lender in Round Rock with low rates and we are here to help our Texas Vets maximize their benefits.

  • Zero down, 100% Financing
  • No Monthly PMI
  • No Debt to Income Restrictions
  • VA Jumbo Loans with Down Payment
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Cash Out Refinance

Round Rock TX cash out refinance home loans

Tap into your home’s equity with a Texas Cash-Out Refinance – benefit from lower rates and flexible refinancing options.

  • Home Improvements
  • Debt Consolidation
  • Personal Expenses
  • Higher Education
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Mortgage Refinance

Mortgage refinance Round Rock TX

Lone Star Financing provides low rates and a streamlined, hassle-free process to help you refinance your mortgage in Round Rock.

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • FHA Streamline Available
  • VA IRRRL Streamline
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Round Rock, TX Mortgage Company

At Lone Star Financing, we believe the right mortgage starts with the right lender. Since 2007, we’ve been serving the Round Rock community with integrity, exceptional customer service, and transparent lending practices. This commitment has made us one of the top mortgage companies in Texas. With a wide range of loan programs, including FHA, VA, and USDA, Lone Star Financing is here to provide the expertise and support you need for a seamless mortgage experience.

More About Us

Lone Star Financing- Texas Home Loans

Lone Star Financing, based in Austin, TX, is proud to be a preferred lender for Round Rock and the surrounding areas. As a direct mortgage lender, we can close loans anywhere in Texas, whether you’re buying a new home or refinancing an existing one. We offer a full range of home loan products with competitive rates, low fees, and fast closings. With in-house underwriting and processing, we make faster decisions than traditional brokers, often closing loans in 30 days or less. As a locally-owned Texas mortgage company, we take a “common sense” approach to underwriting, providing flexibility and personalized service. Our mission is simple: to deliver integrity, outstanding customer service, and transparent lending practices. This approach has helped us become one of the leading mortgage companies in Round Rock, TX. We’re also an approved lender for FHA, VA, and USDA loans, ensuring we can meet the diverse needs of Texas homebuyers. Contact us today or apply online, and we look forward to earning your business!

Round Rock, TX Mortgage Experts

Lone Star Financing is your trusted Round Rock mortgage team, delivering competitive rates, on-time closings, and a smooth lending experience. With access to 20+ lenders, we shop your loan to secure the best pricing and terms for your goals.

Our team provides personalized guidance and clear communication from start to finish. Whether you’re buying or refinancing in Round Rock, we make home financing simple, efficient, and stress-free.

Get Pre-Approved

Close on Time

We aim to close every loan within 21 days. In-house underwriting, processing, and on-time funding.

Low Rates

Your local Round Rock Lender with Low Rates and Low Fees. We are an approved FHA, VA, and USDA lender in Texas.

Service

Local Round Rock mortgage company for outstanding customer service and a stress-free experience start to finish

Why Choose Us ? It's our People!
Allen Lundberg Sr. Loan Officer NMLS# 277507

Allen Lundberg

Sr. Loan Officer
NMLS #277507

Chris Lederer

Chris Lederer

Production Manager
NMLS #2004549

Chien “Jen” Papaelias, Senior Loan Officer at Lone Star Financing

Jen Papaelias

Sr. Loan Officer
NMLS #2692859

Ryan Wood, Senior Loan Officer at Lone Star Financing specializing in Texas residential home loans

Ryan Wood

Sr. Loan Officer
NMLS #1757471

Brett Dempsey Loan Officer

Brett Dempsey

Branch Manager
NMLS #2014728

ABOUT US
Round Rock local mortgage company offering home loans and refinancing
Buy a Home
Refinance
Best mortgage lender in Round Rock TX for home loans and refinancing
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Local Texas mortgage lender Lone Star Financing helping homeowners and buyers

ROUND ROCK MORTGAGE

CALL TODAY (855) 314-8080

Lone Star Financing delivers a secure digital mortgage experience with fast approvals and expert guidance, helping Round Rock homebuyers and homeowners finance confidently with modern technology and trusted local expertise. VA, FHA, Jumbo and DSCR loan options available. 

Round Rock TX Real Estate (2026)

Round Rock, TX Real Estate Snapshot – In January 2026, the average home price in Round Rock for new purchases is $472,342. This value is seasonally adjusted and only includes the middle price tier of homes. Round Rock is North of Austin, TX and popular neighborhoods in Round Rock include Teravista and Forest Cree. There are currently 371 homes for sale in Round Rock, including 17 open houses, and another 154 homes in the pre-foreclosure or auction or in the foreclosure process.