Don’t Assume You Can’t Afford to Buy a Home in Texas

You too can buy a house, even in a relatively unpredictable market. Talking with first time home buyers in Texas, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need […]

How to Get a First Time Buyer Home Loan in Texas

If you’re a first-time home buyer in Texas, you’re probably already overwhelmed just thinking about the whole process. There are so many steps you’ll have to do that it may feel like you’ll never get the keys to your dream home. We hope the advice in this article can help you better understand this aspect of the home buying process.

Foreclosure Forecast: Record Lows!

Foreclosure isn’t a topic we’re fond of discussing. But the reality is that no matter how many precautions you’ve taken as far as savings and structuring loans, even the faintest idea of it can have homebuyers feeling a little shaky about investing in a home. It’s understandable! It’s a big step that consist of a […]

On the Rise – Texas VA Home Loans

Have you been affiliated with the military and are you looking to buy a home or refinance in Texas? The VA Home Loan Program is receiving $6 billion in funding this year so this is an excellent time for you to consider a VA home loan. VA home loans are ideal for young families and first time home buyers since the borrower can finance 100% of the home’s value and purchase with $0 down. Is there any other loan program available that can offer these benefits? The answer is no.