Your Texas Commercial Lending Partner- Lone Star Financing is a trusted Texas commercial lender offering competitive rates, fast pre-approvals, and flexible financing for investors and business owners. We finance rental properties, fix-and-flips, new construction, and a wide range of commercial real estate. Our local team helps you secure the right loan to grow your business in today’s Texas market.
We provide flexible commercial financing solutions designed to support your investment and business goals.
Flexible commercial loan programs with competitive rates
Financing for office, multifamily, and mixed-use properties
Expert guidance and hands-on support from application through closing
An asset-based program with no personal income verification that allows investors to take distressed properties, renovate them and maximize equity opportunity.
*based on level of experience
**single property loans available for borrowers with no real estate investment experience
This asset-based loan program requires no personal income verification and offers both single-property and portfolio financing for investors looking to purchase and hold income-generating properties. Whether you’re buying your first rental or leveraging equity from an established portfolio, our team is here to support you every step of the way.
Our asset-based loan program requires no personal income verification and offers flexible financing for both individual properties and portfolio investments. Whether you’re acquiring your first rental or a seasoned investor looking to unlock equity from an existing portfolio, we provide the support and solutions to help you grow your investment strategy.
We connect investors and builders with ground-up construction financing, including land acquisition. This program provides access to funding for building up to five properties simultaneously. Eligible lots can be included, provided they are build-ready with infrastructure already in place.
*Interest only payments on drawn balance available.
Full Spectrum of commercial loan products available from 100k to 100 Million. Each project is unique so please call us for more details.
Nationwide, including U.S Territories.
One-stop commercial lending access: Our partnership with CommLoan connects you to hundreds of commercial lenders and thousands of loan programs—all in one place.
Headquartered in Austin, Lone Star Financing is a trusted Texas commercial real estate lender, delivering competitive rates and expert guidance to businesses statewide.
Brett Dempsey is a seasoned commercial lending professional with a proven track record of helping clients navigate the complex world of commercial real estate financing. With extensive experience across a wide range of property types—including office buildings, retail centers, and investment properties—Brett brings a strategic, solutions-oriented approach to every deal.
Known for his exceptional service, responsiveness, and deep understanding of lending guidelines, Brett works closely with clients to structure loans that align with their goals and maximize long-term value. Whether you’re purchasing, refinancing, or constructing a commercial property, Brett is committed to delivering a seamless lending experience backed by integrity, expertise, and results.
Lone Star Financing is a trusted commercial lender in Texas that provides a wide range of commercial real estate loan solutions designed to help businesses purchase, refinance, or construct commercial properties. Our loans feature competitive rates and flexible terms, making them ideal for acquiring office buildings, retail centers, or other income-generating properties across Texas.
Competitive Fixed or Variable Rates – Financing options tailored to your business goals
Flexible Terms & Repayment Schedules – Structured to fit your cash flow
Local Decision-Making – Faster approvals with personalized service
Versatile Loan Uses – Ideal for purchases, refinancing, or new construction
Expert Guidance – Work with experienced commercial lending professionals every step of the way
Guidelines for a Commercial Real Estate Loans
Loan terms vary, but most commercial loans offer terms ranging from 5 to 25 years with amortization schedules up to 30 years. Interest rates may be fixed or variable, and repayment structures are typically monthly. We offer flexible options to match your business needs.v