Texas Conventional Home Loans
30 Year & 20 Year - Fixed Rate Loans
30-Year Fixed Rate Loans
Conventional mortgages are ideal for borrowers with good or excellent credit, and offer rates based on credit. These are conforming loans which have different criteria from FHA, USDA, and VA home loans in Texas. The 2021 conventional home loan limits are up to $548,250 but high limits can be reached by combining them with a second lien, provided the minimum investment is still meet.
Why go Conventional: Conventional mortgages generally pose fewer hurdles than Federal Housing Administration, US Department of Agriculture, or Veterans Affairs mortgages, which may take longer to process.
Conventional home loans typically offer better terms with lower mortgage insurance costs and rates based on credit rating. Additionally, conventional home loans offer the ability for borrowers to finance multiple properties including second homes as well as investment properties. Still have questions about Texas Home Loans and available options? Give us a call today to speak to one of our local Texas conventional mortgage experts!
- Down Payment
- 3% (Restrictions Apply)
- 5% to 20% is Typical
- Up to $548,250 Loan Value
- Lower Mortgage Insurance
- Primary, Second Homes, and Investment Properties
- Lower Rates and Better Terms
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We Serve All of Texas!
No matter what part of Texas you live in, Lone Star Financing has the resources to serve you. Specializing in New Home Loans; FHA and VA mortgages; and Mortgage Refinance. Find your city below and discover how we’ve helped your neighbors finance their homes!