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Reverse Mortgage Programs

A reverse mortgage or HECM (Home Equity Conversion Mortgage) is a financial tool that allows homeowners, ages 62 and older, to convert part of their home equity into cash payments and/or a line of credit. Since there are no restrictions on how the proceeds can be used, many reverse mortgage borrowers use HECM to:

  • Purchase a new home
  • Pay medical bills
  • Move closer to family members
  • Travel
  • Supplement retirement income

HECM products offer many advantages for senior today. Those who choose this option enjoy the continued ownership of their home without having to make a monthly mortgage payment*. Medicare payments are not affected and the homeowner gets to choose between a lump sum payment, a line of credit or guaranteed monthly payments.

Contact us to discuss your options and descide what program works best for you.

*Homeowner must continue to pay property taxes, required insurance and any applicable HOA fees.

Eligibility Requiements:

  • Be 62 years or older
  • Must be living in home as primary residence; vacation homes and investment properties do not qualify
  • Complete a HUD-approved counseling session
  • Must be able to pay homeowners taxes, insurance and any applicable HOA fees
Texas Reverse Mortgage Programs

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Items Needed for a Reverse Mortgage

Texas Home Loans

Reverse Mortgage Programs,Reverse Mortgage Loan Originator, Kira TurnerKira Turner NMLS#1566395

Reverse Mortgage Programs, Reverse Mortgage Loan Originator
(512) 605-2934
[email protected]
website: kiraturner.openmortgage.com

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