Your Corpus Christi Lender for New Home Loans and Refinancing
Lone Star Financing is a trusted local Corpus Christi, TX mortgage lender helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan programs, and personalized guidance tailored to today’s Corpus Christi buyers—whether you’re purchasing, upgrading, or refinancing.
As an independent mortgage broker, we work with 20+ wholesale lenders to deliver better pricing, more options, and faster closings. As an approved VA and FHA lender, we provide expert support and customized home loan solutions from application through closing and beyond.
- Mortgage Broker
- Multiple lender options
- Wholesale pricing access
- FHA, VA & USDA Loans
- Texas Customer Service!
Corpus Christi Home Loans
Buying a new home in Corpus Christi, TX? We provide a wide selection of new home loan programs:
- Primary, secondary, investment
- FHA, USDA, and VA
- Conventional Loans
- Low Rates
Our most popular loans in Corpus Christi, with good to great credit conventional loans offer several advantages:
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
FHA loans are ideal for first-time home buyers – only a 3.5% down payment and gift funds are allowed.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
As an approved VA lender in Corpus Christi, we are committed to helping Texas veterans maximize their benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loans
Unlock the equity in your home with a Texas Cash Out Refinance – enjoy lower interest rates and flexible loan options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Lone Star Financing provides competitive low rates and a smooth, hassle-free process for home refinancing.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Corpus Christi Mortgage Experts
Lone Star Financing is your trusted Corpus Christi mortgage expert, delivering personalized home loan guidance backed by deep local market knowledge. We work closely with you to find the right financing based on your goals, budget, and timeline.
From first-time buyers to seasoned homeowners, our insight into Corpus Christi neighborhoods, pricing trends, and local lending nuances helps you make confident decisions throughout the mortgage process.
Close on Time
Our goal is to close every loan in 21 days or less. Mortgage broker with fast approval and on-time fundings.
Low Rates & Fees
Corpus Christi Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
Corpus Christi, TX customer support -we will be with you at every step from application to closing. Read what our customers are saying!
YOUR TRUSTED MORTGAGE COMPANY IN CORPUS CHRISTI, TX
Lone Star Financing delivers fast approvals and smooth closings in Corpus Christi through local Texas underwriting and a streamlined digital process. Known for low rates, low fees, and exceptional service, we tailor loan solutions to fit your needs—making it easy to see why more Corpus Christi homebuyers choose us.
Lone Star Financing is a direct lender in Texas for Corpus Christi. Whether you’re looking for FHA, VA, USDA, or mortgage refinance options, our team of mortgage professionals will help find the right loan just for you!

Allen Lundberg
Sr. Loan Officer
NMLS #277507

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Ryan Wood
Sr. Loan Officer
NMLS #1757471

Brett Dempsey
Branch Manager
NMLS #2014728
GOOD Based on 48 reviews Posted on M. C.Trustindex verifies that the original source of the review is Google. We could not be happier with our experience working with Lone Star – Texas Mortgage Lender, Brett Dempsey, and his team. As first-time homebuyers, we were nervous about the process, but Brett and his staff guided us every step of the way with patience, friendliness, and clear communication. They moved swiftly to secure everything we needed, kept us updated at each stage, and made the entire process smooth and stress-free. The rates they secured for us were excellent, the service was absolutely top-notch, and the team’s professionalism gave us complete confidence from start to finish. On top of that, Brett and his team were genuinely friendly and approachable, which made the experience all the more enjoyable. We are grateful for their dedication and couldn’t recommend them more highly. If you’re looking for a lender that combines expertise, efficiency, and personal service, Brett Dempsey and his team at Lone Star are the perfect choice. -The Carter FamilyPosted on Kevin MartinTrustindex verifies that the original source of the review is Google. I've worked with Chris Lederer for well over a decade. He's always made the loan process seamless and goes the extra mile for his clients. His approach, service, and dedication to his clients makes you feel like you've known him your entire life. He's been able to coach myself and other people I know through the loan process and also help them with credit advice or referrals to fix credit for people that don't instantly qualify. I highly recommend working with Chris; you won't be sorry.Posted on Mandy DicktenTrustindex verifies that the original source of the review is Google. I don’t ever writes reviews, but working with James honestly made the homebuying process way easier than I expected. He explained everything clearly, stayed on top of every detail, and somehow kept things calm even when the stress hit. I never felt lost or in the dark — and that’s saying a lot. What stood out most was how real he is. No fluff, no pressure, just straight-up support from start to finish. If you’re looking for someone who actually listens and doesn’t treat you like a number, James is the one to go to. Highly recommend him to anyone serious about buying a home — especially if you want someone in your corner who actually cares.Posted on Gary LarsenTrustindex verifies that the original source of the review is Google. James has been amazing to work withPosted on Joshua HaydenTrustindex verifies that the original source of the review is Google. James I great I've been working with him for awhile yes on our side we had some downers but he was quick to act and told us to get with his credit repair lady and OMG it was fast and she is damn good got my wife's credit up and im glad to say today is the day that we are getting our numbers so we can get our new house bought. Thank you James your a rock starPosted on Josie SolisTrustindex verifies that the original source of the review is Google. I don’t usually leave reviews, but I had to this time. Long story short—Brett Dempsey was AWESOME. As a first-time homebuyer, I had a lot of questions and uncertainty, but Brett was incredibly professional, kind, and helpful throughout the entire process. His communication was excellent—always prompt, clear, and patient, which made a huge difference for me. After a terrible experience with another lender at New American Funding, Brett turned everything around. He not only got us into our home, but also saved us a lot of money. He and his team truly exceeded our expectations. We’re so thankful!Posted on TommyTrustindex verifies that the original source of the review is Google. Shawn D. and the team at Lone Star Financing are the best mortgage professionals you could ask for. Shawn was able to help us get a mortgage when no other lenders could, due to our unique circumstances. He is responsive, knowledgeable, and has the highest integrity. He didn't just help us get a house he re united my family. Thank you for all your hard work Shawn.
CORPUS CHRISTI, TX LENDING:
CALL TODAY (855) 314-8080
- Mortgage Broker
- Multiple lender options
- Wholesale pricing access
- Local Customer Service
2026 Real Estate Snapshot
Corpus Christi Real Estate News– As of January, 2026 the average home price in Corpus Christi, TX was $312,348. View all homes for sale in Corpus Christi, TX. Mortgage rates are rising in 2026, but the Corpus Christi housing market remains strong. If you’re looking for a trusted local mortgage lender, we’d love to earn your business.
We specialize in new home purchases, VA loans, and FHA loans—giving Corpus Christi buyers a smoother, more personalized lending experience. Call Lone Star Financing at or apply online to see why Corpus Christi borrowers trust us for their home loans.