Author: Ryan

How to Find the Best Mortgage Lender

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Introduction Planning to purchase your first home but are struggling to find a mortgage lender? We have you covered! Buying a new home usually requires homeowners to take out a mortgage loan. Getting a great deal on your mortgage can be very beneficial to you and your family. You may want to find the lowest […]

Texas Mortgage Refinancing See Uptick

The Federal Housing Finance Agency eliminated something called the “Adverse Market Refinance Fee,” a huge incentive for  homeowners looking to refinance their mortgage. The refinancing fee was rolled out in December as a way to pay for some of the COVID mortgage relief.  How it worked was, the agency calculated the fee by taking 0.5% of a […]

Foreclosure Forecast: Record Lows!

Foreclosure isn’t a topic we’re fond of discussing. But the reality is that no matter how many precautions you’ve taken as far as savings and structuring loans, even the faintest idea of it can have homebuyers feeling a little shaky about investing in a home. It’s understandable! It’s a big step that consist of a […]

Choose the Right Mortgage for a Home Renovation

Move-in ready or needing renovation? Small renovations or down to the studs redo? These are big questions when you’re house shopping and need a mortgage for a home renovation. Most people are familiar with the general mortgage process: Find a house, apply for a loan, put some money down, get an appraisal, go through closing, […]

How To Get a Mortgage if You’re Self-Employed

Being self-employed comes with several benefits, such as setting your own hours and working in your PJs. There is one potential drawback, however. It can be more difficult for you to obtain a home loan than it is for people on salary. Take heart, though; while the process is more complicated and involves stricter requirements, it […]

Pricing a Home to Sell

There’s a lot that goes into pricing a home to sell quickly and successfully, but the most important factor is choosing the right listing price. Too high, and the house can languish on the market, becoming stale and often forcing a price reduction. Too low, and you miss out on some significant profit. Your real estate agent […]