Three Last Minute Halloween Must-Haves!
Get you and your home into the spirit!
How to Calculate a Mortgage
If you’re shopping for a new home in Texas, you can calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes, and insurance you can afford. This calculation will provide an estimate of your house price range based on the monthly payment you can […]
How Long Does it Take to Get a Mortgage in Texas?
Time spent on the loan process depends on a number of things. First, it depends on how long it takes you to find a property in Texas you want to call home. If you consider that search as part of the process, you should expect it to take months or possibly years. When it comes […]
How to Repair Credit Before Buying a Home in Texas
Good credit is central to buying a home in Texas. If your credit score isn’t very high, the home buying process can stall even before it truly begins. One of the first considerations of home ownership is figuring out your finances, and that includes understanding your credit—a critical piece of the buying process. Whether you’re […]
Common Mistakes Homebuyers Make
Purchasing a home in Texas is one of the most exciting and potentially stressful things you can do. The home buying process is also an emotional experience that is very personal to each buyer. When your emotions are involved in a purchase, however, you might end up skipping or overlooking certain details. Here are some suggestions […]
What’s the Best Way for a Veteran to Get a Home Loan?
Veterans serve our country and help keep us free. It’s not an easy job, but those who are called to service can qualify for a variety of benefits, including home loans through the US Department of Veterans Affairs (VA). Knowing how VA loans work is the first step toward buying a home in Texas, but […]
Foreclosure Forecast: Record Lows!
Foreclosure isn’t a topic we’re fond of discussing. But the reality is that no matter how many precautions you’ve taken as far as savings and structuring loans, even the faintest idea of it can have homebuyers feeling a little shaky about investing in a home. It’s understandable! It’s a big step that consist of a […]
4 Things to Check BEFORE your Fireworks!
Are you celebrating safely?
Choose the Right Mortgage for a Home Renovation
Move-in ready or needing renovation? Small renovations or down to the studs redo? These are big questions when you’re house shopping and need a mortgage for a home renovation. Most people are familiar with the general mortgage process: Find a house, apply for a loan, put some money down, get an appraisal, go through closing, […]
How To Get a Mortgage if You’re Self-Employed
Being self-employed comes with several benefits, such as setting your own hours and working in your PJs. There is one potential drawback, however. It can be more difficult for you to obtain a home loan than it is for people on salary. Take heart, though; while the process is more complicated and involves stricter requirements, it […]
