What Is Going to Happen to the Housing Market in 2016?

As the end of 2015 looms near, there are a couple things you can be sure to find on the internet, and I’m not talking about cyber deals for holiday shopping. I’m talking about lists. The end of the year brings with it countdowns that look back at virtually everything that occurred over the past […]

4 Things You Should Be Doing Now to Buy a New Home Next Spring

The holiday season will be over before you know it, and it will be time yet again for New Year’s resolutions and house hunting season. If you’ve thought that next year is the year you want to buy a new home, here are a few things you should be doing right now: 1. Save If […]

How to Make Buying and Selling at the Same Time Work

Shopping for a new home? Already own a home that you want to sell? You might be wondering where to start. It feels like you have to time things perfectly, or you’ll either find yourself in a situation where you’re carrying two mortgages, or you’ll have nowhere to live. The truth is, it’s difficult to […]

Your Mortgage Pre-Approval and Pre-Qualification Timeline

If you’ve decided the time is right to buy a house or condo, you might be tempted to start searching for your dream home right away. It’s fun to click through sites filled with MLS listings looking through countless photo galleries and virtual tours of beautifully staged dwellings. However, before you fall in love, you […]

Unique Challenges Faced By Millennials Buying Homes

Millennials are the “it” demographic these days. Everyone is talking about them, now that they’re entering their 30’s and they’ve overtaken the Baby Boomers in numbers. Though the term “millennial” was coined nearly a quarter century ago to define the generation born after Gen X, it wasn’t used much until pretty recently. Now, the word […]

The Basics of the USDA Home Loan

Potential homeowners who want to realize the dream of owning a home, but think it is out of their reach because they don’t have the down payment saved up or a high income, may still qualify for a mortgage. The U.S. Department of Agriculture’s Rural Development program provides opportunities for homeownership by guaranteeing no-down payment mortgages […]

Discounted Home Loans Available to Veterans Displaced by Memorial Day Flooding

Central Texas often faces extended periods of drought; however, when it does rain, it floods. Just a couple months ago, over the 2015 Memorial Day weekend, central Texas faced some of the worst flooding in Texas history, which resulted in the deaths of over a dozen people and caused thousands to flee their homes (texasmonthly.com). […]

Pay Yourself: Buying a Home Is Now Cheaper than Renting

When you purchase a home, you stop paying your landlord and start paying yourself – everyone’s heard that. Maybe you’ve had this old adage knocking around in your head for a while now, you’ve been saving for a down payment, and you’re considering making the leap into home ownership. In that case, you may be interested to […]

Rates Slip to Six Week Low

Rates for 30-year fixed mortgages have fallen to their lowest level in six weeks. The average rate for 30-year fixed-rate mortgages was 4.875% this week, down from last week when it averaged 5.06 percent. A year ago, 30-year fixed rate mortgages averaged 4.84 percent,and many mortgage analysts expected rates to trickle up this Summer, but […]