Home is Bought – Now What?
What’s better, renting or buying? There’s no universally correct answer to this question, but one option may be a much better choice for you. For some, homeownership was a no-brainer. Here are the top reasons to think about when buying a home, and how to determine whether or not you may be ready to buy […]
How FHA Loans Work
FHA loans are a great option for first time home buyers — if this is your first home purchase, a Texas FHA home loan is probably your best option with its low down payment and easier credit standards. Your down payment can be as low as 3.5% of the purchase price and closing costs and […]
Ins and Outs of a VA Loan
What are VA Loans? A VA Loan is a segment of the GI Bill was that signed into law by President Franklin D. Roosevelt to provide veterans with a federally guaranteed home loan with no down payment. It’s one of the ways we thank our veterans for their service. The VA guarantees a maximum of […]
Pricing a Home to Sell
There are many factors that come into play when pricing a home, such as time of year, supply and demand, and market fluctuations, the right price is ultimately the maximum amount that a buyer is willing to pay. It’s important for sellers to keep emotion out of the process, which can be understandably difficult. Take […]
The Basics of the USDA Loan
Do you seem more comfortable surrounded by pastures than pavement? If so, buying a home in a rural setting might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA has one of the government’s least-known mortgage assistance programs. Issued through the USDA loan program, also known as […]
When Should I Buy a House in Texas?
It is most Texans’ dream to one day own their own home in Texas. However, if you buy before you are ready, your home can quickly drag you down and make you house poor, meaning you owe more on your property than what its estimated worth is. You want to buy a home. Eventually. But […]
Best Holiday Decorations in Texas
The Lone Star Financing family would like to wish you and yours a very happy holiday season. Zoo Lights (Houston) During the month of December, the Houston Zoo is adorned in Holiday lights. Sip hot chocolate as you stroll through the beautiful Houston Zoo taking in the sights and sounds of the season including more […]
How to Keep Your Home Warm This Winter
The key to understanding how to keep warm is the fact that you lose more heat by radiation to your surroundings than you do by convection to the air. This is why your house feels so cold when you get back from a winter break, even after you’ve turned on the central heating—though the air […]
Don’t Assume You Can’t Afford to Buy a Home in Texas
You too can buy a house, even in a relatively unpredictable market. Talking with first time home buyers in Texas, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need […]
Insurance You Need as a Homebuyer
Reviewing the numerous types of insurance available during the home buying process can be overwhelming. You already have so much to do to close on your home—do you really have to jump through more hoops? Well, yes. No sensible car owner would drive without insurance, so it figures that no new homeowner should be without […]
