Your Corpus Christi Lender for New Home Loans and Refinancing
Lone Star Financing is a trusted local Corpus Christi, TX mortgage lender helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan programs, and personalized guidance tailored to today’s Corpus Christi buyers—whether you’re purchasing, upgrading, or refinancing.
As an independent mortgage broker, we work with 20+ wholesale lenders to deliver better pricing, more options, and faster closings. As an approved VA and FHA lender, we provide expert support and customized home loan solutions from application through closing and beyond.
- Mortgage Broker
- Multiple lender options
- Wholesale pricing access
- FHA, VA & USDA Loans
- Texas Customer Service!
Corpus Christi Home Loans
Buying a new home in Corpus Christi, TX? We provide a wide selection of new home loan programs:
- Primary, secondary, investment
- FHA, USDA, and VA
- Conventional Loans
- Low Rates
Our most popular loans in Corpus Christi, with good to great credit conventional loans offer several advantages:
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
FHA loans are ideal for first-time home buyers – only a 3.5% down payment and gift funds are allowed.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
As an approved VA lender in Corpus Christi, we are committed to helping Texas veterans maximize their benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loans
Unlock the equity in your home with a Texas Cash Out Refinance – enjoy lower interest rates and flexible loan options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Lone Star Financing provides competitive low rates and a smooth, hassle-free process for home refinancing.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Corpus Christi mortgage expert, delivering personalized home loan guidance backed by deep local market knowledge. We work closely with you to find the right financing based on your goals, budget, and timeline.
From first-time buyers to seasoned homeowners, our insight into Corpus Christi neighborhoods, pricing trends, and local lending nuances helps you make confident decisions throughout the mortgage process.
Close on Time
Our goal is to close every loan in 21 days or less. Mortgage broker with fast approval and on-time fundings.
Low Rates & Fees
Corpus Christi Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
Corpus Christi, TX customer support -we will be with you at every step from application to closing. Read what our customers are saying!
Texas Home Loans, Done Right!
Lone Star Financing delivers fast approvals and smooth closings in Corpus Christi through local Texas underwriting and a streamlined digital process. Known for low rates, low fees, and exceptional service, we tailor loan solutions to fit your needs—making it easy to see why more Corpus Christi homebuyers choose us.
Lone Star Financing is a direct lender in Texas for Corpus Christi. Whether you’re looking for FHA, VA, USDA, or mortgage refinance options, our team of mortgage professionals will help find the right loan just for you!
Better Rates. Lower Fees. Faster Closings.
Lone Star Financing is a trusted mortgage lender serving Corpus Christi, TX, with more than 30 years of experience closing home loans across Texas. As a mortgage broker, we help deliver better rates, lower fees, and a streamlined lending process—so your transaction moves forward smoothly and efficiently.

Allen Lundberg
Sr. Loan Officer
NMLS #277507

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Ryan Wood
Sr. Loan Officer
NMLS #1757471

Brett Dempsey
Branch Manager
NMLS #2014728
GOOD Based on 58 reviews Posted on Gyzenia TuckerTrustindex verifies that the original source of the review is Google. I worked with Jen Papaelias at Lone Star Financing and I cannot rave enough about her. She went above and beyond to make sure that I was able to purchase my dream home. The few minor bumps we had, she was able to help us work to get them fixed. Lone Star Financing will be the first suggestion I give everyone when looking to purchase a home!Posted on ADRIANA CASTROTrustindex verifies that the original source of the review is Google. Extremely knowledgeable, efficient and best customer care .Posted on Brodrick ColbertTrustindex verifies that the original source of the review is Google. I've had the pleasure of working with Brett Dempsey and his team over the years and he provides a first class service with the customer always in mind.Posted on Daniel RamirezTrustindex verifies that the original source of the review is Google. Jen made our first home mortgage process easy and stress-free! She was extremely responsive, explained everything clearly, and helped us secure a great rate. Jen answered all our questions promptly and made sure we understood every detail before closing. Her professionalism and expertise were invaluable for first-time buyers. Highly recommend Chien for anyone looking for a reliable and knowledgeable loan officer!Posted on Sharon DarbyTrustindex verifies that the original source of the review is Google. Outstanding experience with LoneStar Mortgage, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference, especially when challenges arose. He handled everything with confidence, professionalism, and genuine care. Him and his Team were absolute pleasures to work with and truly went above and beyond. We could not have completed this process without them. Highly recommend Brett D to anyone looking for an exceptional mortgage opportunities.Posted on Bettis MorelockTrustindex verifies that the original source of the review is Google. Brett is so helpful! Quality service! Can't recommend enoughPosted on Dan AndrewsTrustindex verifies that the original source of the review is Google. I don't typically write reviews but I wanted to acknowledge the excellent service from this company, in particular Chien was knowledgeable, responsive, and a pleasure to work with!Posted on LukeTrustindex verifies that the original source of the review is Google. I highly recommend Chien at Lone Star Financing. Chien is very knowledgeable, patient and efficient. She was always available when we needed to contact her, and secured us a great rate.Posted on Chuen Leik LowTrustindex verifies that the original source of the review is Google. amazing service from Lone Star Financing! Chien was knowledgeable, responsive, and made the mortgage process effortless. always knew what was happening and felt in great hands. Highly recommend!!!
CORPUS CHRISTI, TX LENDING:
CALL TODAY (855) 314-8080
- Mortgage Broker
- Multiple lender options
- Wholesale pricing access
- Local Customer Service
2026 Real Estate Snapshot
Corpus Christi Real Estate News– As of January, 2026 the average home price in Corpus Christi, TX was $312,348. View all homes for sale in Corpus Christi, TX. Mortgage rates are rising in 2026, but the Corpus Christi housing market remains strong. If you’re looking for a trusted local mortgage lender, we’d love to earn your business.
We specialize in new home purchases, VA loans, and FHA loans—giving Corpus Christi buyers a smoother, more personalized lending experience. Call Lone Star Financing at or apply online to see why Corpus Christi borrowers trust us for their home loans.