NEW PURCHASE
HOME LOANS
secure your new home with confidence
Texas New Home Loans - Low Rates and Fast Closings
- Ultra Low Rates
- Fast Closings
- In-House Processing
- Low Fees
- Free Loan Estimates
- Top Notch Service
Explore Our Purchase Loan Options
Conventional Loans
Conventional loans offer favorable terms, including lower mortgage insurance and lower interest rates.
- Low fixed rates
- As little as 5% down
- 30, 20 and 15-Year
- Max value of $806,500
Texas FHA Loans
FHA loans are ideal for first-time homebuyers and moderate income families, and require only 3.5% down.
- Only 3.5% down
- Flexible Underwriting
- Higher DTI OK
- >600 FICO
Texas VA Loans
VA loans offer numerous benefits, including no down payment and no private mortgage insurance (PMI).
- 0% down payment
- Simple Qualifying
- Higher Debt to Income OK
- Lower FICO Down to 580
USDA Home Loans
USDA home loans for eligible rural properties in Texas — 100% financing options for eligible properties
- Rural Properties
- Primary Residence Only
- Closing Costs Rolled In
- 100% Financing
Jumbo Loans
Texas jumbo loans up to $3M financed through private investors — 620+ minimum FICO and flexible guidelines.
- Loans up to $3,000,000
- Primary & Second Homes
- Specific Guidelines
- Credit Score Minimums
DSCR Loans
DSCR loans are designed for real estate investors financing rental properties—no tax returns or W-2s required.
- Up to $3,000,00 (85% LTV)
- No Income Verification
- Rental Income to Qualify
Real Estate Investors
Your Trusted Texas Mortgage Broker
At Lone Star Financing, we simplify the path to homeownership by combining competitive rates, efficient closings, and trusted local expertise. Whether you’re exploring FHA loans, VA home loans, and USDA financing to DSCR loans in Texas, our experienced team is here to guide you smoothly through every step of the process.
Close on Time
Our goal is to close every home loan in 21 days or less. In-house underwriting, processing, and on-time fundings.
Low Rates
Texas Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Local Service
Home Loans in Texas with top-notch customer support. Local underwriting and fast approvals
Your Local Texas Mortgage Lender
Lone Star Financing specializes in new home purchases across Texas, delivering competitive rates, reduced closing costs, in-house underwriting, and personalized home loan solutions backed by exceptional service.
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Local Expertise. Statewide Lending.
Lone Star Financing is a trusted Texas mortgage lender specializing in both residential and Texas ommercial loans. We provide conventional and government-backed loans, including FHA, VA, and USDA financing. We proudly offer the Texas Heroes Loan Program and special incentives for First Responders. Apply today and get one step closer to getting approved for your home loan in Texas!
Our Locations : No matter where you’re located in Texas, our home loan experts are ready to help. As a licensed Texas mortgage lender, we deliver competitive financing and fast closings throughout the state.
South Texas Lending
Central Texas Lending