Texas New Home Loans – Low Rates, Fast Closings, Trusted Lender
Lone Star Financing is a local Texas mortgage company for FHA, VA, USDA, and Conventional loans. What makes us different is that as a direct lender we manage the entire process from application to funding. Our in-house underwriting enables quick, common sense approvals.
- Texas Mortgage Experts
- Direct Lender
- In-House Underwriting
- Low Rates & Low Fees
- Free Good Faith Estimate
- Top Notch Service
New Purchase Loan Options
CONVENTIONAL LOANS
Conventional loans offer favorable terms, including lower mortgage insurance and lower interest rates.
- Low fixed rates
- As little as 5% down
- 30, 20 and 15 Year Terms
- Max value of $806,500
TEXAS FHA LOANS
FHA loans are ideal for first-time homebuyers and moderate income families, and require only 3.5% down.
- Only 3.5% down payment
- Flexible Underwriting Guidelines
- Higher Debt to Income OK
- Lower FICO Down to 580
TEXAS VA HOME LOANS
VA loans offer numerous benefits, including no down payment and no private mortgage insurance (PMI).
- 0% down payment
- Simple Qualifying
- Higher Debt to Income OK
- Lower FICO Down to 580
USDA LOANS
USDA loans for rural properties in Dallas come with a variety of benefits. These loans offer 100% financing for qualified buyers:
- Rural Properties -100% Financing
- Primary Residence Only
- Closing Costs Can Be Rolled In
- Low Interest Rates
JUMBO LOANS
Jumbo Mortgages in Texas up to $3,000,000, financed through private investor programs and flexible guidelines.
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimums
Texas Home Loans, Done Right!
Close on Time
Our goal: close every loan in 30 days or less. In-house underwriting to ensure fast approvals and on-time funding.
Low Rates
Texas Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Service
Texas home loans offering exceptional customer support. We're with you every step, from application to closing.
Jump in Front of the Line
Pre-Qualify Today
Start your pre-approval online!
Shawn Dulac
Loan Officer
NMLS #1320463
James Hair
Loan Officer
NMLS #1680348
Ricardo Trejo
Branch Manager
NMLS #347481
Eden Vick
Sr. Loan Officer
NMLS #490185
Brett Dempsey
Loan Officer
NMLS #2014728
TODAY'S TEXAS MORTGAGE RATES:
CALL (855) 314-8080
Still have questions about which Texas mortgage is right for you? Visit with one of our Texas mortgage loan experts for free consult.
- Review your scenario
- Provide best loan options
- Review available rates and fees
- Calculate your exact borrowings & repayments
- Explain all fees, charges, and the general process
- Show you ways to save money
- Provide a no cost loan estimate
- Learn more about the Home Loan Process
Not sure which mortgage loan type is right for you? Call or apply online to connect with one of our experienced loan officers. We’ll guide you through all your options, including loan types and rates, and help tailor a mortgage that meets your specific needs. As a direct Texas mortgage lender, we offer low rates and fast approvals with in-house underwriting. We close loans in 28 days or less for a fast, stress-free experience. Whether you’re a first-time FHA buyer or a Texas Vet needing a VA loan, we’ve got you covered. Let our mortgage experts find the perfect loan for you!
