Mortgage Blog
Texas mortgage tips, loan insights, and home financing guidance.
Explore Our Latest Insights
Where we share expert advice on home loans, refinancing, and mortgage solutions to help you make confident decisions for your future.

2024 Texas FHA Loan Limits
There is a limit to how much a homeowner can borrow with an FHA loan, a type of mortgage guaranteed

2024 Texas Mortgage Rates Forecast
Lower Mortgage Rates Expected in Texas Amidst Promising Signals from the Fed. There appears to be an end in sight

Reverse Mortgage vs. Cash-out Refinance: Your Complete Guide
Are you confused about choosing the right mortgage? Here is everything you need to know about reverse mortgages & cash-out

Everything You Need to Know About Refinancing Your Mortgage
Your house is a financial asset. If you’re a homeowner, you could be hearing about refinancing from everyone from your

30-Year Mortgages: Everything You Need to Know
Speak with the best mortgage lenders in Texas to learn how a 30-year mortgage works. Contact Savant Lonestar today!

How to Refinance a Reverse Mortgage: The Ultimate Guide
The process of refinancing a reverse mortgage is similar to that of traditional refinance. There are standard eligibility criteria set
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Mortgage Rate Assumptions
* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Texas property.
* Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply