Mortgage Blog
Texas mortgage tips, loan insights, and home financing guidance.
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Where we share expert advice on home loans, refinancing, and mortgage solutions to help you make confident decisions for your future.

The Underwriting Process: Everything You Need to Know
Do you know that 65% of homeowners in the US have a Mortgage? Are you planning to take out a

How Much Money Will You Need to Purchase a Home in 2022?
Are you wondering how much money you’ll need to come up with in order to buy your dream home? Well,

In-House Underwriting: Top Criteria & Benefits You Must Know
Are you in the last stages of your home loan application? Now that you’ve gone through the tedious process of

Manual Underwriting Vs. Automated Underwriting: The Complete Guide
The mortgage underwriting process helps mortgage lenders determine if your financial status is solid enough to repay the home loan

VA Home Loan v/s Conventional Home Loan: Choosing the Best Loan Option
When you are planning to buy a home, the type of mortgage you choose is an important decision. But with

Fixed & Adjustable Mortgage Rates: Everything You Need to Know
When you’re considering taking out a mortgage loan, you must first determine which loan is best for you. Getting a
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Mortgage Rate Assumptions
* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Texas property.
* Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply