Mortgage Blog
Texas mortgage tips, loan insights, and home financing guidance.
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Where we share expert advice on home loans, refinancing, and mortgage solutions to help you make confident decisions for your future.

DSCR Loans in Texas: Investor Financing Built Around Cash Flow
A comprehensive guide to DSCR loans in Texas for real estate investors. Learn how cash flow–based financing works, explore purchase

Lone Star Financing Joins The Sears Group’s Allied Partner Community
We’re excited to announce that Lone Star Financing has officially partnered with The Chris Sears Group and is now a

First-Time Homebuyer Loans in Texas: Your 2025 Guide to Getting Started
Buying your first home is a big milestone—and in a competitive housing market like Texas, it’s important to be informed,

Mortgage Lender vs Mortgage Broker
Learn the key differences between a mortgage broker and a direct lender, including pricing, loan options, flexibility, and why working

Texas’s Best Mortgage Lender: Why Lone Star Financing Stands Out
Looking for the best mortgage broker in Texas? Lone Star Financing is a Texas-based direct lender offering low rates, quick

Buy vs. Rent: Is Your Monthly Payment Building Wealth or Just Buying Time?
Let’s keep it real – If you’re renting for $2,000 a month, that’s $24,000 a year going straight into your
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Mortgage Rate Assumptions
* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Texas property.
* Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply