MORTGAGE BLOG
Mortgage Rates Hit 12-Month Low — Will the Texas Housing Market Respond?
Mortgage rates hit a 12 month low but will the housing market respond? The average national rate for 30-year fixed-rate mortgages was 6.19% in the most recent week, Freddie Mac said on Oct. 28, 2025. But will this translate to more Texas home owners selling?
Lone Star Financing Joins The Sears Group’s Allied Partner Community
We’re excited to announce that Lone Star Financing has officially partnered with The Chris Sears Group and is now a proud member of their Allied Partner Community — a dynamic network of trusted industry professionals committed to supporting agents and clients across Texas. Learn more about The Sears Groups allied
First-Time Homebuyer Loans in Texas: Your 2025 Guide to Getting Started
Buying your first home is a big milestone—and in a competitive housing market like Texas, it’s important to be informed, prepared, and supported every step of the way. At Lone Star Financing, we’ve helped hundreds of first-time buyers across cities like Austin, San Antonio, Houston, and beyond. This guide breaks
Mortgage Lender vs Mortgage Broker
Mortgage Lender vs. Broker: What’s the Difference & Which Is Right for You? When buying a home, one of the first big decisions you’ll face is who to work with to get your mortgage. You’ve likely heard the terms “mortgage lender” and “mortgage broker”—but what’s the difference, and how does
Texas’s Best Mortgage Lender: Why Lone Star Financing Stands Out
Looking for the best mortgage lender in Texas? Lone Star Financing is a Texas-based direct lender offering low rates, quick closings, and an unmatched level of service. As one of the top mortgage companies in Texas, Lone Star Financing offers a full suite of loan products including FHA, VA, USDA,
Buy vs. Rent: Is Your Monthly Payment Building Wealth or Just Buying Time?
Let’s keep it real – If you’re renting for $2,000 a month, that’s $24,000 a year going straight into your landlord’s next vacation… or kitchen remodel (you know, the one you’re not allowed to touch). And unless they’re sending you thank-you notes and holiday gifts, that money is doing nothing
Buy Smarter: Why Refinancing First Could Be Your Best Move in Today’s Market
Do I Have to Sell Before I Buy? Not Always—Here’s a Smarter Strategy One of the most common questions I hear from clients is: “Don’t I have to sell my current home before I can buy my next one?” The short answer? Not necessarily. In fact, with the right strategy,
Do You Really Need a Realtor? Here’s Why the Answer is YES
With so many online tools available, it’s easy to think, “I can buy or sell a home on my own.” Websites like Zillow, Redfin, and DIY home-selling platforms make it seem simple—find a home, make an offer, sign some paperwork, and move in. But in reality, real estate is far
Why Now Is the Perfect Time to Buy a Home
Buying a home is one of the biggest financial decisions you’ll ever make, and timing plays a crucial role in securing the best deal. While some may hesitate, waiting for the “perfect” conditions, the truth is—now is a great time to buy a home. Interest rates, while fluctuating, remain historically
