LONE STAR FINANCING

MORTGAGE BLOG

Insights, News and Company Updates
Mortgage Lender vs Broker

Mortgage Lender vs Mortgage Broker

Mortgage Lender vs. Broker: What’s the Difference & Which Is Right for You? When buying a home, one of the first big decisions you’ll face is who to work with to get your mortgage. You’ve likely heard the terms “mortgage lender” and “mortgage broker”—but what’s the difference, and how does

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Texas Housing Market 2025

Why Now Is the Perfect Time to Buy a Home

Buying a home is one of the biggest financial decisions you’ll ever make, and timing plays a crucial role in securing the best deal. While some may hesitate, waiting for the “perfect” conditions, the truth is—now is a great time to buy a home. Interest rates, while fluctuating, remain historically

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When to Buy New Home?

The Fed Is Cutting Rates Soon. When Should I Buy?

The Federal Reserve is expected to lower interest rates at its meeting on September 17–18. Many homebuyers believe incorrectly that they can get a lower rate by waiting until a cut becomes official. The Fed is expected to cut interest rates in September. What does your research say about whether

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Low Mortgage Rates

Mortgage Rates Plunge to Lowest Level in Over a Year

Mortgage rates fell to their lowest level in over a year, a welcome development for the housing market.The average rate on the 30-year fixed-rate mortgage dropped to 6.47% from 6.73% last week, Freddie Mac reported on Thursday. A year ago, the average rate on a 30-year fixed-rate loan was 6.96%.Separately, the average

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3 Things to Negotiate when you buy a house

3 Things to Negotiate when Buying a House, Experts say

The housing market continues to be affected by elevated mortgage rates into 2024. In 2020 and 2021, when rates averaged 3.20% and 3.06%, homeowners opted to stay put and maintain their historically low interest rates. Many homebuyers are looking for ways to save money on their home purchase due to

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